suku bunga pinjaman
DESCRIPTION
Suku Bungan Pinjaman Berdasarkan Jenis PinjamanTRANSCRIPT
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
46 Bank Indonesia
II.30. SUKU BUNGA KREDIT RUPIAH MENURUT KELOMPOK BANK 1)(Miliar Rp)
Kelompok Bank1990 1991 1992 1993 1994
Dec Dec Dec Dec Dec
1 Bank Persero - Modal Kerja 21.2 25.1 21.2 18.2 15.5
2 Bank Persero - Investasi 20.3 19.3 17.9 15.2 14.1
3 Bank Persero - Konsumsi - - - - -
4 Bank Pemerintah Daerah - Modal Kerja 22.0 23.2 24.0 22.8 20.8
5 Bank Pemerintah Daerah - Investasi 19.0 19.1 19.2 18.1 16.6
6 Bank Pemerintah Daerah - Konsumsi - - - - -
7 Bank Swasta Nasional - Modal Kerja 25.5 25.1 23.1 19.4 18.6
8 Bank Swasta Nasional - Investasi 20.5 19.3 21.6 19.0 17.9
9 Bank Swasta Nasional - Konsumsi - - - - -
10 Bank Asing dan Bank Campuran - Modal Kerja 22.8 23.7 19.3 14.7 15.9
11 Bank Asing dan Bank Campuran - Investasi 23.4 23.2 20.9 19.5 16.8
12 Bank Asing dan Bank Campuran - Konsumsi - - - - -
13 Bank Umum - Modal Kerja - - - 18.7 17.8
14 Bank Umum - Investasi - - - 15.8 14.9
15 Bank Umum - Konsumsi - - - - -
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
47 Bank Indonesia
II.30. SUKU BUNGA KREDIT RUPIAH MENURUT KELOMPOK BANK 1) I.31 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Miliar Rp) (Billions of Rp)
1995 1996 1997 1998 1999 2000 2001 2002
Dec Dec Dec Dec Dec Dec Dec Dec
17.2 16.9 18.5 25.1 26.2 19.9 19.2 18.9
14.8 15.0 15.4 19.4 21.0 16.4 17.1 17.5
- - - - - - 16.4 16.8
20.8 20.5 21.5 27.8 24.1 20.5 20.5 19.9
15.9 15.3 15.3 16.0 14.9 16.2 17.8 17.9
- - - - - - 17.7 17.4
20.5 20.2 23.7 36.4 32.6 17.8 19.2 18.2
20.1 19.7 22.0 36.1 32.9 18.0 19.0 18.3
- - - - - - 21.6 21.7
18.2 17.1 20.7 43.3 29.6 16.0 19.1 15.7
19.1 19.6 21.0 34.9 34.1 15.6 18.6 16.1
- - - - - - 32.9 34.6
19.3 19.0 22.0 32.3 28.9 18.4 19.2 18.3
16.1 16.4 17.3 23.2 22.9 16.6 17.9 17.8
- - - - - - 19.9 20.2
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
48 Bank Indonesia
I.31 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS
2003Group of Banks
Dec
16.2 Rupiah 1
15.5 State Banks 2
16.0 Regional Government Banks 3
19.1 Private Nasional Banks 4
17.2 Foreign Banks and Joint Banks 5
16.8 Foreign Currency 6
14.7 State Banks 7
15.8 Regional Government Banks 8
18.8 Private Nasional Banks 9
11.0 Foreign Banks and Joint Banks 10
12.6 Rupiah and Foreign Currency 11
34.5 State Banks 12
15.1 Regional Government Banks 13
15.7 Private Nasional Banks 14
18.7 Foreign Banks and Joint Banks 15
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
86 Bank Indonesia
I.31 SUKU BUNGA PINJAMAN RUPIAH YANG DIBERIKAN MENURUT KELOMPOK BANK 1)(Miliar Rp)
