BANK UMKM JAWA TIMURBANK BPR JATIM

Laporan Tahunan2017Annual Report

Laporan Tahunan

2017

2017Laporan TahunanAnnual Report

PEMEGANG SAHAM PENGENDALIBANK PERKREDITAN RAKYAT JAWA TIMURBANK UMKM JAWA TIMUR

PEMERINTAH PROVINSIJAWA TIMUR

PEMEGANG SAHAM PENGENDALIBANK PERKREDITAN RAKYAT JAWA TIMURBANK UMKM JAWA TIMUR

Laporan Tahunan 2014Tahun Komitmen

Mendukung Bidang Pertanian

Laporan Tahunan 2015Penguatan Sektor Pertanian

Dan Industri Primer

Laporan Tahunan 2017Pembiayaan Sektor

Industri Primer dan Sekunder

Laporan Tahunan 2016Penguatan UMKM

Dan Industri Primer

Daftar Isi | Table of Content .......................................................04

Daftar Isi | Table of Content

DEWAN KOMISARIS ..........................................................20Board of Commissioners

Profil Dewan Komisaris ...................................................22Board of Commissioners ProfileLaporan Dewan Komisaris ............................................26Board of Commissioners Report

Visi dan Misi | Vision and Mission ............................................08Identitas Perusahaan | Corporate Identity ...........................10Sejarah Singkat | Brief History ..................................................12Kegiatan 2017 | Activity in 2017 ..............................................14Penghargaan | Award ................................................................17Pelayanan .......................................................................................18

Profile Bank BPR Jatim Bank UMKM Jawa Timur .................06Bank BPR Jatim Bank UMKM Jawa Timur Profile

BPR JATIM KANTOR CABANG BOJONEGOROJl. Teuku Umar nomor 30 Bojonegoro

BPR JATIM KANTOR CABANG TRENGGALEKJl. Jaksa Agung Suparpto nomor 17 Trenggalek

4 Bank BPR Jatim Bank UMKM Jawa TimurLaporan Tahunan 2017

Direksi ...................................................................................... 30Board of Directors

Profil Dewan Direksi | Board of Directors Profile ......32Laporan Pertanggungjawaban Direksi ......................38Board of Directors ReportKinerja Keuangan | Financial Performance................39Modal | Capital .................................................................. 39Total Aset | Total Assets ....................................................42 - Penempatan pada Bank Lain..................................42 Placement at Other Banks - Kredit yang diberikan | Loans (Out Standing) ...43 - Dana Pihak Ketiga | Third Party Fund ...................46

MANAJEMEN ..................................................................................48Management

Tata Kelola Perusahaan | Corporate Governance ...........................50Manajemen Resiko | Risk Management ...........................................52Remunerasi | Remuneration ............................................................... 54Pengembangan Perusahaan | Corporate Development .............55Program Pengembangan Kualitas Sumber Daya Manusia ......56Human Resources Quality Development ProgramPeningkatan Kesejahteraan Pegawai ..............................................57Improvement Of Employee’s WelfarePenghargaan dan Sanksi | Reward and Punishment ....................58Laba | Profit ................................................................................................62Likuiditas | Liquidity ................................................................................63Rencana yang Akan Datang | Future Plan .......................................64Aktivitas Bisnis | Business Activities ....................................................66Produk Bank | Bank Products................................................................68Kerjasama | Cooperation .......................................................................74Struktur Organisasi | Organizational Structure ..............................78Jaringan Kantor | Office Network ........................................................80

BPR JATIM KANTOR CABANG LUMAJANGJl. Veteran nomor 18 B Lumajang

BPR JATIM KANTOR CABANG PACITANJl. Tentara Pelajar nomor 165 Pacitan

5Bank BPR Jatim Bank UMKM Jawa Timur 2017 Annual Report