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UNDANG-UNDANG REPUBLIK INDONESIANOMOR 13 TAHUN 1968

TENTANGBANK SENTRAL

DENGAN RACHMAT TUHAN YANG MAHA ESA. PRESIDEN REPUBLIK INDONESIA,

Meni !"n# $

".!"%&" 'e!"#"i ("n#)"% )e "*"% +e*!"i)"n e) n i *") " +e*(/ 0i"0")"n +eni("i"n )e !"(i 0"*i+"0"'e /" ("n0"'"n )e!i ")'"n""n e) n i, )e/"n#"n 0"n +e !"n#/n"n 0en#"n ")'/0 /n /)

e +e* (e% )e'ei !"n#"n "n# e+" "n "*" /+" " "n# 0i/'"%")"n 0"n / /"n "n# %en0") 0i2"+"i"i / e*2i+ "n " "' "*")" "0i( 0"n ") /* "n# 0i*i0% i T/%"n Y"n# M"%" E'" !e*0"'"*)"n

P"n2"'i("!.!"%&" 0"(" *"n#)" +en#" "n"n Ke/"n#"n Ne#"*" +"0" / / n " 0"n +en#"&"'"n 'e* "+en e%" "n " "-+e*!"n)"n +"0" )%/'/'n ", 0i"n##"+ +e*(/ 'e#e*" 0i%i0/+)"n )e !"(i '/" / B"n)Sen *"( "n# 0"+" en "("n)"n /#"'n " 0en#"n 'e!"i)-!"i)n ", '" / 0"n ("in 'e'/"i 0en#"nKe e "+"n M" e(i' Pe* /' "&"*" "n R") " Se en "*" N * 44III5MPRS51966.

2. !"%&" !e*%/!/n# 0en#"n %"(-%"( e*'e!/ 0i " "' +e*(/ 'e#e*" enin "/ )e !"(i +e*" /*"n+e*/n0"n#"n "n# !e*(")/ e*%"0"+ B"n) Ne#"*" In0 ne'i" Uni I 0"n ene "+)"n '/" / Un0"n#-/n0"n# en "n# B"n) Sen *"(

Men#in#" $

1.P"'"( " " 71 , P"'"( : " " 71 , P"'"( 3 0"n P"'"( 33 Un0"n#-/n0"n# D"'"* 19;

.P"'"( Ke e "+"n M" e(i' Pe* /' "&"*" "n R") " Se en "*" N * 44III5MPRS51966.

3.Ke e "+"n M" e(i' Pe* /' "&"*" "n R") " Se en "*" N * 4LI

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71 Den#"n n" " B"n) In0 ne'i" 0i0i*i)"n '/" / B"n) Sen *"( 0i In0 ne'i". 7 B"n) In0 ne'i" "0"("%i(i) Ne#"*" 0"n e*/+")"n !"0"n %/)/ , "n# !e*%") e(")/)"n /#"' 0"n /'"%" !e*0"'"*)"n

Un0"n#-/n0"n# ini. 73 Den#"n i0") en#/*"n#i )e en /"n-)e en /"n 0"(" Un0"n#-/n0"n# ini,e*%"0"+ B"n) In0 ne'i" !e*(")/ 'e#"(" "2" %/)/ In0 ne'i".

BAB II.

KETENTUAN UMUM.

P"'"( .

Y"n# 0i ")'/0 0"(" Un0"n#-/n0"n# ini 0en#"n $

".@B"n)@ "0"("% B"n) In0 ne'i"!.@G/!e*n/*@ "0"("% G/!e*n/* B"n) In0 ne'i"2.@Pen##"n i-G/!e*n/*@ "0"("% Pen##"n i-G/!e*n/* B"n) In0 ne'i"0.@Di*e) /*@ "0"("% Di*e) /* B"n) In0 ne'i"e.@Di*e)'i@ "0"("% G/!e*n/* 0"n Di*e) /*-0i*e) /* B"n) In0 ne'i".

P"'"( 3.

71 B"n) !e*)e0/0/)"n 'e* " !e*)"n * P/'" 0i I!/ K " Re+/!(i) In0 ne'i" 0"n 0"+" e +/n "i)"n *-)"n * 0i 'e(/*/% &i(" "% Re+/!(i) In0 ne'i". 7 B"n) 0"+" e +/n "i +e*&")i("n-+e*&")i("n0"n ) *e'+ n0en-) *e'+ n0en 0i (/"*-ne#e*i.

BAB III.

MODAL.

P"'"( ;.

71 M 0"( B"n) !e* / ("% R+. 1.:::.:::.:::,- 7'e*i!/ / " */+i"% "n# e*/+")"n )e)" ""n Ne#"*""n# 0i+i'"%)"n. 7 M 0"( e* ")'/0 0"(" " " 71 0"+" 0i " !"% 0en#"n +e*'e / /"n De&"n

Pe*&")i("n R") " .

P"'"( .

71 B"n) e +/n "i 2"0"n#"n / / "n# 0i!en /) 0"n 0i+/+/) en/*/ )e en /"n 0"(" P"'"( ;=" " 76 %/*/ ". 7 C"0"n#"n / / 0i+e*#/n")"n /n /) en/ /+ )e*/#i"n "n# /n#)in 0i0e*i "

e*%"0"+ 0"( B"n).

P"'"( 6.

39 1 71 B"n) e !en /) 2"0"n#"n / /"n, 'e'/"i 0en#"n )e en /"n 0"(" P"'"( ;= " " 76 %/*/ !.7 Se i"+ 2"0"n#"n "n# 0i"0")"n (e% B"n) %"*/' e("' e*n " " 0"(" " "-!/)/ B"n).