Kelompok Bank dan Jenis Pinjaman1999 2000 2001 2002 2003 2004
Dec Dec Dec Dec Dec Dec
1-Dec 1-Dec 1-Dec 1-Dec 1-Dec 1-Dec
1 Bank Persero - - - - - -
2 Pinjaman Modal Kerja Yang Diberikan 26.22 19.85 19.15 18.85 16.18 14.32
3 Pinjaman Investasi Yang Diberikan 20.97 16.35 17.11 17.50 15.54 14.10
4 Pinjaman Konsumsi Yang Diberikan - - 16.43 16.80 16.04 14.62
5 Bank Pemerintah Daerah - - - - - -
6 Pinjaman Modal Kerja Yang Diberikan 24.08 20.53 20.48 19.93 19.08 17.54
7 Pinjaman Investasi Yang Diberikan 14.86 16.23 17.76 17.89 17.20 16.24
8 Pinjaman Konsumsi Yang Diberikan - - 17.72 17.40 16.82 15.10
9 Bank Swasta Nasional - - - - - -
10 Pinjaman Modal Kerja Yang Diberikan 32.58 17.76 19.16 18.21 14.66 13.13
11 Pinjaman Investasi Yang Diberikan 32.93 18.04 19.02 18.30 15.75 13.91
12 Pinjaman Konsumsi Yang Diberikan - - 21.55 21.67 18.80 15.93
13 Bank Asing dan Bank Campuran - - - - - -
14 Pinjaman Modal Kerja Yang Diberikan 29.59 15.95 19.09 15.71 11.02 9.33
15 Pinjaman Investasi Yang Diberikan 34.12 15.62 18.55 16.09 12.60 11.44
16 Pinjaman Konsumsi Yang Diberikan - - 32.91 34.61 34.50 32.90
17 Bank Umum - - - - - -
18 Pinjaman Modal Kerja Yang Diberikan 28.89 18.43 19.19 18.25 15.07 13.41
19 Pinjaman Investasi Yang Diberikan 22.93 16.59 17.90 17.82 15.68 14.05
20 Pinjaman Konsumsi Yang Diberikan - - 19.85 20.21 18.69 16.57
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
87 Bank Indonesia
I.31 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Billions of Rp)
12 13 14 15 16
2005 2006 2007 2008 2009
Dec Dec Dec Dec Jan Feb Mar Apr
1-Dec 1-Dec 1-Dec 1-Dec 1-Jan 1-Feb 1-Mar 1-Apr
- - - - - - - -
15.71 15.36 13.47 14.61 14.59 14.48 14.45 14.38
14.98 14.98 12.93 13.85 13.83 13.66 13.55 13.51
15.23 15.26 14.03 13.84 13.90 13.91 13.92 13.92
- - - - - - - -
16.85 16.60 15.33 14.43 14.44 14.32 14.29 14.21
15.51 15.28 14.61 13.52 13.55 13.48 13.32 13.29
14.19 14.16 13.82 14.06 14.07 14.10 14.12 14.17
- - - - - - - -
16.95 15.41 12.96 15.90 15.99 15.84 15.69 15.48
16.23 15.42 13.11 14.85 14.83 14.72 14.52 14.58
16.06 17.20 14.69 15.91 15.95 16.19 16.27 16.48
- - - - - - - -
14.50 11.42 10.23 14.58 14.46 14.14 14.11 13.73
15.55 13.21 10.56 15.00 14.95 14.75 14.40 14.24
32.01 35.74 36.24 35.32 35.41 35.39 34.99 34.76
- - - - - - - -
16.23 15.07 13.00 15.22 15.23 15.08 14.99 14.82
15.66 15.10 13.01 14.40 14.37 14.23 14.05 14.05
16.83 17.58 16.13 16.40 16.45 16.53 16.46 16.48
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
88 Bank Indonesia
I.31 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Billions of Rp)
17 18 19 20
2009Group of Banks and Type of Loans
