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Statistik Perbankan Syariah

Islamic Banking Statistics

Direktorat Perbankan Syariah

DESEMBER 2005 DECEMBER

1

DAFTAR ISI CONTENTS

Tabel 1. Jaringan Kantor Perbankan Syariah 2 Networking of Islamic Banks

Tabel 2. Aset Perbankan Syariah 3 Assets of Islamic Banks

Tabel 3. Kewajiban dan Modal Perbankan Syariah 4 Liabilities and Equity of Islamic Banks

Gambar 1. Perkembangan Aset Perbankan Syariah 5 Growth of Assets of Islamic Banks

Gambar 2. Sumber Dana Perbankan Syariah 5 Sources of Fund of Islamic Banks

Tabel 4. Komposisi Dana Pihak Ketiga Perbankan Syariah 6 Composition of Deposit Fund of Islamic Banks

Gambar 3. Aktiva Produktif Utama Perbankan Syariah 6 The Major Earning Assets of Islamic Banks

Tabel 5. Komposisi Pembiayaan Perbankan Syariah 7 Composition of Financing of Islamic Banks

Gambar 4. Komposisi Penggunaan dan Sumber Dana Perbankan Syariah 8 Composition of Uses and Sources of Fund of Islamic Banks

Gambar 5. Sumber Dana, Pembiayaan, dan FDR Perbankan Syariah 9 Sources of Fund, Financing, and FDR of Islamic Banks

Gambar 6. Pembiayaan dan PPAP Perbankan Syariah 9 Financing and Provision for Losses (PPAP) of Islam ic Banks

Tabel 6. NPFs Perbankan Syariah 10 Non Performing Financings (NPFs) of Islamic Banks

Gambar 7. Laba dan Rugi Tahun Berjalan Perbankan Syariah 10 Current Year Profits and Losses of Islamic Banks

Tabel 7. Transaksi Pasar Uang Antar Bank Berdasarkan Prinsip Syariah (PUAS) 11 Transaction of Islamic Interbank Money Market (PUAS)

Gambar 8. Volume Transaksi PUAS 12 Volume of PUAS Transaction

Gambar 9. Posisi Sertifikat Wadiah Bank Indonesia (SWBI) 12 Outstanding of Bank Indonesia Wadiah Certificate (SWBI)

Tabel 8. Pangsa Perbankan Syariah Terhadap Total Bank 13 Islamic Banks’s Share to All Banks

Gambar 10. Pangsa Perbankan Syariah Terhadap Total Bank 13 Islamic Banks’s Share to All Banks

2

Tabel 1. Jaringan Kantor Perbankan Syariah Networking of Islamic Banks

Kelompok Bank KP/UUS KPO/KC KCP UPS KK KP/UUS KPO/KC KCP UPS KK KP/UUS KPO/KC KCP UPS KKGroup of Banks HO/IBU HOO/BO SBO SSU CO HO/IBU HOO/BO SBO SSU CO HO/IBU HOO/BO SBO SSU CO

Bank Umum SyariahIslamic Commercial Banks1. PT Bank Muamalat Indonesia 1 40 11 0 74 1 41 11 1 74 1 42 11 1 762. PT Bank Syariah Mandiri 1 54 32 1 54 1 54 35 4 57 1 55 41 6 533. PT Bank Syariah Mega Indonesia 1 3 2 0 0 1 3 3 0 0 1 3 3 0 0Unit Usaha SyariahIslamic Banking Unit1. PT Bank IFI 1 1 0 0 0 1 1 0 0 0 1 1 0 0 02. PT Bank Negara Indonesia 1 14 13 0 0 1 16 13 0 0 1 16 13 0 03. PT Bank Jabar 1 5 0 0 0 1 5 0 0 0 1 5 0 0 04. PT Bank Rakyat Indonesia 1 17 3 0 0 1 20 5 0 0 1 20 5 0 05. PT Bank Danamon 1 7 3 0 0 1 7 3 0 0 1 7 3 0 06. PT Bank Bukopin 1 4 1 0 0 1 4 1 0 0 1 4 1 0 07. PT Bank Internasional Indonesia 1 3 0 0 0 1 3 0 0 0 1 1 3 0 08. HSBC, Ltd. 1 0 1 0 0 1 0 1 0 0 1 0 1 0 09. PT Bank DKI 1 1 0 0 1 1 1 0 0 1 1 1 0 0 110. BPD Riau 1 1 0 0 0 1 1 0 0 0 1 1 0 0 011. BPD Kalsel 1 1 0 0 0 1 1 0 0 0 1 1 0 0 012. PT Bank Niaga 1 1 4 0 0 1 1 4 0 0 1 1 5 0 013. BPD Sumut 1 2 0 0 0 1 2 0 0 0 1 2 0 0 014. BPD Aceh 1 1 0 0 0 1 1 0 0 0 1 1 0 0 015. Bank Permata 1 2 0 0 0 1 2 0 0 0 1 2 3 0 016. Bank Tabungan Negara 1 4 0 0 0 1 5 0 0 0 1 5 0 0 017. BPD NTB 1 1 0 0 0 1 1 0 0 018. BPD Kalbar19. BPD SumselBank Perkreditan Rakyat SyariahIslamic Rural Banks

