peluang dan tantangan ekonomi islam di indonesia

8/19/2019 Peluang Dan Tantangan Ekonomi Islam Di Indonesia

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Fokus:- Apakah ekonomi Islam itu?

- Bagaimana

implementasinya diIndonesia(Peluang & Tantangan)


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PendahuluanHasanuzzaman:


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Pendahuluan


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Islami Banking as the mainplaye!

No

Subject Language

Total %Arabic English Malay1 Banking 219 713 1 9!7 2"#72 inance 297 7 2& ''" 19#2'3 Theory ( Metho)ology 317 !9' !' '&3 1'#91! iscal *olicy 199 13" 23 3 2 7#71

Tra)e ( +o,,erce 1& 1"2 1& 2'3 "

& Econo,ic -e.elo/,ent 1"2 1 7 7 2&& #'37 Econo,ic 0istory 29 99 133 2#91' *ro/erties 79 2' 1 1"' 2#379 nsurance ! 3 2 1"" 2#19

1" Monetary *olicy 3" && 3 99 2#1711 Waqf !9 21 7 77 1#&912 nheritance ! 3 " !' 1#"

13 +a/ital Market 1" 3! ! !' "#331! Labor 23 1 1 39 "#'1 Marketing 1" 1' " 2' "#&11& Agriculture 1! 1" 1 2 "#17 n)ustries 1! 1! 1! 1! "#311' +or/oration 1" 1" 1" 1" "#22

Miscellaneous 173 & & 2!! #3Total 1'3" 2 93 1'9 ! &! 1""


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Ekonomi Islam , Kapitalisme -Sosialisme.

•Banyak yang se a!a se!ampanganmengakatakan "ah#a ekonomiIslam adalah !angkuman da!ikapitalisme dan sosialismeditam"ah zakat diku!angi !i"a$

•%e"aliknya ust!u kapitalisme dansosialisme lah yang mendapatkankont!i"usi "esa! da!i pemiki!an

ekonomi Islam' namun dengan


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Ekonomi Islam , Kapitalisme -Sosialisme.

+ Zakat

- Riba

Zhulm +

- Values


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!!e e** B+

Bi"li al%ou! es

unkno#n

,ainst!eamonomi s

.*th +entu!y

/este!n+i0ilization

Islami+i0ilization

,ode!nIslamionomi s

oldenAge o1Islam

2*-23 A4

a!lie!Age o1Islam

52* A4

,e! antilists25-26 A4

%holastis hool

2.-23 A4

Physio !at

1755-1775

+lassi alonomists(Adam%mith)2775

Melacak Sejarah Pemikiran Ekonomi

4i0ine8e0elati

on

nlightenment

The ageo1 Islam

me!gen eo1 Islam?


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Basic Philosophy

Landasan Iman ilmu dan amal


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Tu/uan Sistem EkonomiIslam


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Tujuan Ekonomi Islam Maqashid Syari’ah !

0orldlyFalah

Means

TransitionalEnds

"ltimateEnds

Falah "khra1i "ltimate

Ends

E2onomi2a2ti&ities

MeansMeans

3on&entional

e2onomi2s

Islami2

e2onomi2s


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Implementasi%istem konomiIslam


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Pergeseran Kekuatan Ekonomi Global


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Pergeseran Kekuatan Ekonomi Global

1! $sia Ten9ah "! $sia Ten99ara


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Kebangkitan Ekonomi Islam Global

1! Timur Ten9ah 4! $sia Ten99ara 5! Eropa Bara:"! $sia Sela:an 6! $;rika .:ara


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Islami Bankingse"agaieading %e to!


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Perkembangan Perbankan Islam


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Islami Bankingin Indonesia


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Kesyari’ahan Bank Syari’ah: PraktekTabel 1

o,/osisi *e,biayaan B S4 S )an B*5S )ua tahun terakhir

No Aka)

B S ( S B*5S

2"11 2"12 2"11 2"125/ 6, % 5/ 6, % 5/ 6jt % 5/ 6jt %

1 Mu)harabah 1"#2"3 1"4!7 1"#!'2 9429 7 #'"7 24'3 ' #799 247&2 Musyarakah 1'#2"9 1'4&9 21#27 1'4' 2!O& 9422 2&!#21" '4 1

3 Murabahah 3#""3 !4!" &!# !! 742" 2#1 !#!9! '"4 1 2# "9#'&" '"4'1

! Sala, " "4"" " "4"" 2" "4"" 2 "4"2 stishna 32 "433 32" "42' 23#&73 "4'' 22#' 3 "47!