May Jun Jul Aug Sep Oct Nov Dec
1-May 1-Jun 1-Jul 1-Aug 1-Sep 1-Oct 1-Nov 1-Dec###
- - - - - - - - State Banks
14.28 14.16 14.17 14.08 14.03 14.00 13.90 13.63
13.39 13.28 13.18 13.21 12.78 12.66 12.58 12.56
13.91 14.06 14.02 14.00 13.98 13.92 13.90 13.88
- - - - - - - - Regional Government Banks
14.16 14.16 14.16 14.14 14.10 14.07 14.02 13.91
13.25 13.20 13.13 12.81 12.76 12.66 12.59 12.54
14.22 14.23 14.23 14.25 14.25 14.24 14.22 14.17
- - - - - - - - Private National Banks
15.32 15.15 15.07 14.89 14.67 14.56 14.38 14.09
14.52 14.33 14.14 13.94 13.80 13.70 13.62 13.51
16.61 16.66 16.77 16.71 16.82 16.62 16.58 16.22
- - - - - - - - Foreign Banks and Joint Banks
13.45 13.27 12.90 12.57 12.34 12.20 12.17 11.73
13.74 13.53 12.74 12.58 12.27 12.51 12.34 12.22
35.09 35.23 35.39 35.37 35.28 35.24 34.97 35.59
- - - - - - - - Commercial Banks
14.68 14.52 14.45 14.30 14.17 14.09 13.96 13.69
13.94 13.78 13.58 13.48 13.20 13.12 13.03 12.96
16.57 16.63 16.66 16.62 16.67 16.53 16.47 16.42
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
89 Bank Indonesia
I.31 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Billions of Rp)
Group of Banks and Type of Loans
State Banks 1
Working Capital Loans 2
Investment Loans 3
Consumer Loans 4
Regional Government Banks 5
Working Capital Loans 6
Investment Loans 7
Consumer Loans 8
Private National Banks 9
Working Capital Loans 10
Investment Loans 11
Consumer Loans 12
Foreign Banks and Joint Banks 13
Working Capital Loans 14
Investment Loans 15
Consumer Loans 16
Commercial Banks 17
Working Capital Loans 18
Investment Loans 19
Consumer Loans 20
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
64 Bank Indonesia
I.26 SUKU BUNGA PINJAMAN RUPIAH YANG DIBERIKAN MENURUT KELOMPOK BANK I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Persen per tahun) (Percent Per Annum)
2010
Jan* Feb* Mar* Apr* May* Jun* Jul*1-Jan 1-Feb 1-Mar 1-Apr 1-May 1-Jun 1-Jul
1 Bank Persero - - - - - - -
2 Pinjaman Modal Kerja Yang D 13.05 13.02 13.63 13.52 13.33 13.28 13.36
3 12.04 11.99 12.11 11.97 11.87 11.78 11.71
4 13.87 13.91 13.66 13.62 13.61 13.45 13.39
5 Bank Pemerintah Daerah - - - - - - -
6 13.79 13.79 13.67 13.70 13.65 13.68 13.69
7 12.74 12.82 12.79 12.79 12.74 12.49 12.50
8 14.14 14.31 14.34 14.32 14.22 14.22 14.21
9 Bank Swasta Nasional - - - - - - -
### 14.95 14.88 13.98 13.84 13.71 13.55 13.57
### 14.58 14.54 13.38 13.34 13.30 13.60 13.49
### 16.58 16.56 14.91 14.91 14.68 14.45 14.37
###Bank Asing dan Bank Campu - - - - - - -
### 11.34 11.04 11.02 10.82 10.67 10.52 10.56
### 12.52 12.37 12.21 12.07 12.16 11.96 11.74
### 35.96 35.32 35.24 34.82 33.86 32.71 32.48
###Bank Umum - - - - - - -
