tabel+angsuran+kredit+mandiri

9
info dan pengajuan hubungi: arul: 021-9939 7275 / 081211687574 TABEL ANGSURAN KPR MANDIRI Suku Bunga 10.50% p.a. effektif fixed 1 TH JANGKA WAKTU KPR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 12 24 36 48 60 72 84 96 108 120 132 144 156 168 180 50,000,000 4,407,430 2,318,802 1,625,122 1,280,169 1,074,695 938,948 843,034 772,001 717,543 674,675 640,223 612,070 588,751 569,217 552,699 75,000,000 6,611,145 3,478,203 2,437,683 1,920,253 1,612,043 1,408,423 1,264,550 1,158,001 1,076,315 1,012,012 960,334 918,106 883,126 853,826 829,049 100,000,000 8,814,860 4,637,604 3,250,244 2,560,338 2,149,390 1,877,897 1,686,067 1,544,002 1,435,086 1,349,350 1,280,446 ### ### ### ### 125,000,000 11,018,575 5,797,005 4,062,805 3,200,422 2,686,738 2,347,371 2,107,584 1,930,002 1,793,858 1,686,687 1,600,557 ### ### ### ### 150,000,000 13,222,290 6,956,406 4,875,367 3,840,507 3,224,085 2,816,845 2,529,101 2,316,002 2,152,629 2,024,025 1,920,669 ### ### ### ### 175,000,000 15,426,006 8,115,807 5,687,928 4,480,591 3,761,433 3,286,320 2,950,618 2,702,003 2,511,401 2,361,362 2,240,780 ### ### ### ### 200,000,000 17,629,721 9,275,208 6,500,489 5,120,676 4,298,780 3,755,794 3,372,135 3,088,003 2,870,172 2,698,700 2,560,892 ### ### ### ### 225,000,000 19,833,436 10,434,609 7,313,050 5,760,760 4,836,128 4,225,268 3,793,651 3,474,004 3,228,944 3,036,037 2,881,003 ### ### ### ### 250,000,000 22,037,151 11,594,010 8,125,611 6,400,845 5,373,475 4,694,742 4,215,168 3,860,004 3,587,715 3,373,375 3,201,115 ### ### ### ### 275,000,000 24,240,866 12,753,411 8,938,172 7,040,929 5,910,823 5,164,217 4,636,685 4,246,004 3,946,487 3,710,712 3,521,226 ### ### ### ### 300,000,000 26,444,581 13,912,812 9,750,733 7,681,014 6,448,170 5,633,691 5,058,202 4,632,005 4,305,258 4,048,050 3,841,338 ### ### ### ### 325,000,000 28,648,296 15,072,214 10,563,294 8,321,098 6,985,518 6,103,165 5,479,719 5,018,005 4,664,030 4,385,387 4,161,449 ### ### ### ### 350,000,000 30,852,011 16,231,615 11,375,855 8,961,183 7,522,865 6,572,639 5,901,236 5,404,006 5,022,801 4,722,725 4,481,561 ### ### ### ### 375,000,000 33,055,726 17,391,016 12,188,416 9,601,267 8,060,213 7,042,114 6,322,752 5,790,006 5,381,573 5,060,062 4,801,672 ### ### ### ### 400,000,000 35,259,441 18,550,417 13,000,977 10,241,352 8,597,560 7,511,588 6,744,269 6,176,006 5,740,344 5,397,400 5,121,784 ### ### ### ### 425,000,000 37,463,156 19,709,818 13,813,538 10,881,436 9,134,908 7,981,062 7,165,786 6,562,007 6,099,116 5,734,737 5,441,895 ### ### ### ### 450,000,000 39,666,871 20,869,219 14,626,100 11,521,521 9,672,255 8,450,536 7,587,303 6,948,007 6,457,888 6,072,075 5,762,007 ### ### ### ### 475,000,000 41,870,586 22,028,620 15,438,661 12,161,605 10,209,603 8,920,011 8,008,820 7,334,008 6,816,659 6,409,412 6,082,118 ### ### ### ### 500,000,000 44,074,301 23,188,021 16,251,222 12,801,690 10,746,950 9,389,485 8,430,337 7,720,008 7,175,431 6,746,750 6,402,230 ### ### ### ### 525,000,000 46,278,017 24,347,422 17,063,783 13,441,774 11,284,298 9,858,959 8,851,853 8,106,009 