Merchant: TOKO KEMAJUAN

Period 1 moths# of Terminal 1 unit

Estimated Monthly Sales Volume Rp41,666,667 Sales per days 1,388,889

On Card Trx Rp33,333,333Average Ticket Size Rp250,000Kurs 1 USD Rp12,000

Asumsi % Biaya Volume Jumlah Trx Cost

I. COST Rp695,304A. Interchange Fees 100.0% Rp33,333,333 Rp473,712

1. Sales Volume - Off Us 85% Rp28,333,333 113 1.1. Sales Volume - Off Us - Domestic 80.0% Rp22,666,667 91

Visa 67.0% Rp15,186,667 1.1.1. Domestic VISA Classic & Gold 100.0% 1.60% interchange Rp15,186,667 Rp242,9871.1.2. Domestic VISA Platinum/Signature 0.0% 1.80% interchange Rp0 Rp01.1.3. Domestic VISA Infinite 0.0% 1.80% interchange Rp0 Rp0

Master 33.0% Rp7,480,000 1.1.4. Domestic MasterCard 100.0% 1.60% interchange Rp7,480,000 Rp119,6801.1.5. Domestic MasterCard Platinum 0.0% 1.80% interchange Rp0 Rp01.1.6. Domestic MasterCard Infinite 0.0% 1.80% interchange Rp0 Rp0

1.2. Sales Volume - Off Us - Intra Regional 10.0% Rp2,833,333 11Visa 50.0% Rp1,416,667

1.1.1. Aspac VISA Classic 50.0% 1.22% interchange Rp708,333 Rp8,6421.1.2. Aspac VISA Gold 50.0% 1.42% interchange Rp708,333 Rp10,0581.1.3. Aspac VISA Platinum 0.0% 1.85% interchange Rp0 Rp01.1.4. Aspac VISA Signature/Infinite 0.0% 2.02% interchange Rp0 Rp0

Master 50.0% Rp1,416,667 1.1.5. Aspac MasterCard 100.0% 1.60% interchange Rp1,416,667 Rp22,6671.1.6. Aspac MasterCard Platinum 0.0% 1.85% interchange Rp0 Rp01.1.7 Aspac MasterCard Infinite 0.0% 2.02% interchange Rp0 Rp0

1.3. Sales Volume - Off Us - Inter Regional 10.0% Rp2,833,333 11 Visa 50.0% Rp1,416,667

1.2.1. International Visa Classic & Gold 90.0% 1.10% interchange Rp1,275,000 Rp14,0251.2.2. International Visa Platinum/Signature 10.0% 1.80% interchange Rp141,667 Rp2,5501.2.3. International Visa Infinite 0.0% 1.97% interchange Rp0 Rp0

Master 50.0% Rp1,416,667 1.2.4. International Mastercard 100.0% 1.10% interchange Rp1,416,667 Rp15,5831.2.5. International Mastercard Platinum 0.0% 1.85% interchange Rp0 Rp01.2.6. International Mastercard Infinite 0.0% 2.05% interchange Rp0 Rp0

2. Sales Volume - On Us 15.0% Rp5,000,000 202.1. Sales Volume - On Us - Kartu Kredit Mandiri 70.0% Rp3,500,000 Rp0

2.1.1. On Us VISA 67.0% 1.60% profit sharing Rp2,345,000 Rp37,5202.1.2. On Us MasterCard 33.0% 0.00% profit sharing Rp1,155,000 Rp02.1.3 On Us Platinum 0.0%

2.2. Sales Volume - On Us - Kartu Debit Mandiri 30.0% 0.00% profit sharing Rp1,500,000 Rp03. Power Buy 0.0% 0.00% Rp0 0

3.1. Powerbuy Inst 3X 0.0% Rp0 3.1.1 Powerbuy Visa 0.0% 0.00% profit sharing Rp0 Rp03.1.1 Powerbuy MasterCard 0.0% 0.00% profit sharing Rp0 Rp0

3.2. Powerbuy Inst 6X 0.0% Rp0 3.2.1 Powerbuy Visa 0.0% 0.00% profit sharing Rp0.0 Rp03.2.1 Powerbuy MasterCard 0.0% 0.00% profit sharing Rp0.0 Rp0