TOTAL 108 161 70 1 129 109 169 76 5 132 112 169 89 7 130

16 64 25 0

0 0 0 0

69

Mar-05

3 97 45 1 128

1

89

Sep-05

55 1293 100

1

89 0 0

117 71

00

27

Jun-05

3 98 49 1315 7

00

00 92 0 0

17 34

Kelompok Bank KP/UUS KPO/KC KCP UPS KK KP/UUS KPO/KC KCP UPS KK KP/UUS KPO/KC KCP UPS KKGroup of Banks HO/IBU HOO/BO SBO SSU CO HO/IBU HOO/BO SBO SSU CO HO/IBU HOO/BO SBO SSU CO

Bank Umum SyariahIslamic Commercial Banks1. PT Bank Muamalat Indonesia 1 42 11 2 76 1 42 11 2 77 1 42 11 2 772. PT Bank Syariah Mandiri 1 55 42 7 54 1 56 43 7 55 1 57 43 7 553. PT Bank Syariah Mega Indonesia 1 4 3 0 0 1 4 3 0 0 1 4 3 0 0Unit Usaha SyariahIslamic Banking Unit1. PT Bank IFI 1 1 0 0 0 1 1 0 0 0 1 1 0 0 02. PT Bank Negara Indonesia 1 18 13 0 0 1 18 13 0 0 1 19 15 0 03. PT Bank Jabar 1 5 0 0 0 1 5 0 0 0 1 5 0 0 04. PT Bank Rakyat Indonesia 1 20 5 0 0 1 20 5 0 0 1 27 15 0 05. PT Bank Danamon 1 7 3 0 0 1 7 3 0 0 1 7 3 0 06. PT Bank Bukopin 1 4 1 0 0 1 4 1 0 0 1 4 1 0 07. PT Bank Internasional Indonesia 1 1 3 0 0 1 1 3 0 0 1 1 3 0 08. HSBC, Ltd. 1 0 1 0 0 1 0 1 0 0 1 0 1 0 09. PT Bank DKI 1 1 0 0 1 1 1 0 0 1 1 1 0 0 110. BPD Riau 1 1 0 0 0 1 1 0 0 0 1 1 0 0 011. BPD Kalsel 1 1 0 0 0 1 2 0 0 0 1 2 0 0 012. PT Bank Niaga 1 1 5 0 0 1 1 5 0 0 1 2 5 0 013. BPD Sumut 1 2 0 0 0 1 2 0 0 0 1 2 0 0 014. BPD Aceh 1 1 0 0 0 1 1 0 0 0 1 1 0 0 015. Bank Permata 1 2 3 0 0 1 2 5 0 0 1 3 5 0 016. Bank Tabungan Negara 1 5 0 0 0 1 6 0 0 0 1 7 0 0 017. BPD NTB 1 1 0 0 0 1 1 0 0 0 1 1 0 0 018. BPD Kalbar 1 1 0 0 019. BPD Sumsel 1 1 0 0 0Bank Perkreditan Rakyat SyariahIslamic Rural Banks