7,534,202 7,084,087 6,722,341 ### ### ### ### 550,000,000 48,481,732 25,506,823 17,876,344 14,081,859 11,821,645 10,328,433 9,273,370 8,492,009 7,892,974 7,421,425 7,042,453 ### ### ### ### 575,000,000 50,685,447 26,666,224 18,688,905 14,721,943 12,358,993 10,797,908 9,694,887 8,878,009 8,251,745 7,758,762 7,362,564 ### ### ### ### 600,000,000 52,889,162 27,825,625 19,501,466 15,362,028 12,896,340 11,267,382 10,116,404 9,264,010 8,610,517 8,096,100 7,682,676 ### ### ### ### 625,000,000 55,092,877 28,985,026 20,314,027 16,002,112 13,433,688 11,736,856 10,537,921 9,650,010 8,969,288 8,433,437 8,002,787 ### ### ### ### 650,000,000 57,296,592 30,144,427 21,126,588 16,642,197 13,971,035 12,206,330 10,959,438 10,036,011 9,328,060 8,770,775 8,322,899 ### ### ### ### 675,000,000 59,500,307 31,303,828 21,939,149 17,282,281 14,508,383 12,675,805 11,380,954 10,422,011 9,686,831 9,108,112 8,643,010 ### ### ### ### 700,000,000 61,704,022 32,463,229 22,751,710 17,922,366 15,045,730 13,145,279 11,802,471 10,808,011 10,045,603 9,445,450 8,963,121 ### ### ### ### 725,000,000 63,907,737 33,622,630 23,564,272 18,562,450 15,583,078 13,614,753 12,223,988 11,194,012 10,404,374 9,782,787 9,283,233 ### ### ### ### 750,000,000 66,111,452 34,782,031 24,376,833 19,202,535 16,120,425 14,084,227 12,645,505 11,580,012 10,763,146 10,120,125 9,603,344 ### ### ### ### 775,000,000 68,315,167 35,941,432 25,189,394 19,842,619 16,657,773 14,553,702 13,067,022 11,966,013 11,121,917 10,457,462 9,923,456 ### ### ### ### 800,000,000 70,518,882 37,100,833 26,001,955 20,482,704 17,195,120 15,023,176 13,488,539 12,352,013 11,480,689 10,794,800 ### ### ### ### ### 825,000,000 72,722,597 38,260,234 26,814,516 21,122,788 17,732,468 15,492,650 13,910,055 12,738,013 11,839,460 11,132,137 ### ### ### ### ### 850,000,000 74,926,312 39,419,635 27,627,077 21,762,873 18,269,815 15,962,124 14,331,572 13,124,014 12,198,232 11,469,475 ### ### ### ### ### 875,000,000 77,130,028 40,579,036 28,439,638 22,402,957 18,807,163 16,431,599 14,753,089 13,510,014 12,557,004 11,806,812 ### ### ### ### ### 900,000,000 79,333,743 41,738,437 29,252,199 23,043,042 19,344,510 16,901,073 15,174,606 13,896,015 12,915,775 12,144,150 ### ### ### ### ### 925,000,000 81,537,458 42,897,839 30,064,760 23,683,126 19,881,858 17,370,547 15,596,123 14,282,015 13,274,547 12,481,487 ### ### ### ### ### 950,000,000 83,741,173 44,057,240 30,877,321 24,323,211 20,419,205 17,840,021 16,017,639 14,668,015 13,633,318 12,818,825 ### ### ### ### ### 975,000,000 85,944,888 45,216,641 31,689,882 24,963,295 20,956,553 18,309,496 16,439,156 15,054,016 13,992,090 13,156,162 ### ### ### ### ### ### 88,148,603 46,376,042 32,502,444 25,603,380 21,493,900 18,778,970 16,860,673 15,440,016 14,350,861 13,493,500 ### ### ### ### ### KOEFISIEN ANGSURAN PINJAMAN JANGKA WAKTU (TAHUN) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 NILAI KOEFISIE0.088148603 0.046376042 0.032502444 0.02560338 0.0214939 0.01877897 0.016860673 0.015440016 0.014350861 0.0134935 0.01280446 0.0122414 0.011775 0.0113843 0.011054 PLAFOND KPR

