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Bank Artha Graha

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  • PT BANK ARTHA GRAHA INTERNASIONAL Tbk LAPORAN KEUANGAN

    DENGAN LAPORAN AUDITOR INDEPENDEN TANGGAL 31 DESEMBER 2014 DAN

    UNTUK TAHUN YANG BERAKHIR PADA TANGGAL TERSEBUT

    The original financial statements included herein are in the Indonesian language.

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk FINANCIAL STATEMENTS

    WITH INDEPENDENT AUDITORS REPORT AS OF DECEMBER 31, 2014 AND

    FOR THE YEAR THEN ENDED

    Daftar Isi Table of Contents

    Halaman/ Page

    Surat Pernyataan Direksi Board of Directors Statement Letter Laporan Auditor Independen Independent Auditors Report Laporan Posisi Keuangan. 1 - 4 ..Statement of Financial Position Laporan Laba Rugi Komprehensif ......................... 5 - 6 ......Statement of Comprehensive Income Laporan Perubahan Ekuitas 7 ........Statement of Changes in Equity Laporan Arus Kas.. 8 - 9 ........Statement of Cash Flows Catatan atas Laporan Keuangan...................... 10 - 154 .....Notes to the Financial Statements

    ************************

  • 1

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk LAPORAN POSISI KEUANGAN

    Tanggal 31 Desember 2014 (Dinyatakan dalam jutaan Rupiah,

    kecuali dinyatakan lain)

    The original financial statements included herein are in the Indonesian language.

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk STATEMENT OF FINANCIAL POSITION

    As of December 31, 2014 (Expressed in millions of Rupiah,

    unless otherwise stated)

    Catatan/ Notes

    2014 2013*

    ASET ASSETS

    Kas 2b,2c,2d,4,42 335.614 315.001 Cash

    Giro pada Bank Indonesia 2b,2c,2d,2e,

    2f,5,42

    1.698.821

    1.444.552 Current accounts with Bank

    Indonesia

    Giro pada bank lain 2b,2c,2d,2f,6 285.631 200.533 Current accounts with other banks Dikurangi: Cadangan kerugian

    penurunan nilai 2k,6

    (310 ) (345 ) Less: Allowance for impairment

    losses

    Giro pada bank lain - neto 42

    285.321 200.188 Current accounts with other banks -

    net

    Penempatan pada Bank Indonesia

    dan bank lain 2b,2c,2d,2g,

    7

    596.905 1.069.837 Placements with Bank Indonesia

    and other banks Dikurangi: Cadangan kerugian

    penurunan nilai 2k,7

    - - Less: Allowance for impairment

    losses

    Penempatan pada Bank Indonesia dan bank lain - neto 42

    596.905 1.069.837

    Placements with Bank Indonesia and other banks - net

    Surat-surat berharga 2b,2c,2d,2h,8 2.026.154 1.664.066 Marketable securities Dikurangi: Cadangan kerugian

    penurunan nilai 2k,8

    - - Less: Allowance for impairment

    losses

    Surat-surat berharga - neto 42 2.026.154 1.664.066 Marketable securities - net

    Tagihan derivatif 2c,2i,2k,9,42 1.702 516 Derivative receivables

    Pendapatan bunga yang masih

    akan diterima 2b,2c,2v,10,42

    152.784 99.807 Accrued interest receivables

    Biaya dibayar di muka 2o,11 127.273 102.487 Prepaid expenses

    Kredit yang diberikan 2b,2c,2j,2k, 2ad,12,35

    Loans

    Pihak berelasi 89.792 83.252 Related parties Pihak ketiga 17.060.297 15.348.018 Third parties

    Jumlah kredit 17.150.089 15.431.270 Total loans Dikurangi: Cadangan kerugian

    penurunan nilai 2k,12

    (132.027 ) (78.796 ) Less: Allowance for impairment

    losses

    Kredit yang diberikan - neto 42 17.018.062 15.352.474 Loans - net

    *) Disajikan kembali, lihat Catatan 47 atas laporan keuangan. *) As restated, see Note 47 to the financial statements.

    Catatan atas laporan keuangan terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan secara keseluruhan.

    The accompanying notes to the financial statements form an integral part of these financial statements taken as a whole.

  • 2

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk LAPORAN POSISI KEUANGAN (lanjutan)

    Tanggal 31 Desember 2014 (Dinyatakan dalam jutaan Rupiah,

    kecuali dinyatakan lain)

    The original financial statements included herein are in the Indonesian language.