TOTAL 112 172 90 9 131 112 175 93 9 133 114 189 105 9 133

1303 101 56 9

1

3

Nov-05

17 73 36

92 0 0 0

132102 57 132 9

Oct-05

0

19 86 48 1

Dec-05

3 103 57

17 71 34 10

92 0 0 00

0

0

9

0

0 92 0 0

Keterangan: - KP = Kantor Pusat - UUS = Unit Usaha Syariah - KPO = Kantor Pusat Operasional - KC = Kantor Cabang - KCP = Kantor Cabang Pembantu - UPS = Unit Pelayanan Syariah - KK = Kantor Kas (tidak termasuk Gerai Muamalat)

Note: - HO = Head Office

- IBU = Islamic Banking Unit - HOO = Head Operational Office

- BO = Branch Office - SBO = Sub Branch Office

- SSU = Syari’a Services Unit - CO = Cash Office

3

Tabel 2. Aset Perbankan Syariah (Juta Rupiah) Assets of Islamic Banks (Million IDRs)

KETERANGAN Mar-05 Jun-05 Sep-05 Oct-05 Nov-05 Dec-05ITEMS

1. Kas 195,634 195,421 183,344 288,809 245,981 224,817 Cash2. Penempatan pada BI 1,282,451 1,502,640 1,422,364 1,251,197 1,480,544 3,179,821

Placement at Bank Indonesia3. Penempatan pada bank lain 972,426 796,780 1,051,906 1,014,793 942,182 1,057,526

Inter-bank assets4. Pembiayaan yang diberikan 12,959,341 14,270,381 14,753,299 15,121,483 14,959,224 15,231,942

Financing extended5. Penyertaan 5,660 5,660 5,660 5,660 5,660 5,660

Equity participation6. Penyisihan Penghapusan Aktiva Produktif (PPAP) (275,209) (344,778) (342,067) (355,055) (363,205) (306,675)

Allowances for earning assets losses (PPAP)7. Aktiva tetap dan investaris 203,920 210,924 213,219 215,294 214,846 235,756

Fixed assets and inventory8. Rupa-rupa aktiva 1,015,186 1,106,022 1,166,467 1,190,268 1,207,166 1,251,002

Other assetsJ U M L A H 16,359,409 17,743,050 18,454,192 18,732,449 18,692,398 20,879,849

TOTAL ASSETS *) Meliputi data Bank Umum Syariah dan Unit Usaha Syariah (tidak termasuk BPR Syariah) Covering Islamic Commercial Banks and Islamic Banking Unit (excluding Islamic Rural Banks)

4

Tabel 3. Kewajiban dan Modal Perbankan Syariah (Juta Rupiah) Liabilities and Equity of Islamic Banks (Miliion IDRs)

KETERANGAN Mar-05 Jun-05 Sep-05 Oct-05 Nov-05 Dec-05ITEMS

1. Giro wadiah 1,722,808 1,754,518 1,568,159 1,604,777 1,569,434 2,045,333 Wadiah-current accounts2. Tabungan mudharabah 3,467,220 3,753,840 3,908,920 3,979,340 4,109,139 4,370,568

Mudharabah-saving accounts3. Deposito mudharabah 7,068,775 7,849,166 7,880,894 8,001,382 7,810,206 9,166,428

Mudharabah-investment accounts4. Kewajiban terhadap BI 33,196 32,952 32,747 32,675 32,617 32,419

Liabilities to Bank Indonesia5. Kewajiban kepada bank lain 594,873 723,891 1,056,218 1,007,053 959,856 979,863

Inter-bank liabilities6. Pembiayaan yang diterima 211,986 210,388 207,565 207,371 207,186 203,861

Received Financing7. Kewajiban lainnya 405,587 122,560 154,931 197,486 193,047 208,906

Other payables8. Setoran jaminan 20,112 18,664 24,340 24,557 29,821 24,536

Guarantee deposits9. Antar Kantor Bersih 1,311,122 1,439,852 1,712,416 1,759,508 1,886,014 1,947,486

Interoffice net10. Rupa-rupa pasiva 492,591 489,002 412,143 404,222 422,245 424,349