Upload: lisahidayati26

Post on 22-Oct-2015

104 views

Category:

Documents


5 download

DESCRIPTION

cfgdgfdgdgdfhfjhtututyg.jhrtrtryrtyrty5yrtyrtyrtyrtyrty

TRANSCRIPT

Page 1: Tabel+Angsuran+Kredit+Mandiri

info dan pengajuan hubungi: arul: 021-9939 7275 / 081211687574

TABEL ANGSURAN KPR MANDIRI

Suku Bunga 10.50% p.a. effektif fixed 1 TH JANGKA WAKTU KPR

1 2 3 4 5 6 7 8 9 10 11 12 13 14 1512 24 36 48 60 72 84 96 108 120 132 144 156 168 180

50,000,000 4,407,430 2,318,802 1,625,122 1,280,169 1,074,695 938,948 843,034 772,001 717,543 674,675 640,223 612,070 588,751 569,217 552,699 75,000,000 6,611,145 3,478,203 2,437,683 1,920,253 1,612,043 1,408,423 1,264,550 1,158,001 1,076,315 1,012,012 960,334 918,106 883,126 853,826 829,049 100,000,000 8,814,860 4,637,604 3,250,244 2,560,338 2,149,390 1,877,897 1,686,067 1,544,002 1,435,086 1,349,350 1,280,446 1,224,141 1,177,502 1,138,434 1,105,399 125,000,000 11,018,575 5,797,005 4,062,805 3,200,422 2,686,738 2,347,371 2,107,584 1,930,002 1,793,858 1,686,687 1,600,557 1,530,176 1,471,877 1,423,043 1,381,749 150,000,000 13,222,290 6,956,406 4,875,367 3,840,507 3,224,085 2,816,845 2,529,101 2,316,002 2,152,629 2,024,025 1,920,669 1,836,211 1,766,253 1,707,651 1,658,098 175,000,000 15,426,006 8,115,807 5,687,928 4,480,591 3,761,433 3,286,320 2,950,618 2,702,003 2,511,401 2,361,362 2,240,780 2,142,246 2,060,628 1,992,260 1,934,448 200,000,000 17,629,721 9,275,208 6,500,489 5,120,676 4,298,780 3,755,794 3,372,135 3,088,003 2,870,172 2,698,700 2,560,892 2,448,281 2,355,004 2,276,868 2,210,798 225,000,000 19,833,436 10,434,609 7,313,050 5,760,760 4,836,128 4,225,268 3,793,651 3,474,004 3,228,944 3,036,037 2,881,003 2,754,317 2,649,379 2,561,477 2,487,148 250,000,000 22,037,151 11,594,010 8,125,611 6,400,845 5,373,475 4,694,742 4,215,168 3,860,004 3,587,715 3,373,375 3,201,115 3,060,352 2,943,755 2,846,085 2,763,497 275,000,000 24,240,866 12,753,411 8,938,172 7,040,929 5,910,823 5,164,217 4,636,685 4,246,004 3,946,487 3,710,712 3,521,226 3,366,387 3,238,130 3,130,694 3,039,847 300,000,000 26,444,581 13,912,812 9,750,733 7,681,014 6,448,170 5,633,691 5,058,202 4,632,005 4,305,258 4,048,050 3,841,338 3,672,422 3,532,506 3,415,302 3,316,197 325,000,000 28,648,296 15,072,214 10,563,294 8,321,098 6,985,518 6,103,165 5,479,719 5,018,005 4,664,030 4,385,387 4,161,449 3,978,457 3,826,881 3,699,911 3,592,547 350,000,000 30,852,011 16,231,615 11,375,855 8,961,183 7,522,865 6,572,639 5,901,236 5,404,006 5,022,801 4,722,725 4,481,561 4,284,492 4,121,257 3,984,519 3,868,896 375,000,000 33,055,726 17,391,016 12,188,416 9,601,267 8,060,213 7,042,114 6,322,752 5,790,006 5,381,573 5,060,062 4,801,672 4,590,528 4,415,632 4,269,128 4,145,246 400,000,000 35,259,441 18,550,417 13,000,977 10,241,352 8,597,560 7,511,588 6,744,269 6,176,006 5,740,344 5,397,400 5,121,784 4,896,563 4,710,008 4,553,736 4,421,596 425,000,000 37,463,156 19,709,818 13,813,538 10,881,436 9,134,908 7,981,062 7,165,786 6,562,007 6,099,116 5,734,737 5,441,895 5,202,598 5,004,383 4,838,345 4,697,945 450,000,000 39,666,871 20,869,219 14,626,100 11,521,521 9,672,255 8,450,536 7,587,303 6,948,007 6,457,888 6,072,075 5,762,007 5,508,633 5,298,759 5,122,953 4,974,295 475,000,000 41,870,586 22,028,620 15,438,661 12,161,605 10,209,603 8,920,011 8,008,820 7,334,008 6,816,659 6,409,412 6,082,118 5,814,668 5,593,134 5,407,562 5,250,645 500,000,000 44,074,301 23,188,021 16,251,222 12,801,690 10,746,950 9,389,485 8,430,337 7,720,008 7,175,431 6,746,750 