### Pinjaman Modal Kerja Yang D 13.75 13.68 13.54 13.42 13.26 13.17 13.21
### 13.24 13.21 12.72 12.62 12.59 12.70 12.60
### 16.32 16.36 15.42 15.34 15.23 14.99 14.92
Kelompok Bank dan Jenis Pinjaman
Pinjaman Investasi Yang Diberikan Pinjaman Konsumsi Yang Diberikan
Pinjaman Modal Kerja Yang Diberikan Pinjaman Investasi Yang Diberikan Pinjaman Konsumsi Yang Diberikan
Pinjaman Modal Kerja Yang Diberikan Pinjaman Investasi Yang Diberikan Pinjaman Konsumsi Yang Diberikan
Pinjaman Modal Kerja Yang Diberikan Pinjaman Investasi Yang Diberikan Pinjaman Konsumsi Yang Diberikan
Pinjaman Investasi Yang Diberikan Pinjaman Konsumsi Yang Diberikan
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
65 Bank Indonesia
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Percent Per Annum)
2011
Aug Sep Oct Nov Dec Jan Feb Mar Apr May1-Aug 1-Sep 1-Oct 1-Nov 1-Dec 1-Jan 1-Feb 1-Mar 1-Apr 1-May
- - - - - - - - - -
13.64 13.20 13.23 13.17 13.06 13.02 12.99 11.68 11.65 11.59
11.09 11.01 10.95 10.89 10.81 10.71 10.67 10.61 10.61 10.59
13.28 13.21 13.16 13.12 13.05 13.08 13.13 13.84 13.92 13.80
- - - - - - - - - -
13.47 13.68 13.69 13.69 13.57 13.54 13.58 13.56 13.52 13.59
12.52 12.55 12.54 12.51 12.44 12.44 12.47 12.50 12.49 12.54
14.29 14.18 14.14 14.12 14.10 14.01 13.94 13.91 13.91 13.94
- - - - - - - - - -
13.52 13.29 13.30 13.20 13.02 13.00 12.95 12.96 12.90 12.82
13.26 13.33 13.33 13.25 13.20 13.21 13.11 13.03 13.02 13.01
14.18 14.10 14.05 14.01 14.05 13.92 13.96 13.87 13.84 13.85
- - - - - - - - - -
10.55 10.29 10.14 10.26 10.23 9.44 9.34 9.45 9.46 9.42
11.69 11.61 11.52 11.79 11.82 10.56 10.79 10.96 10.64 10.64
32.35 32.37 32.10 31.54 31.66 31.80 31.81 31.59 30.79 30.85
- - - - - - - - - -
13.19 13.00 13.01 12.96 12.83 12.75 12.72 12.32 12.30 12.24
12.40 12.41 12.38 12.35 12.28 12.25 12.20 12.18 12.16 12.16
14.83 14.75 14.65 14.53 14.53 14.48 14.50 14.83 14.81 14.79
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
66 Bank Indonesia
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Percent Per Annum)
2012
Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar1-Jun 1-Jul 1-Aug 1-Sep 1-Oct 1-Nov 1-Dec 1-Jan 1-Feb 1-Mar
- - - - - - - - - -
11.52 12.62 12.61 12.51 12.47 12.41 12.37 12.39 12.38 12.19
10.60 10.60 10.56 10.57 10.53 10.49 10.39 10.21 10.16 10.12
13.82 13.05 12.99 12.97 13.00 13.01 12.91 12.86 12.89 12.81
- - - - - - - - - -
13.57 13.64 13.64 13.70 13.77 13.73 13.52 13.47 11.28 13.62
12.55 12.52 12.52 12.54 12.55 12.48 12.40 12.37 11.24 12.40
13.95 13.97 14.01 14.03 14.02 14.03 13.91 13.92 11.14 14.01