Other liabilities11. Modal disetor 735,098 960,972 1,010,528 1,010,528 951,224 951,224

Paid-in capital12. Perkiraan tambahan modal disetor (866) 132,992 132,992 132,992 132,992 132,498

Additional paid-in capital account13. Cadangan 98,733 230,111 230,128 230,128 230,128 230,128

Reserves14. Laba/rugi 198,174 24,142 122,211 140,430 158,489 162,250

Profit/Loss a. Tahun-tahun lalu 127,211 (76,389) (76,390) (76,390) (76,390) (76,389)

Previous years i. Laba 214,713 12,369 12,368 12,368 12,368 12,368

Profit ii. Rugi -/- (87,502) (88,758) (88,758) (88,758) (88,758) (88,757)

Loss b. Tahun berjalan 70,963 100,531 198,601 216,820 234,879 238,639

Current year i. Laba 151,000 303,191 463,748 508,404 541,328 562,086

Profit ii. Rugi -/- (80,037) (202,660) (265,147) (291,584) (306,449) (323,447)

LossJ U M L A H 16,359,409 17,743,050 18,454,192 18,732,449 18,692,398 20,879,849

Total Liabilities and Equity

5

Gambar 1. Perkembangan Aset Perbankan Syariah Growth of Assets of Islamic Banks

2.32%

0.56% 1.21%1.89%

2.19%

5.10%

1.51%

-0.22%

4.03%

1.27%

0.30%

9.19%

11.70%

0.00

2.00

4.00

6.00

8.00

10.00

12.00

14.00

16.00

18.00

20.00

22.00

Dec-04 Jan-05 Feb-05 Mar-05 Apr-05 May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05

Trilyun Rupiah (Trillion IDRs)

-2%

0%

2%

4%

6%

8%

10%

12%

14%

Aset (Assets)

Perkembangan Aset (Assets Growth)

Gambar 2. Sumber Dana Perbankan Syariah Sources of Fund of Islamic Banks

0.00

2.00

4.00

6.00

8.00

10.00

12.00

14.00

16.00

18.00



Giro Wadiah (Wadiah-cur. acc.) Tabungan Mudharabah (Mudharabah-sav. acc.)

Deposito Mudharabah (Mudharabah-inv. acc.) Pembiayaan yang diterima (Received financing)

6

Tabel 4. Komposisi Dana Pihak Ketiga Perbankan Syariah (Juta Rupiah) Composition of Deposit Fund of Islamic Banks (Million IDRs)

Giro Wadiah Nilai (Amount) 1,722,808 1,754,518 1,568,159 1,604,777 1,569,434 2,045,333

Wadiah currency account Pangsa (Share) 14.05% 13.14% 11.74% 11.81% 11.64% 13.13%

Tabungan Mudharabah Nilai (Amount) 3,467,220 3,753,840 3,908,920 3,979,340 4,109,139 4,370,568

Mudharabah saving account Pangsa (Share) 28.28% 28.10% 29.26% 29.29% 30.46% 28.05%

Deposito Mudharabah Nilai (Amount) 7,068,775 7,849,166 7,880,894 8,001,382 7,810,206 9,166,428

Mudharabah investment account Pangsa (Share) 57.66% 58.76% 59.00% 58.90% 57.90% 58.83%

12,258,803 13,357,524 13,357,973 13,585,499 13,488,779 15,582,329

Dec-05

Total

DANA PIHAK KETIGA

DEPOSIT FUNDMar-05 Jun-05 Nov-05Oct-05Sep-05

Gambar 3. Aktiva Produktif Utama Perbankan Syariah The Major Earning Assets of Islamic Banks

0.00

2.00

4.00

6.00

8.00

10.00

12.00

14.00

16.00

18.00

20.00

22.00



Pembiayaan yang diberikan (Fin. extended)

Penempatan pada bank lain (Inter bk assets)

Penempatan pada BI (Plcment at BI)

7

Tabel 5. Komposisi Pembiayaan Perbankan Syariah (Juta Rupiah) Composition of Financing of Islamic Banks (Million IDRs)