6,402,230 6,120,703 5,887,510 5,692,170 5,526,995 525,000,000 46,278,017 24,347,422 17,063,783 13,441,774 11,284,298 9,858,959 8,851,853 8,106,009 7,534,202 7,084,087 6,722,341 6,426,739 6,181,885 5,976,779 5,803,344 550,000,000 48,481,732 25,506,823 17,876,344 14,081,859 11,821,645 10,328,433 9,273,370 8,492,009 7,892,974 7,421,425 7,042,453 6,732,774 6,476,261 6,261,387 6,079,694 575,000,000 50,685,447 26,666,224 18,688,905 14,721,943 12,358,993 10,797,908 9,694,887 8,878,009 8,251,745 7,758,762 7,362,564 7,038,809 6,770,636 6,545,996 6,356,044 600,000,000 52,889,162 27,825,625 19,501,466 15,362,028 12,896,340 11,267,382 10,116,404 9,264,010 8,610,517 8,096,100 7,682,676 7,344,844 7,065,012 6,830,604 6,632,394 625,000,000 55,092,877 28,985,026 20,314,027 16,002,112 13,433,688 11,736,856 10,537,921 9,650,010 8,969,288 8,433,437 8,002,787 7,650,879 7,359,387 7,115,213 6,908,743 650,000,000 57,296,592 30,144,427 21,126,588 16,642,197 13,971,035 12,206,330 10,959,438 10,036,011 9,328,060 8,770,775 8,322,899 7,956,914 7,653,763 7,399,821 7,185,093 675,000,000 59,500,307 31,303,828 21,939,149 17,282,281 14,508,383 12,675,805 11,380,954 10,422,011 9,686,831 9,108,112 8,643,010 8,262,950 7,948,138 7,684,430 7,461,443 700,000,000 61,704,022 32,463,229 22,751,710 17,922,366 15,045,730 13,145,279 11,802,471 10,808,011 10,045,603 9,445,450 8,963,121 8,568,985 8,242,514 7,969,038 7,737,792 725,000,000 63,907,737 33,622,630 23,564,272 18,562,450 15,583,078 13,614,753 12,223,988 11,194,012 10,404,374 9,782,787 9,283,233 8,875,020 8,536,889 8,253,647 8,014,142 750,000,000 66,111,452 34,782,031 24,376,833 19,202,535 16,120,425 14,084,227 12,645,505 11,580,012 10,763,146 10,120,125 9,603,344 9,181,055 8,831,265 8,538,255 8,290,492 775,000,000 68,315,167 35,941,432 25,189,394 19,842,619 16,657,773 14,553,702 13,067,022 11,966,013 11,121,917 10,457,462 9,923,456 9,487,090 9,125,640 8,822,864 8,566,842 800,000,000 70,518,882 37,100,833 26,001,955 20,482,704 17,195,120 15,023,176 13,488,539 12,352,013 11,480,689 10,794,800 10,243,567 9,793,125 9,420,016 9,107,472 8,843,191 825,000,000 72,722,597 38,260,234 26,814,516 21,122,788 17,732,468 15,492,650 13,910,055 12,738,013 11,839,460 11,132,137 10,563,679 10,099,161 9,714,391 9,392,081 9,119,541 850,000,000 74,926,312 39,419,635 27,627,077 21,762,873 18,269,815 15,962,124 14,331,572 13,124,014 12,198,232 11,469,475 10,883,790 10,405,196 10,008,767 9,676,689 9,395,891 875,000,000 77,130,028 40,579,036 28,439,638 22,402,957 18,807,163 16,431,599 14,753,089 13,510,014 12,557,004 11,806,812 11,203,902 10,711,231 10,303,142 9,961,298 9,672,241 900,000,000 79,333,743 41,738,437 29,252,199 23,043,042 19,344,510 16,901,073 15,174,606 13,896,015 12,915,775 12,144,150 11,524,013 11,017,266 10,597,518 10,245,906 9,948,590 925,000,000 81,537,458 42,897,839 30,064,760 23,683,126 19,881,858 17,370,547 15,596,123 14,282,015 13,274,547 12,481,487 11,844,125 11,323,301 10,891,893 10,530,515 10,224,940 950,000,000 83,741,173 44,057,240 30,877,321 24,323,211 20,419,205 17,840,021 16,017,639 14,668,015 13,633,318 12,818,825 12,164,236 11,629,337 11,186,269 10,815,123 10,501,290 975,000,000 85,944,888 45,216,641 31,689,882 24,963,295 20,956,553 18,309,496 16,439,156 15,054,016 13,992,090 13,156,162 12,484,348 11,935,372 11,480,644 11,099,732 10,777,640 1,000,000,000 88,148,603 46,376,042 32,502,444 25,603,380 21,493,900 18,778,970 16,860,673 15,440,016 14,350,861 13,493,500 12,804,459 12,241,407 11,775,020 11,384,340 11,053,989