- - - - - - - - - -
12.81 12.80 12.75 12.63 12.61 12.56 12.34 12.34 12.36 12.27
12.97 12.96 12.94 12.89 12.81 12.76 12.64 12.58 12.54 12.42
13.83 13.78 13.78 13.71 13.63 13.56 13.58 13.60 13.60 13.58
- - - - - - - - - -
9.55 9.55 9.34 9.14 9.03 8.86 8.71 8.52 8.25 8.25
10.65 10.47 10.56 10.11 10.20 10.06 14.89 9.71 9.63 9.44
30.88 30.97 30.76 30.59 30.56 30.43 30.73 30.74 30.60 30.97
- - - - - - - - - -
12.24 12.55 12.50 12.39 12.36 12.31 12.16 12.14 12.02 12.01
12.13 12.11 12.10 12.06 12.02 11.97 12.04 11.73 11.62 11.62
14.78 14.32 14.30 14.25 14.21 14.18 14.15 14.14 13.62 14.13
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
67 Bank Indonesia
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Percent Per Annum)
2013
Apr May Jun Jul Aug Sep Oct Nov Dec Jan1-Apr 1-May 1-Jun 1-Jul 1-Aug 1-Sep 1-Oct 1-Nov 1-Dec 1-Jan
- - - - - - - - - -
12.05 11.95 12.00 11.99 11.97 11.91 11.93 11.83 11.70 11.75
10.05 10.01 9.98 9.98 9.92 9.94 9.86 9.92 10.08 10.13
12.73 12.79 12.72 12.70 12.10 12.06 12.00 11.94 12.34 12.20
- - - - - - - - - -
13.64 13.62 13.63 13.64 13.73 13.76 13.76 13.74 13.66 13.60
12.20 12.22 12.33 12.32 12.27 12.29 12.31 12.32 12.25 12.18
14.00 14.01 13.99 13.99 13.98 13.98 13.92 13.87 13.78 13.73
- - - - - - - - - -
12.11 12.06 12.02 12.03 11.99 11.95 11.88 11.81 11.68 11.68
12.38 12.31 12.23 12.18 12.11 12.10 12.03 11.97 11.88 11.88
13.62 13.48 13.17 13.32 13.25 13.25 13.18 13.10 12.98 12.98
- - - - - - - - - -
8.04 7.97 7.98 7.93 7.96 7.96 8.00 7.95 7.90 8.00
9.46 9.43 9.54 9.50 9.52 9.58 9.60 8.93 9.47 9.55
30.60 30.20 30.66 30.36 30.93 31.01 31.08 31.22 30.92 27.87
- - - - - - - - - -
11.86 11.78 11.79 11.78 11.73 11.70 11.68 11.61 11.49 11.49
11.56 11.51 11.46 11.42 11.35 11.36 11.29 11.24 11.27 11.29
14.10 14.03 13.90 13.92 13.69 13.67 13.60 13.53 13.58 13.40
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
68 Bank Indonesia
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Percent Per Annum)
Feb Mar Apr May Jun Jul Aug Sep Oct Nov1-Feb 1-Mar 1-Apr 1-May 1-Jun 1-Jul 1-Aug 1-Sep 1-Oct 1-Nov
- - - - - - - - - -
11.67 11.72 11.75 11.78 11.79 11.89 11.69 11.71 11.86 11.94
10.09 10.07 10.07 10.04 10.35 10.46 10.54 10.53 10.72 10.79
11.79 12.14 12.06 12.00 11.85 11.79 11.76 11.81 11.86 11.88
- - - - - - - - - -
13.71 13.44 13.66 13.63 13.60 13.59 13.62 13.61 13.46 13.46
12.20 12.20 12.25 12.27 12.24 12.23 12.26 12.27 12.23 12.20
13.66 13.52 13.57 13.52 13.46 13.41 13.39 13.36 13.36 13.35
- - - - - - - - - -
11.64 11.58 11.53 11.55 11.46 11.85 11.90 12.15 12.26 12.42
11.87 11.82 11.77 11.72 11.67 11.86 11.93 12.16 12.28 12.39