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk STATEMENT OF FINANCIAL POSITION (continued)

    As of December 31, 2014 (Expressed in millions of Rupiah,

    unless otherwise stated)

    Catatan/ Notes

    2014 2013*

    ASET (lanjutan) ASSETS (continued)

    Tagihan akseptasi 2b,2c,2m,13 120.023 108.633 Acceptance receivables Dikurangi: Cadangan kerugian

    penurunan nilai 2k,13

    - - Less: Allowance for impairment

    losses

    Tagihan akseptasi - neto 42 120.023 108.633 Acceptance receivables - net

    Penyertan saham 2c,2l,14 137 137 Investment in shares of stock Dikurangi: Cadangan kerugian

    penurunan nilai 2k,14

    - - Less: Allowance for impairment

    losses

    Penyertaan saham - neto 42 137 137 Investment in shares of stock - net

    Aset tetap 2k,2n,15,24,35 800.883 779.783 Fixed assets Dikurangi: Akumulasi penyusutan (98.999 ) (67.315 ) Less: Accumulated depreciation

    Aset tetap - neto 701.884 712.468 Fixed assets - net

    Aset pajak tangguhan 2y,33b 48.295 44.649 Deferred tax asset

    Agunan yang diambil alih - neto 2k,2p,16 210.231 33.391 Foreclosed assets - net

    Aset lain-lain 2c,2o,16,42 130.141 49.306 Other assets

    JUMLAH ASET 23.453.347 21.197.512 TOTAL ASSETS

    *) Disajikan kembali, lihat Catatan 47 atas laporan keuangan. *) As restated, see Note 47 to the financial statements.

    Catatan atas laporan keuangan terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan secara keseluruhan.

    The accompanying notes to the financial statements form an integral part of these financial statements taken as a whole.

  • 3

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk LAPORAN POSISI KEUANGAN (lanjutan)

    Tanggal 31 Desember 2014 (Dinyatakan dalam jutaan Rupiah,

    kecuali dinyatakan lain)

    The original financial statements included herein are in the Indonesian language.

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk STATEMENT OF FINANCIAL POSITION (continued)

    As of December 31, 2014 (Expressed in millions of Rupiah,

    unless otherwise stated)

    Catatan/ Notes

    2014 2013*

    LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY

    LIABILITAS LIABILITIES

    Liabilitas segera 2b,2c,2q,17,42 31.928 46.236 Obligations due immediately

    Simpanan nasabah 2b,2c,2r,2ad,

    18,35,42

    Deposits from customers Pihak berelasi 1.100.546 1.291.798 Related parties Pihak ketiga 18.472.996 16.071.608 Third parties

    19.573.542 17.363.406

    Simpanan dari bank lain 2b,2c,2s,19,42 156.209 145.608 Deposits from other banks

    Liabilitas derivatif 2c,2i,9,42 634 580 Derivative payables

    Liabilitas akseptasi 2b,2c,2m,

    13, 42

    120.023

    108.633

    Acceptance payables

    Pinjaman diterima 2c,2t,20,42 - 2.205 Borrowing

    Utang pajak 2y,33a 23.751 33.872 Taxes payable

    Bunga masih harus dibayar 2b,2c,21,42 84.841 55.089 Accrued interest payable Liabilitas lain-lain 2b,2c,22,42 40.188 42.867 Other liabilities Liabilitas imbalan pasca kerja 2aa,23 193.179 178.594 Post-employment benefits liability

    Pinjaman subordinasi 2c,2u,24,42 509.776 611.731 Subordinated loan

    JUMLAH LIABILITAS 20.734.071 18.588.821 TOTAL LIABILITIES

    *) Disajikan kembali, lihat Catatan 47 atas laporan keuangan. *) As restated, see Note 47 to the financial statements.

    Catatan atas laporan keuangan terlampir merupakan bagian yang tidak

    terpisahkan dari laporan keuangan secara keseluruhan. The accompanying notes to the financial statements form an integral

    part of these financial statements taken as a whole.

  • 4

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk LAPORAN POSISI KEUANGAN (lanjutan)

    Tanggal 31 Desember 2014 (Dinyatakan dalam jutaan Rupiah,

    kecuali dinyatakan lain)

    The original financial statements included herein are in the Indonesian language.

    PT BANK ARTHA GRAHA INTERNASIONAL Tbk STATEMENT OF FINANCIAL POSITION (continued)

    As of December 31, 2014 (Expressed in millions of Rupiah,

    unless otherwise stated)

    Catatan/ Notes

    2014 2013*

    EKUITAS EQUITY Modal saham - nilai

    nominal Rp 110,88 (nilai penuh) per saham

    Modal dasar - 13.550.000.000 saham

    Modal ditempatkan dan disetor penuh - 13.088.274.241 saham

    Share capital - Rp 110.88 par value (full amount)

    per share Authorized -

    13,550,000,000 shares Issued and fully paid -

    13,088,274,241 shares 25

    1.451.228

    1.451.228

    Tambahan modal disetor - neto 26 416.922 416.922 Additional paid-in capital - net

    Saldo laba - belum ditentukan penggunaannya

    851.126

    740.541

    Retained earnings - unappropriated

    JUMLAH EKUITAS 2.719.276 2.608.691 TOTAL EQUITY

    JUMLAH LIABILITAS DAN EKUITAS

    23.453.347

    21.197.512 TOTAL LIABILITIES AND

    EQUITY

    *) Disajikan kembali, lihat Catatan 47 atas laporan keuangan. *) As restated, see Note 47 to the financial statements.

    Catatan atas lapo

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