KOEFISIEN ANGSURAN PINJAMANJANGKA WAKTU (TAHUN)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15NILAI KOEFISIE 0.088148603 0.046376042 0.0325024435 0.0256033798 0.0214939 0.01877897 0.016860673 0.015440016 0.014350861 0.0134935 0.01280446 0.01224141 0.01177502 0.01138434 0.01105399

PLAFOND KPR

Page 2: Tabel+Angsuran+Kredit+Mandiri

TABEL ANGSURAN MULTIGUNA Suku Bunga : 11.75% p.a. effektif FIX 6 BLN

0.98%

JANGKA WAKTU KPR Tahun 1 2 3 4 5 6 7 8 9 10 Bulan 12 24 36 48 60 72 84 96 108 120

50,000,000 4,436,594 2,347,840 1,654,752 1,310,563 1,105,916 971,022 875,966 805,790 752,180 710,147 60,000,000 5,323,913 2,817,409 1,985,702 1,572,675 1,327,099 1,165,226 1,051,159 966,948 902,616 852,177 70,000,000 6,211,232 3,286,977 2,316,652 1,834,788 1,548,282 1,359,430 1,226,352 1,128,106 1,053,052 994,206 80,000,000 7,098,550 3,756,545 2,647,603 2,096,900 1,769,466 1,553,634 1,401,545 1,289,264 1,203,488 1,136,236 90,000,000 7,985,869 4,226,113 2,978,553 2,359,013 1,990,649 1,747,839 1,576,739 1,450,421 1,353,924 1,278,265 100,000,000 8,873,188 4,695,681 3,309,503 2,621,125 2,211,832 1,942,043 1,751,932 1,611,579 1,504,360 1,420,295 110,000,000 9,760,507 5,165,249 3,640,453 2,883,238 2,433,015 2,136,247 1,927,125 1,772,737 1,654,796 1,562,324 120,000,000 10,647,825 5,634,817 3,971,404 3,145,351 2,654,199 2,330,452 2,102,318 1,933,895 1,805,232 1,704,354 130,000,000 11,535,144 6,104,385 4,302,354 3,407,463 2,875,382 2,524,656 2,277,511 2,095,053 1,955,668 1,846,383 140,000,000 12,422,463 6,573,953 4,633,304 3,669,576 3,096,565 2,718,860 2,452,704 2,256,211 2,106,104 1,988,412 150,000,000 13,309,782 7,043,521 4,964,255 3,931,688 3,317,748 2,913,065 2,627,898 2,417,369 2,256,540 2,130,442 160,000,000 14,197,101 7,513,089 5,295,205 4,193,801 3,538,931 3,107,269 2,803,091 2,578,527 2,406,976 2,272,471 170,000,000 15,084,419 7,982,658 5,626,155 4,455,913 3,760,115 3,301,473 2,978,284 2,739,685 2,557,412 2,414,501 180,000,000 15,971,738 8,452,226 5,957,106 4,718,026 3,981,298 3,495,677 3,153,477 2,900,843 2,707,848 2,556,530 190,000,000 16,859,057 8,921,794 6,288,056 4,980,138 4,202,481 3,689,882 3,328,670 3,062,001 2,858,284 2,698,560 200,000,000 17,746,376 9,391,362 6,619,006 5,242,251 4,423,664 3,884,086 3,503,863 3,223,159 3,008,720 2,840,589 210,000,000 18,633,695 9,860,930 6,949,957 5,504,364 4,644,847 4,078,290 3,679,057 3,384,317 3,159,156 2,982,619 220,000,000 19,521,013 10,330,498 7,280,907 5,766,476 4,866,031 