& jarah 3# &1 34& #"!! !4!7 13#'1 "4 2 19#31& "4&27 8ar)h 12#13 124! 11#179 9491 72#"9 24&9 7 ' 24!&' Lainnya " " " " '9#23" 3433 127#"33 !4"9

Total 97#!3& 1"" 112#'!! 1"" 2#&7 #93" 1"" 3#1" #9 1 1""-iolah )ari Statistik *erbankan n)oensia


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4rsitektur Perbankan Islam diIndonesiaNational e2onomi2 ob/e2ti&e5

Enhan2ing E2onomi2 6ro1th% Po&erty 4lle&iation

7 8edu2ing "nemployment

Soun)4 e icient4 an) stable n)onesia inancial

syste, that su//ort econo,ic gro:th

Indonesian BankingA! hite tu!e

Islami Banking4e0elopmet P!og!am


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Perkem=an9an Bank Islam di Indonesia

Phase 1 188# > 188"!Phase " 188" > 1882!

Phase 4 1882 > 1888!Phase 6 1888 > "##"!

Periode "##" > sekaran9!Phase 1 "##" > "##6!

+on0e!tingto 1ull FledgedIslami

"ank

Integ!ation#ith Islami

Finan ial,a!ket

+omplying #ithinte!national

standa!ds 1o!;nan ial p!o

du ts andse!0i es

%t!engthen

ingIndust!ial%t!u tu!e

Pla ing st!ong"ase 1o!sustaina"lede0elopment

Int!odu ingtheinst!uments

o1 Islami

moneta!ysystem

Int!odu ingthe dual"ankingsystem

Ag!eement1o!esta"lishingIslami

"ank


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Pe!kem"angan Bank Islam diIndonesia

2"" 2""& 2""7 2""' 2""9 2"1"

Islamic Banks 3 3 3 5 6 10

Number of Office 304 349 401 581 711 1151Islamic Business

Unit19 20 26 27 25 23

Number of Office 154 183 196 241 287 237

Islamic Rural Bank 92 105 114 131 138 154

Number of Office 92 105 185 202 225 278

Sum=er Bank Indonesia


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Principles o; Islamic Bankin9 ? @inance

The main 1un tion o1 Islami"anking system is to hange the

prohibited single-sectortransactions to pe!mitted double-sector transactions

Riba an-

nasiahRiba al-fadhl

single-sectortransactions

double-sectortransactions

%ale9 T!ade


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P!o;t9losssha!ing

8isk-shi1ting

8isk-sha!ing

mu!a"ahah

8e0enue sha!ing

P!o;tsha!ing

A ,o0e 1!om risk-shifting to risk-sharing

Inte!est-"ase%ystem


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=ete!"atasan%4, konomi

Islam


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=ete!"atasan %4,

+u!!ently the u!ge 1o!human !esou! e

de0elopment in Islamie onomi s' "anking and;nan e !emains

unde"ated Thus' Islamization o1

e onomi s and e onmi


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The 3all 9orIslami ation Pro/e2t

>niting e onomi s

and Islami alueso!

instilling Islami0alues into

e onomi s?


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The @e essa!y %teps eading toIslamization o1 =no#ledge

Mastery o9 theModern Dis2ipline

Mastery o9 theIslami2 :ega2y5 the

4nthology

Establishment o9Spe2i;2 8ele$ &an2e o9

Islam to the Dis2ipline

Dis2iplinary Sur&ey Mastery o9 theIslami2 :ega2y5

4nalysis

3riti2al 4ssessmento9 the Modern

Dis2ipline

3riti2al 4ssessmento9 the Islami2

:ega2ySur&ey o9 the "mmah


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Disseminating Islami2E2onomi2s

Basis: Highe! du ation >nde!g!ade(%-2)

"ndergrade

>D+?S*@

,aste!s le0els

%e onda!ye0el

Ph4 e0el

o#e! %e onda!ye0elP!ima!y

Patte!n o1

de0elopment in


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• F : te!dapat 2 3 P!odi Ilmukonomi' "a!u te!dapat

"e"e!apa F (mungkin C2*)yang menyelengga!akanp!og!am ekonomi Islam untuk

%-2 yang telah te!ak!editasi diBA@ PT

• FAI: te!dapat 2 p!odi


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Hai o!ang-o!ang yang "e!iman' "e!tak#alah kepada Allah dan tinggalkan sisa !i"a (yang"elum dipungut) ika kamu o!ang-o!ang yang

"e!iman$,aka ika kamu tidak menge! akan(meninggalkan sisa !i"a)' maka ketahuilah'"ah#a Allah dan 8asul-@ya akan

meme!angimu$ 4an ika kamu "e!tau"at (da!i

Ke utusannya a!a a!a kita"


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Terima kasih7

!allahu a"lam#ishsha$a#

peluang dan tantangan ekonomi islam di indonesia

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