Pembiayaan Musyarakah Nilai (Amount) 1,553,521 1,787,774 1,830,176 1,895,718 1,871,512 1,898,389

Musharakah Financing Pangsa (Share) 11.99% 12.53% 12.41% 12.54% 12.51% 12.46%

Pembiayaan Mudharabah Nilai (Amount) 2,370,097 2,744,612 3,004,030 3,140,335 3,108,063 3,123,759

Mudharabah Financing Pangsa (Share) 18.29% 19.23% 20.36% 20.77% 20.78% 20.51%

Piutang Murabahah Nilai (Amount) 8,470,398 9,155,843 9,310,948 9,383,094 9,285,973 9,487,318

Murabahah Receivable Pangsa (Share) 65.36% 64.16% 63.11% 62.05% 62.08% 62.29%

Piutang Salam Nilai (Amount) - 150 150 - - -

Salam Receivable Pangsa (Share) 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Piutang Istishna' Nilai (Amount) 298,732 301,494 297,086 295,660 280,527 281,676

Istishna' Receivable Pangsa (Share) 2.31% 2.11% 2.01% 1.96% 1.88% 1.85%

Lainnya Nilai (Amount) 266,593 280,508 310,909 406,676 413,149 440,800

Others Pangsa (Share) 2.06% 1.97% 2.11% 2.69% 2.76% 2.89%

12,959,341 14,270,381 14,753,299 15,121,483 14,959,224 15,231,942

Sep-05 Nov-05Oct-05Jun-05Mar-05 Dec-05

Total

RINCIAN PEMBIAYAAN YANG DIBERIKAN

ITEMS OF FINANCING

8

Gambar 4. Komposisi Penggunaan dan Sumber Dana Perbankan Syariah Composition of Uses and Sources of Fund of Islamic Banks

Nov-2005

9%

86%

0%5%

Des-2005

16%

79%

0%

5%

Okt-2005

7%

87%

0%6%

Penempatan pada BI (Plcment at BI)

Penempatan pada bank lain (Inter bk assets)


Penyertaan (Eq. participation)

Okt-2005

12%

57%

2%

29%

Giro Wadiah (Wadiah-cur. acc.)

Tabungan Mudharabah (Mudharabah-sav. acc.)

Deposito Mudharabah (Mudharabah-inv. acc.)

Pembiayaan yang diterima (Received financing)

Des-2005

13%

58%

1%

28%

Nov-2005

11%

57%

2%

30%

9

Gambar 5. Sumber Dana, Pembiayaan, dan FDR Perbankan Syariah Sources of Fund, Financing, and FDR of Islamic Banks

96.86% 97.75%

0.00

2.00

4.00

6.00

8.00

10.00

12.00

14.00

16.00

18.00



50%

100%

150%

Pembiayaan yang diberikan (Fin. extended) Dana Pihak Ketiga (Deposit Fund)

FDR (Financing to Deposit Ratio)

Gambar 6. Pembiayaan dan PPAP Perbankan Syariah Financing and Provision for Losses (PPAP) of Islamic Banks

0.00

2.00

4.00

6.00

8.00

10.00

12.00

14.00

16.00

18.00




Provision for Losses (PPAP)

10

Tabel 6. NPFs*) Perbankan Syariah (Juta Rupiah) Non Performing Financings (NPFs)*) of Isl amic Banks (Miliion IDRs)

Lancar Nilai (Amount) 12,137,878 13,091,586 13,416,074 13,768,739 13,529,582 14,026,732

Current Pangsa (Share) 93.66% 91.74% 90.94% 91.05% 90.44% 92.09%

Dalam Perhatian Khusus Nilai (Amount) 462,327 629,667 640,817 723,694 813,204 776,100

