kutxabank. villalabeitia y las fundaciones bancarias
TRANSCRIPT
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8/10/2019 Kutxabank. VILLALABEITIA Y LAS FUNDACIONES BANCARIAS
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Outxbdbgo
QEIIBIBDLEZEB
U IB[ A\GJBKECGL[ DBGKBTEB[
^croegn Xbplr 2: jl jekelfdrl jl 482:
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8/10/2019 Kutxabank. VILLALABEITIA Y LAS FUNDACIONES BANCARIAS
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Outxbdbgo
QEIIBIBDLEZEB U IB[ A\GJBKECGL[ DBGKBTEB[
2. Qeiibibdleteb, li gulvc Xrlsejlgtl jl Outxbdbgo, ls ug
lxplrtc lg ncdelrgc kcrpcrbtevc. [bdl, pcr ic tbgtc -c
jldlrb sbdlr- qul ibs augjbkecgls dbgkbrebs gc scg
scstlgedils y qul jldl prckljlrsl jl egfljebtc b su
sustetukeg.
4. Gc gcs kbdl jujb jl qul Qeiibibdleteb ls kcgskelgtl jl
qul li bktubi rneflg jl ncdelrgc kcrpcrbtevc jl
Outxbdbgo ls jeakeiflgtl prlslgtbdil bgtl ibs
butcrejbjls aegbgkelrbs lurcplbs y, lg nlglrbi, bgtl
kubiquelr butcrejbj pdiekb egjlplgjelgtl.
;. Ibs augjbkecgls dbgkbrebs tbfpckc sl bjlkbg b ic
qul ib sckeljbj vbskb y ics rlspcgsbdils pcitekcs
vbskcs prltlgjlg kcg Outxbdbgo y kcg su sestlfb
aegbgkelrc. Ruelgls mbg bpcybjc ib trbgsacrfbkeg jl
ibs kb`bs jl bmcrrcs lg augjbkecgls dbgkbrebs ic mbg
jlalgjejc kcg li gekc brnuflgtc -fs qul jujcsc-
jl ib cdienbtcreljbj ilnbi jl jekmb trbgsacrfbkeg. [eglfdbrnc, ugb vlz qul ib trbgsacrfbkeg sl mb
prcjukejc, egkiusc lsl brnuflgtc ilnbi jlsbpbrlkl.
:. Ibs augjbkecgls dbgkbrebs scg, bjlfs, ugb aenurb
`urjekb prcvesecgbi, kibrbflgtl prlvestb pbrb ugb
prcnrlsevb rljukkeg jl su pbrtekepbkeg lg ibs
lgtejbjls dbgkbrebs qul kcgtrcibg. U lstb rljukkeg ls
ic qul, jl ugb u ctrb acrfb, mbg rlkmbzbjc ib prktekb
tctbiejbj jl ics rlspcgsbdils pcitekcs vbskcs jl tcjbs
ibs tlgjlgkebs.
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8/10/2019 Kutxabank. VILLALABEITIA Y LAS FUNDACIONES BANCARIAS
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Outxbdbgo
QEIIBIBDLEZEB U IB[ A\GJBKECGL[ DBGKBTEB[
tepc jl kcgtrci lxtlrgc, yb slb pdiekc, sckebi cprevbjc.
1. Ics felfdrcs jli Xbtrcgbtc ge brrelsnbg su pbtrefcgec
ge scg rlspcgsbdils bgtl gbjel y, pcr ic tbgtc, delg
pcjlfcs jlker qul, lgtrl ibs pcsedils fcjbiejbjls jl
ncdelrgc kcrpcrbtevc jl ibs lgtejbjls aegbgkelrbs, ibs
augjbkecgls dbgkbrebs scg, seg jujb, ib fs
"errlspcgsbdil".
>.
Ibs augjbkecgls dbgkbrebs scg ugb aenurb
plrfbglgtlflgtl lxpulstb b tcjc tepc jl
kcrrupkecgls. Kcfc jlkefcs, sus felfdrcs, plrscgbs
asekbs butcjlsengbjbs, gc scg rlspcgsbdils bgtl gbjel
y, pcr ic tbgtc, gbjb fs akei qul kcfprbr ib vciugtbj
jl lstbs plrscgbs fljebgtl ug prstbfc c ug pulstc
jl trbdb`c.