3.3. Powerbuy Inst 12X 0.0% Rp0 3.3.1 Powerbuy Visa 0.0% 0.00% profit sharing Rp0 Rp03.3.1 Powerbuy MasterCard 0.0% 0.00% profit sharing Rp0 Rp0

3.4. Powerbuy Inst 24X 0.0% Rp0 3.4.1 Powerbuy Visa 0.0% 0.00% profit sharing Rp0 Rp03.4.1 Powerbuy MasterCard 0.0% 0.00% profit sharing Rp0 Rp0

4. Mandiri Private Label 0.0% 0.00% Rp0 Rp05. Prepaid Card 0.0% 0.00% Rp0 Rp0

Total Trx 133 B. Service Fees (On & Off Us) Rp72,525

1 VISA Rp54,2881.1. Acquiring Licence Fees 0.050% Charged per quarter ba 21,865,000 Rp10,9321.2. Merchant Service Fees Rp0

1.2.1 On-us 0.005% Charged per quarter ba 3,845,000 Rp1921.2.2. Domestic & International 0.065% Charged per quarter ba 18,020,000 Rp11,713

1.3. Base II Settlement Fees1.3.1 Domestic $0.0075 Charged per settled tra 91 Rp8,1601.3.2. International $0.0850 Charged per settled tra 23 Rp23,120

1.4. Acquirer ISA 0.004% Charged on the value of 2,833,333 Rp1131.5. International Acquiring Fee 0.002% Charged on the value of 2,833,333 Rp57

2 MasterCard Int'l Rp18,2372.1. Acquirer Assessment 0.080% of MC SV 11,468,333 Rp9,1752.2. Acquirer Authorization 0.007% of MC SV 11,468,333 Rp8032.3. Acquirer Call Referral 0.000% of MC SV 11,468,333 Rp22.4. Acquirer Cross Border 0.002% of MC SV 11,468,333 Rp2292.5. IPM Acquirer 0.070% of MC SV 11,468,333 Rp8,028

C. EDC & Vendor Fees Rp145,7341 EDC Maintenance Rp.

1.1. Jabodetabek 33,000 /EDC/bulan 0 0 Rp01.2. Jawa 37,000 /EDC/bulan 0 0 Rp01.3. Luar Jawa 45,400 /EDC/bulan 1 0 Rp45,400

2 Depresiasi EDC 70,000 /merchant/bulan 1 merchant 0 Rp70,0003 Slip Management 30,334 /outlet/bulan 1 outlet 0 Rp30,3344 All Transaction Visa & Master 0 /swipe 133 Rp0

D. Chargeback & Fraud Fees Rp3,3331 Chargeback Fee $0.002 Fraud Fee 0.01% Rp3,3333 Training Fraud Fee Rp5,000 /merchant/bulan 0 Rp0

II. REVENUE Rp842,292 A. Merchant Discount Rate

1. MDR Off Us 2.00% Rp28,333,333 Rp566,667 2. MDR On Us

2.1. On Us Kartu Kredit Mandiri 2.00% Rp3,500,000 Rp70,000 2.2. On Us Kartu Debit Mandiri 0.25% Rp1,500,000 Rp3,750

3. Power Buy 3X 0.00% Rp0

4 Power Buy 6X 0.00% Rp0 5 Power Buy 12X 0.00% Rp0 6 Power Buy 24X 0.00% Rp0

Total Powerbuy Rp0 B. Sewa Mesin 1 (# EDC) Rp0 / TID Rp0 C. Pengendapan Dana

1. Giro asumsi FTP 6,9% (O/N rate) 3.10% FTP pa Rp0 / bulan Rp0 2. Tab Bisnis asumsi FTP 6,9% (O/N rate) 2.85% FTP pa Rp85,000,000 / bulan Rp201,875 3. Deposito special rate FTP 0.1% 0.00% FTP pa Rp0 / bulan Rp0

III. PROFIT = REVENUE - COST Rp146,988

IV. PROMO PROGRAM (Marketing Cost) Rp0 1. Cash Back 0.100% Rp0 Rp0 2. Sponsorship 0% Rp0 0 Rp0

V. NET PROFIT (setelah marketing cost) Rp146,988

= Diisi

PILIH SALAH SATU1.1. Jabodetabek 33,000 /EDC/bulan1.2. Jawa 37,000 /EDC/bulan1.3. Luar Jawa 45,400 /EDC/bulan