Special Mention Pangsa (Share) 3.57% 4.41% 4.34% 4.79% 5.44% 5.10%

Kurang Lancar Nilai (Amount) 147,007 287,512 321,750 312,734 274,379 200,578

Sub-standard Pangsa (Share) 1.13% 2.01% 2.18% 2.07% 1.83% 1.32%

Diragukan Nilai (Amount) 80,837 101,454 140,686 76,664 101,666 73,164

Doubtful Pangsa (Share) 0.62% 0.71% 0.95% 0.51% 0.68% 0.48%

Macet Nilai (Amount) 131,292 160,162 233,972 239,652 240,393 155,368

Loss Pangsa (Share) 1.01% 1.12% 1.59% 1.58% 1.61% 1.02%

12,959,341 14,270,381 14,753,299 15,121,483 14,959,224 15,231,942

359,136 549,128 696,408 629,050 616,438 429,110

2.77% 3.85% 4.72% 4.16% 4.12% 2.82%

Sep-05 Nov-05Oct-05Jun-05Mar-05COLLECTIBILITY OF FINANCING

Percentage of NPFs

KOLEKTIBILITAS PEMBIAYAAN

Total Pembiayaan (Total Financing)

Nominal NPFs (Coll. 3-5)

Dec-05

*) NPFs adalah Pembiayaan Non Lancar mulai dari Kurang Lancar sampai dengan Macet NPFs is Non Performing Financings which are composed from collectibility Sub-standard to Loss

Gambar 7. Laba dan Rugi Tahun Berjalan Perbankan Syariah Current Year Profits and Losses of Islamic Banks

391.78-229.42

54.31-35.88

101.39-59.78

151.00-80.04

201.34-128.88

254.51-157.98

303.19-202.66

357.47-218.44

416.86-243.39

463.75-265.15

508.40-291.58

541.33-306.45

562.09-323.45

-450 -400 -350 -300 -250 -200 -150 -100 -50 0 50 100 150 200 250 300 350 400 450 500 550 600 650

Milyar Rupiah (Billion IDRs)

Dec-04

Jan-05

Feb-05

Mar-05

Apr-05

May-05

Jun-05

Jul-05

Aug-05

Sep-05

Oct-05

Nov-05

Dec-05

Laba tahun berjalan (Current year profit)

Rugi tahun berjalan (Current year losses)

11

Tabel 7. Transaksi Pasar Uang Antar Bank Berdasarkan Prinsip Syariah (PUAS) Transaction of Islamic Interbank Money Market (PUAS)

Tkt Imbalan Dep Inv Mudharabah sebelum distribusi pada Bank Pengelola Dana bln

sebelumnya (R)

Nisbah Bagi Hasil untuk Bank

Penanam Dana (K)

Indication Rate of Return of Mudharabah Inv. Before Distributed Last Month at

Issuing Bank(R)

PLS Portion for Lender Bank (K)