=. Tlkcrjlfcs qul lstbfcs mbdibgjc jl ugb lgtejbj
kcg 18.888 feiicgls jl lurcs jl bktevc. Ics egtlrlslslkcgfekcs -y pcitekcs- qul puljlg lstbr lg `ulnc lg
ibs jlkesecgls lstrbtnekbs jl Outxbdbgo scg
egflgscs. Ls plralktbflgtl pcsedil qul, bgtl ugb
egfljebtb jlkeseg jl kbrktlr lstrbtnekc, gcs
lgkcgtrlfcs ug jb kcg ib scrprlsb jl qul, li fesfc
jb jl ib rlugeg jlkescreb, : < jl ics pbtrcgcs
kbfdebg scrprlsevbflgtl su vctc lg dbsl b
"kcgtbktcs" fbgtlgejcs jurbgtl ics jbs prlvecs,
prcvckbgjc bs li jlsbstrl. Ls plralktbflgtl pcsedilqul lstcs pbtrcgcs kcfelgklg jl prcgtc b bieglbrsl
kcg ug nrupc jl egtlrs egtlrlsbjc lg mbklrsl kcg li
kcgtrci jl Outxbdbgo c lg lfpu`br b Outxbdbgo b ugb
jltlrfegbjb cplrbkeg lstrbtnekb.
5. Zcjc lstc ls tbg lvejlgtl pbrb kubiquelr plrscgb kcg
ug fgefc kcgckefelgtc jl ics flkbgesfcs jl
ncdelrgc kcrpcrbtevc, qul li rlkmbzc qul lstb
kcgaenurbkeg puljl prcvckbr lg ibs egstetukecgls
lurcplbs -Kcfeseg Lurcplb, Butcrejbj Dbgkbreb
Lurcplb c Dbgkc Klgtrbi Lurcplc- puljl slr ug
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8/10/2019 Kutxabank. VILLALABEITIA Y LAS FUNDACIONES BANCARIAS
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Outxbdbgo
QEIIBIBDLEZEB U IB[ A\GJBKECGL[ DBGKBTEB[
jlsbstrl pbrb ib efbnlg y ib kbpbkejbj jl rlibkeg jlOutxbdbgo.
28.Qeiibibdleteb ls kcgskelgtl -c jldlrb slric- jl tcjc
lstc. U, pcr ic tbgtc, ls kcgskelgtl jl qul ib
sustetukeg jl ibs augjbkecgls dbgkbrebs jldl
bdcrjbrsl jl egfljebtc se qulrlfcs bslgtbr ib
kcgaenurbkeg egstetukecgbi jl Outxbdbgo y
sbivbnubrjbr bs ibs dbsls jl gulstrc sestlfb
aegbgkelrc.
22.Tlkcrjlfcs qul, pcr li fcflgtc, tlglfcs jcs
prcpulstbs bi rlsplktc. \gb jl liibs, ib jl LOBE Klgtlr,
sl dbsb lg uteiezbr ib arfuib arbgklsb jl kccplrbtevb
jl krjetc kcg pbrtekepbkeg pdiekb kubieaekbjb. Ib
ctrb, ib prlslgtbjb pcr ib Jeputbkeg Acrbi jl
Nepuzocb, jl klseg jl bkkecgls b Jeputbkecgls y
Byugtbfelgtcs, kcgklptubiflgtl kcegkejlgtl kcg ibs
prcpulstbs jl ics nrupcs jl cpcsekeg jl Nepuzocb y
jli Jeputbjc Nlglrbi jl Bibvb.
24.Kubiquelrb jl ibs jcs cpkecgls puljl slr viejb pbrb
rlscivlr li rltc augjbflgtbi jl ib kcgaenurbkeg jl
Outxbdbgo. C delg ugb tlrklrb cpkeg qul sl
efpuisbrb jlsjl ibs prcpebs augjbkecgls dbgkbrebs c
jlsjl ics nrupcs pcitekcs qul ibs kcgtrcibg.
Ic qul lst kibrc ls qul, kcg ugc u ctrc cd`ltevc, ib
sustetukeg jl ibs augjbkecgls dbgkbrebs ls urnlgtl y
jldl bdcrjbrsl jl egfljebtc, bgtls jl qul slb tbrjl.
Bs b ^croegn Xbplr, et jcls gct rlailkt bgy egstetutecgbi pcsetecg cr cpegecg gletmlr
ca LOBE Klgtlr, gcr ca ets spcgscrs cr suppcrtegn lgtetels.
LOBE Klgtlr sllos tc jc duseglss wetm kcfpbgels cr ncvlrgflgts kcvlrlj eg ets
rlpcrts. Tlbjlrs smcuij dl bwbrl tmbt wl fby mbvl b kcgaiekt ca egtlrlst tmbt kcuij
baalkt tml cd`lktevety ca tmes rlpcrt. Egvlstcrs smcuij kcgsejlr tmes rlpcrt bs cgiy b
segnil abktcr eg fboegn tmler egvlstflgt jlkesecg.
NBTBEB EGGCQBZECG KLGZLT, NCET\ 2B FCGJTBNCG
ZLI0 5:;482>=< J\TBGNC 1===25