4,272,495 3,854,250 3,545,475 3,309,592 3,124,648 230,000,000 20,408,332 10,800,066 7,611,857 6,028,589 5,087,214 4,466,699 4,029,443 3,706,633 3,460,028 3,266,678 240,000,000 21,295,651 11,269,634 7,942,808 6,290,701 5,308,397 4,660,903 4,204,636 3,867,791 3,610,464 3,408,707 250,000,000 22,182,970 11,739,202 8,273,758 6,552,814 5,529,580 4,855,108 4,379,829 4,028,948 3,760,900 3,550,736 260,000,000 23,070,289 12,208,770 8,604,708 6,814,926 5,750,763 5,049,312 4,555,022 4,190,106 3,911,336 3,692,766 270,000,000 23,957,607 12,678,338 8,935,658 7,077,039 5,971,947 5,243,516 4,730,216 4,351,264 4,061,772 3,834,795 280,000,000 24,844,926 13,147,906 9,266,609 7,339,151 6,193,130 5,437,720 4,905,409 4,512,422 4,212,208 3,976,825 290,000,000 25,732,245 13,617,475 9,597,559 7,601,264 6,414,313 5,631,925 5,080,602 4,673,580 4,362,644 4,118,854 300,000,000 26,619,564 14,087,043 9,928,509 7,863,376 6,635,496 5,826,129 5,255,795 4,834,738 4,513,080 4,260,884 310,000,000 27,506,882 14,556,611 10,259,460 8,125,489 6,856,679 6,020,333 5,430,988 4,995,896 4,663,516 4,402,913 320,000,000 28,394,201 15,026,179 10,590,410 8,387,602 7,077,863 6,214,538 5,606,181 5,157,054 4,813,952 4,544,943 330,000,000 29,281,520 15,495,747 10,921,360 8,649,714 7,299,046 6,408,742 5,781,375 5,318,212 4,964,388 4,686,972 340,000,000 30,168,839 15,965,315 11,252,311 8,911,827 7,520,229 6,602,946 5,956,568 5,479,370 5,114,825 4,829,002 350,000,000 31,056,158 16,434,883 11,583,261 9,173,939 7,741,412 6,797,151 6,131,761 5,640,528 5,265,261 4,971,031 365,000,000 32,387,136 17,139,235 12,079,686 9,567,108 8,073,187 7,088,457 6,394,551 5,882,265 5,490,915 5,184,075 375,000,000 33,274,455 17,608,803 12,410,637 9,829,221 8,294,370 7,282,661 6,569,744 6,043,423 5,641,351 5,326,105 390,000,000 34,605,433 18,313,155 12,907,062 10,222,389 8,626,145 7,573,968 6,832,534 6,285,160 5,867,005 5,539,149 400,000,000 35,492,752 18,782,724 13,238,013 10,484,502 8,847,328 7,768,172 7,007,727 6,446,318 6,017,441 5,681,178 425,000,000 37,711,049 19,956,644 14,065,388 11,139,783 9,400,286 8,253,683 7,445,710 6,849,212 6,393,531 6,036,252 450,000,000 39,929,345 21,130,564 14,892,764 11,795,065 9,953,244 8,739,194 7,883,693 7,252,107 6,769,621 6,391,326 475,000,000 42,147,642 22,304,484 15,720,140 12,450,346 10,506,202 9,224,704 8,321,675 7,655,002 7,145,711 6,746,399 500,000,000 44,365,939 23,478,404 16,547,516 13,105,627 11,059,160 9,710,215 8,759,658 8,057,897 7,521,801 7,101,473