2005

Desember

19-Dec-05 3,000 8.100 56.00 7.00 4.8582200 9.040 60.00 1.00 4.8582

4,500 8.890 59.00 7.00 4.8582

2,500 8.100 56.00 7.00 4.85824,000 8.820 58.50 7.00 4.8582

4,000 8.100 56.00 7.00 4.8582

20-Dec-05 4,000 6.590 57.00 7.00 4.68842,500 8.740 58.00 2.00 4.6884

2,500 8.590 57.00 1.00 4.6884

3,500 9.200 61.00 7.00 4.68848,000 8.820 58.50 7.00 4.6884

5,000 6.560 57.00 7.00 4.6884

21-Dec-05 12,000 9.200 61.00 14.00 5.31792,300 8.100 56.00 7.00 5.3179

2,000 9.200 61.00 14.00 5.3179

2,500 8.740 58.00 1.00 5.317912,000 9.040 60.00 7.00 5.3179

1,000 9.040 60.00 30.00 5.3179

6,000 8.960 59.50 14.00 5.31792,000 6.560 57.00 14.00 5.3179

22-Dec-05 8,000 9.200 61.00 14.00 5.13342,500 8.240 57.00 4.00 5.1334

2,500 8.740 58.00 4.00 5.1334

2,500 8.590 57.00 1.00 5.13342,500 8.740 58.00 4.00 5.1334

5,000 8.100 56.00 7.00 5.1334

15,000 9.040 60.00 7.00 5.13345,000 8.960 59.50 14.00 5.1334

3,000 6.560 57.00 14.00 5.1334

23-Dec-05 2,000 8.470 58.00 3.00 5.21135,000 9.200 61.00 14.00 5.2113

3,000 8.890 59.00 3.00 5.2113

3,500 8.740 58.00 3.00 5.211325,000 9.040 60.00 7.00 5.2113

6,000 8.960 59.50 14.00 5.2113

5,000 8.560 57.00 14.00 5.211326-Dec-05 2,000 8.100 56.00 3.00 4.8509

500 8.100 56.00 1.00 4.8509

2,500 8.100 56.00 3.00 4.85092,500 8.100 56.00 1.00 4.8509

3,000 8.820 58.50 7.00 4.8509

7,000 8.740 58.00 1.00 4.85092,500 8.100 56.00 1.00 4.8509

6,000 8.820 58.50 7.00 4.85096,000 8.820 58.50 7.00 4.8509

2,000 6.560 57.00 7.00 4.8509

2,500 8.100 56.00 3.00 4.850927-Dec-05 2,500 8.440 56.00 1.00 4.4027

750 8.440 56.00 1.00 4.4027

7,000 8.440 56.00 7.00 4.40275,000 6.560 57.00 7.00 4.4027

28-Dec-05 500 8.440 56.00 2.00 5.3999

14,000 9.040 60.00 7.00 5.399929-Dec-05 5,000 6.590 57.00 14.00 4.8486

1,000 8.440 56.00 4.00 4.8486

5,000 8.820 58.50 5.00 4.84867,000 9.040 60.00 5.00 4.8486

30-Dec-05 25,000 9.040 60.00 7.00 5.4240

PeriodVolume of Transaction

(Million IDRs)Indication Rate of Return PUAS = Weighted Average

Indication Rate of Return of IMA Certificate (%)Maturity (Days)

PeriodeVolume Transaksi (Juta

Rupiah)

Tingkat Indikasi Imbalan Sertifikat IMA (%) Jangka Waktu (hari)

Tkt Indikasi Imbalan PUAS = Rata-rata Tertimbang Tkt Indikasi Imbalan Sertifikat IMA (%)Indication Rate of Return of IMA Certificate (%)

12

Gambar 8. Volume Transaksi PUAS Volume of PUAS Transaction

0

100

200

300

400

500

600

700

800


Mily

ar R

upia

h (B

illion

IDR

s)

Series1 24 4 84 35 166.6 101.5 82 78.1 121.85 450.6 577.2 419.5 677.95


Gambar 9. Posisi Sertifikat Wadiah Bank Indonesia (SWBI) Outstanding of Bank Indonesia Wadiah Certificate (SWBI)

-

500

1,000

1,500

2,000

2,500

3,000


Mily

ar R

upia

h (B

illion

IDR

s)

Outstanding 1,094 883 628 487 449 413 538 439 360 507 317 532 2,395


13

Tabel 8. Pangsa Perbankan Syariah Terhadap Total Bank (posisi November 2005) Islamic Banks’s Share to All Banks (position November 2005)

Nominal Share

Total Assets 20.88 1.46% 1428.08

Deposit Fund 15.58 1.43% 1091.33

Credit/Financing extended 15.23 2.22% 686.20

LDR/FDR*) 97.75% 62.88%

NPL 2.82% 7.8%

Islamic BanksTotal Banks

*) FDR = Financing extended/Deposit Fund LDR = Credit extended/Deposit Fund

Gambar 10. Pangsa Perbankan Syariah Terhadap Total Bank Islamic Banks’s Share to All Banks

0.00%

0.50%

1.00%

1.50%

2.00%

2.50%


Total Assets 1.20% 1.22% 1.23% 1.28% 1.30% 1.31% 1.32% 1.32% 1.31% 1.30% 1.32% 1.31% 1.46%

Deposit Fund 1.23% 1.25% 1.24% 1.28% 1.31% 1.30% 1.32% 1.31% 1.30% 1.24% 1.27% 1.24% 1.43%

Cr/Fin ext 1.93% 2.10% 2.14% 2.22% 2.27% 2.28% 2.27% 2.25% 2.22% 2.17% 2.21% 2.18% 2.22%


islamic banking statistics · daftar isi contents gambar ... aktiva tetap dan investaris 203,920...

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