12.95 12.92 12.85 12.81 12.83 12.77 12.78 12.72 12.80 12.88
- - - - - - - - - -
8.03 8.04 8.05 8.03 8.11 8.46 8.74 9.23 9.47 9.69
9.55 9.44 9.45 9.43 9.49 9.66 9.90 10.24 10.46 10.55
27.64 27.59 27.52 28.32 28.13 27.62 27.48 27.45 27.23 27.27
- - - - - - - - - -
11.45 11.44 11.44 11.46 11.41 11.66 11.63 11.80 11.93 12.06
11.27 11.24 11.21 11.17 11.14 11.29 11.37 11.50 11.65 11.73
13.22 13.28 13.22 13.20 13.14 13.06 13.05 13.03 13.08 13.12
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
69 Bank Indonesia
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Percent Per Annum)
2014
Dec Jan Feb Mar Mei May Jun Jul Aug Sep1-Dec 1-Jan 1-Feb 1-Mar 1-Apr 1-May 1-Jun 1-Jul 1-Aug 1-Sep
- - - - - - - - - -
11.94 12.05 12.06 12.09 12.23 12.38 12.26 12.34 12.42 12.44
10.84 10.91 10.96 10.98 11.04 11.13 11.20 11.40 11.43 11.44
11.88 11.91 11.91 11.90 11.93 12.06 12.21 12.19 12.22 12.26
- - - - - - - - - -
13.37 13.34 13.34 13.36 13.30 13.19 13.24 13.27 13.21 13.24
12.23 12.21 12.27 12.23 12.34 12.18 12.21 12.22 12.22 12.23
13.34 13.35 13.42 13.34 13.35 13.19 13.19 13.22 13.21 13.21
- - - - - - - - - -
12.55 12.68 12.86 12.87 12.79 13.19 13.29 13.36 13.43 13.43
12.51 12.63 12.69 12.72 12.77 12.96 13.02 13.06 13.07 13.08
12.91 12.97 13.04 13.11 13.19 13.18 13.12 13.17 13.20 13.28
- - - - - - - - - -
9.84 9.96 10.09 10.20 10.19 10.25 10.27 10.41 10.44 10.44
10.71 10.87 11.04 10.97 10.99 11.04 11.00 10.78 10.91 10.94
27.36 27.37 27.40 27.68 27.59 27.72 27.84 28.00 27.59 27.91
- - - - - - - - - -
12.12 12.23 12.33 12.37 12.38 12.63 12.63 12.70 12.76 12.78
11.82 11.92 11.98 12.00 12.06 12.18 12.24 12.32 12.34 12.34
13.13 13.17 13.20 13.21 13.25 13.26 13.30 13.32 13.33 13.38
Statistik Ekonomi Keuangan IndonesiaIndonesian Financial Statistics
70 Bank Indonesia
I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS(Percent Per Annum)
Oct Nov Dec1-Oct 1-Nov 1-Dec
- - - State Banks 1
12.52 12.53 12.50 Working Capital Loans 2
11.48 11.48 11.47 Investment Loans 3
12.32 12.48 12.56 Consumer Loans 4
- - - Regional Government B 5
13.72 13.84 13.63 Working Capital Loans 6
12.51 12.40 12.38 Investment Loans 7
13.34 13.40 13.43 Consumer Loans 8
- - - Private National Banks 9
13.39 13.41 13.36 Working Capital Loans###
13.13 13.13 13.11 Investment Loans ###
13.30 13.35 13.39 Consumer Loans ###
- - - Foreign Banks and Joint###
10.49 10.41 10.49 Working Capital Loans###
10.94 10.90 10.93 Investment Loans ###
27.60 28.32 28.41 Consumer Loans ###
- - - Commercial Banks ###
12.82 12.84 12.79 Working Capital Loans###
12.39 12.38 12.36 Investment Loans ###
13.43 13.53 13.58 Consumer Loans ###
Group of Banks and Type of Loans