Cara membaca daftar angsuran : Tanya : Berapa angsuran pinjaman karyawan untuk kredit Rp. 200 juta dengan jangka waktu 10 tahun ?

Jawab : Pertemukan kolom kredit Rp. 200 juta dengan jangka waktu 10 tahun (120 bulan), maka angsuran per bulan adalah Rp. 2,840,589 ,-

KOEFISIEN ANGSURAN PINJAMANJANGKA WAKTU (TAHUN)

1 2 3 4 5 6 7 8 9 10NILAI KOEFISIEN 0.088731879 0.046956809 0.0330950315 0.0262112548 0.022118321 0.01942043 0.017519317 0.016115794 0.015043601 0.014202946

Contoh perhitungan dengan angka koefisien : Tanya : Pinjaman Karyawan Rp. 250 Juta, Jangka waktu 5 tahun. Berapa angsurannya per bulan ? Jawab : Angsuran/bulan adalah Rp. 250,000,000 dikalikan dgn. 0.022118321 (koefisien utk 5 tahun) = Rp. 5,529,580

PLAFOND KPR

Page 3: Tabel+Angsuran+Kredit+Mandiri

TABEL ANGSURAN KTA MITRAKARYA Setara dengan 21.00% p.a. effektif floating

1.75%

PLAFOND

JANGKA WAKTU KREDIT1 2 3 4 512 24 36 48 60

8.03% 7.90% 7.97% 8.09% 8.12% 10,000,000 931,138 513,857 376,751 309,657 270,534 15,000,000 1,396,707 770,785 565,126 464,485 405,800 20,000,000 1,862,275 1,027,713 753,501 619,314 541,067 25,000,000 2,327,844 1,284,641 941,877 774,142 676,334 30,000,000 2,793,413 1,541,570 1,130,252 928,971 811,601 35,000,000 3,258,982 1,798,498 1,318,627 1,083,799 946,868 40,000,000 3,724,551 2,055,426 1,507,003 1,238,628 1,082,134 45,000,000 4,190,120 2,312,354 1,695,378 1,393,456 1,217,401 50,000,000 4,655,689 2,569,283 1,883,753 1,548,285 1,352,668 55,000,000 5,121,258 2,826,211 2,072,129 1,703,113 1,487,935 60,000,000 5,586,826 3,083,139 2,260,504 1,857,942 1,623,202 65,000,000 6,052,395 3,340,067 2,448,879 2,012,770 1,758,468 70,000,000 6,517,964 3,596,996 2,637,255 2,167,599 1,893,735 75,000,000 6,983,533 3,853,924 2,825,630 2,322,427 2,029,002 80,000,000 7,449,102 4,110,852 3,014,005 2,477,256 2,164,269 85,000,000 7,914,671 4,367,780 3,202,381 2,632,084 2,299,536 90,000,000 8,380,240 4,624,709 3,390,756 2,786,913 2,434,802 95,000,000 8,845,809 4,881,637 3,579,131 2,941,741 2,570,069 100,000,000 9,311,377 5,138,565 3,767,507 3,096,569 2,705,336 105,000,000 9,776,946 5,395,493 3,955,882 3,251,398 2,840,603 110,000,000 10,242,515 5,652,422 4,144,257 3,406,226 2,975,870 115,000,000 10,708,084 5,909,350 4,332,633 3,561,055 3,111,136 120,000,000 11,173,653 6,166,278 4,521,008 3,715,883 3,246,403 125,000,000 11,639,222 6,423,206 4,709,383 3,870,712 3,381,670 130,000,000 12,104,791 6,680,135 4,897,759 4,025,540 3,516,937 135,000,000 12,570,359 6,937,063 5,086,134 4,180,369 3,652,204 140,000,000 13,035,928 7,193,991 5,274,509 4,335,197 3,787,470 145,000,000 13,501,497 7,450,919 5,462,885 4,490,026 3,922,737 150,000,000 13,967,066 7,707,848 5,651,260 4,644,854 4,058,004 155,000,000 14,432,635 7,964,776 5,839,635 4,799,683 4,193,271 160,000,000 14,898,204 8,221,704 6,028,011 4,954,511 4,328,538 165,000,000 15,363,773 8,478,632 6,216,386 5,109,340 4,463,804 170,000,000 15,829,342 8,735,561 6,404,761 5,264,168 4,599,071 175,000,000 16,294,910 8,992,489 6,593,137 5,418,997 4,734,338 180,000,000 16,760,479 9,249,417 6,781,512 5,573,825 4,869,605 200,000,000 18,622,755 10,277,130 7,535,013 6,193,139 5,410,672

KOEFISIEN ANGSURAN PINJAMANJANGKA WAKTU (TAHUN)

JANGKA WAK 1 2 3 4 5NILAI KOEFIS 0.093113774 0.051385651 0.037675067 0.030965695 0.02705336

#REF!

Page 4: Tabel+Angsuran+Kredit+Mandiri

BUNGA EFEKTIF & ANNUITED

NAMA :ALAMAT :

LIMIT KREDIT : 30,000,000 JANGKA WAKTU : 36 BULAN SUKU BUNGA : 18.75% P.A

BESAR ANGSURAN/BULAN : 1,095,892

ANGS. SALDO ANGS. ANGS. TOTAL SALDOKE AWAL POKOK BUNGA AKHIR

1 30,000,000 627,142 468,750 1,095,892 29,372,858 2 29,372,858 636,941 458,951 1,095,892 28,735,916 3 28,735,916 646,894 448,999 1,095,892 28,089,023 4 28,089,023 657,001 438,891 1,095,892 27,432,021 5 27,432,021 667,267 428,625 1,095,892 26,764,754 6 26,764,754 677,693 418,199 1,095,892 26,087,061 7 26,087,061 688,282 407,610 1,095,892 25,398,779 8 25,398,779 699,036 396,856 1,095,892 24,699,743 9 24,699,743 709,959 385,933 1,095,892 23,989,784

10 23,989,784 721,052 374,840 1,095,892 23,268,732 11 23,268,732 732,318 363,574 1,095,892 22,536,414 12 22,536,414 743,761 352,131 1,095,892 21,792,653 13 21,792,653 755,382 340,510 1,095,892 21,037,271 14 21,037,271 767,185 328,707 1,095,892 20,270,086 15 20,270,086 779,172 316,720 1,095,892 19,490,914 16 19,490,914 791,347 304,546 1,095,892 18,699,567 17 18,699,567 803,712 292,181 1,095,892 17,895,855 18 17,895,855 816,270 279,623 1,095,892 17,079,586 19 17,079,586 829,024 266,869 1,095,892 16,250,562 20 16,250,562 841,977 253,915 1,095,892 15,408,585 21 15,408,585 855,133 240,759 1,095,892 14,553,451 22 14,553,451 868,495 227,398 1,095,892 13,684,957 23 13,684,957 882,065 213,827 1,095,892 12,802,892 24 12,802,892 895,847 200,045 1,095,892 11,907,045 25 11,907,045 909,845 186,048 1,095,892 10,997,200 26 10,997,200 924,061 171,831 1,095,892 10,073,139 27 10,073,139 938,500 157,393 1,095,892 9,134,639 28 9,134,639 953,164 142,729 1,095,892 8,181,476 29 8,181,476 968,057 127,836 1,095,892 7,213,419 30 7,213,419 983,183 112,710 1,095,892 6,230,236 31 6,230,236 998,545 97,347 1,095,892 5,231,692 32 5,231,692 1,014,147 81,745 1,095,892 4,217,544 33 4,217,544 1,029,993 65,899 1,095,892 3,187,551 34 3,187,551 1,046,087 49,805 1,095,892 2,141,464 35 2,141,464 1,062,432 33,460 1,095,892 1,079,032 36 1,079,032 1,079,032 16,860 1,095,892 (0)

TOTAL 30,000,000 9,452,123 39,452,123

Page 5: Tabel+Angsuran+Kredit+Mandiri

Suku Bunga Fixed 10.50%

Angsuran ke26 10,997,200

Page 6: Tabel+Angsuran+Kredit+Mandiri

BUNGA FLAT , FIXED

NAMA :ALAMAT :

LIMIT KREDIT : 30,000,000 JANGKA WAKTU : 36 BULAN SUKU BUNGA FIXED : 10.50% P.A

BESAR ANGSURAN/BULAN : 1,095,892

ANGS. SALDO ANGS. ANGS. TOTALKE AWAL POKOK BUNGA

1 30,000,000 833,333 262,559 1,095,892 2 29,166,667 833,333 262,559 1,095,892 3 28,333,333 833,333 262,559 1,095,892 4 27,500,000 833,333 262,559 1,095,892 5 26,666,667 833,333 262,559 1,095,892 6 25,833,333 833,333 262,559 1,095,892 7 25,000,000 833,333 262,559 1,095,892 8 24,166,667 833,333 262,559 1,095,892 9 23,333,333 833,333 262,559 1,095,892

10 22,500,000 833,333 262,559 1,095,892 11 21,666,667 833,333 262,559 1,095,892 12 20,833,333 833,333 262,559 1,095,892 13 20,000,000 833,333 262,559 1,095,892 14 19,166,667 833,333 262,559 1,095,892 15 18,333,333 833,333 262,559 1,095,892 16 17,500,000 833,333 262,559 1,095,892 17 16,666,667 833,333 262,559 1,095,892 18 15,833,333 833,333 262,559 1,095,892 19 15,000,000 833,333 262,559 1,095,892 20 14,166,667 833,333 262,559 1,095,892 21 13,333,333 833,333 262,559 1,095,892 22 12,500,000 833,333 262,559 1,095,892 23 11,666,667 833,333 262,559 1,095,892 24 10,833,333 833,333 262,559 1,095,892 25 10,000,000 833,333 262,559 1,095,892 26 9,166,667 833,333 262,559 1,095,892 27 8,333,333 833,333 262,559 1,095,892 28 7,500,000 833,333 262,559 1,095,892 29 6,666,667 833,333 262,559 1,095,892 30 5,833,333 833,333 262,559 1,095,892 31 5,000,000 833,333 262,559 1,095,892 32 4,166,667 833,333 262,559 1,095,892 33 3,333,333 833,333 262,559 1,095,892 34 2,500,000 833,333 262,559 1,095,892 35 1,666,667 833,333 262,559 1,095,892 36 833,333 833,333 262,559 1,095,892

TOTAL 30,000,000 9,452,123 39,452,123

Page 7: Tabel+Angsuran+Kredit+Mandiri

SALDOAKHIR

29,166,667 28,333,333 27,500,000 26,666,667 25,833,333 25,000,000 24,166,667 23,333,333 22,500,000 21,666,667 20,833,333 20,000,000 19,166,667 18,333,333 17,500,000 16,666,667 15,833,333 15,000,000 14,166,667 13,333,333 12,500,000 11,666,667 10,833,333 10,000,000 9,166,667 8,333,333 7,500,000 6,666,667 5,833,333 5,000,000 4,166,667 3,333,333 2,500,000 1,666,667 833,333 0