BAB I

8/18/2019 Uu Nomor 13 Tahun 1968

3/25

8/18/2019 Uu Nomor 13 Tahun 1968

4/25

71 De&"n M ne e* !e*'i0"n# 'e)/*"n#-)/*"n#n " 1; 7e +" !e("' %"*i 'e)"(i 0"n 'e("n / n " 'e i"+)"(i "+"!i(" 'e *"n# An## " e in "n ". 7 D"(" +e !i2"*""n en#en"i %"(-%"( "n# !e*'i " e%ni',

An## " De&"n M ne e* "'in#- "'in# !e*%") en/n /) +en"'e%" "%(i "n# 0"+" en#%"0i*i Si0"n#De&"n. 73 De&"n M ne e* 0"+" e in " K i'"*i' Pe e*in "% /n /) en#%"0i*i Si0"n#-'i0"n#De&"n.

P"'"( 13.

71 Ke+/ /'"n De&"n M ne e* 0i" !i( 0en#"n %i) "% /' "&"*"% /n /) / ")" . 7 A+"!i(" G/!e*n/*i0") 0"+" e / ")" i %"'i( /' "&"*"% De&"n M ne e*, ")" i" 0"+" en#" /)"n +en0"+" n "

)e+"0" Pe e*in "%.

P"'"( 1;.

T" "- e* i! 0"n 2"*" en "("n)"n +e)e* ""n De&"n M ne e* 0i e "+)"n (e% De&"n M ne e*.

BAB

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)e+en in#"n Ne#"*" 2.)"*en" 'e'/" / %"( "n# en e!"!)"n i" i0") 0"+" e(")'"n")"n /#"'n "0en#"n &" "*0." "' +e* in ""n 'en0i*i. 7 D"(" %"(-%"( 0i "n" 0i0/#" e*0"+" /0/%"n e*'e!/ 0"(" " " 71%/*/ !, G/!e*n/* 0"n Di*e) /*-0i*e) /* 0"+" 0i!e*%en i)"n /n /) 'e en "*" 0"*i /#"'n " (e%Pe e*in "%. Pe !e*%en i"n 'e en "*" e*'e!/ 0i!e*i "%/)"n 'e2"*" e* /(i' )e+"0" "n# !e*'"n#)/ "n0i'e* "i "("'"n-"("'"n "n# en e!"!)"n in0")"n e*'e!/ . 73 G/!e*n/* 0"n Di*e) /*-0i*e) /* "n#

0i)en")"n +e !e*%en i"n 'e en "*" 0i!e*i )e'e +" "n /n /) e !e(" 0i*i 'e2"*" e* /(i' )e+"0"P*e'i0en 0"(" &") / 70/" in##/ 'e e("% "n# !e*'"n#)/ "n 0i!e*i "%/)"n en "n# )e+/ /'"n

e*'e!/ . 7; A+"!i(" 0"(" &") / 1 7'" / !/("n 'e ") "n##"( +e !e*%en i"n 'e en "*" i0") "0"+en#e'"%"n " "/ )e+/ /'"n P*e'i0en en "n# %"( ini, ")" +e !e*%en i"n 'e en "*" e*'e!/ en "0i!" "( en/*/ %/)/ . 7 A+"!i(" +e("n##"*"n 'e!"#"i "n" 0i'e!/ 0"(" " " 71 %/*/ !, e*/+")"n'/" / +e("n##"*"n %/)/ +i0"n", ")" +e !e*%en i"n i / ")"n e*/+")"n +e !e*%en i"n i0") 0en#"n% * " .

P"'"( 18.

71 An "*" +"*" "n## " Di*e)'i '" / '" " ("inn " i0") ! (e% "0" %/!/n#"n )e(/"*#" '" +"i 0en#"n0e*" " )e i#" en/*/ #"*i' (/*/' "/+/n #"*i' )e'" +in# e* "'/) en"n / 0"n i+"*. i)" 'e'/0"%

+en#"n#)" "nn " e*e)" "'/) %/!/n#"n )e(/"*#" "n# e*("*"n# i /, ")" '"("% 'e *"n# 0i "n "*"e*e)" i /, i0") ! (e% e("n / )"n 39 ; "!" "nn " "n+" i in P*e'i0en. 7 G/!e*n/* 0"n Di*e) /*-

0i*e) /* i0") ! (e% !e*0"#"n# " "/ e +/n "i )e+en in#"n +"0" '"("% '" / +e*/'"%""n "n"+/n /#",!"i) ("n#'/n# "/+/n i0") ("n#'/n#. 73 G/!e*n/* 0"n Di*e) /*-0i*e) /* i0") 0"+" e*"n#)"+ "!" "n("in, )e2/"(i 0en#"n +e*'e / /"n Pe e*in "%.

P"'"( 19.

G" i 0"n +en#%"'i("n ("inn " !"#i G/!e*n/* 0"n Di*e) /*-0i*e) /* 0i e "+)"n (e% P*e'i0en.

P"'"( :.

Pe*" /*"n-+e*" /*"n "n# "0" en "n# /n / "n #"n i */#i e*%"0"+ Pe#"&"i Ne#e*i !/)"nBen0"%"*"&"n !e*(")/ /#" e*%"0"+ An## " Di*e)'i 0"n Pe#"&"i-+e#"&"i B"n).

P"'"( 1.

71 Di*e)'i e&")i(i B"n) 0i 0"(" 0"n 0i (/"* Pen#"0i("n. 7 Di*e)'i 0"+" en e*"%)"n )e)/"'""ne&")i(i e*'e!/ +"0" " " 71 )e+"0" 'e *"n# " "/ !e!e*"+" *"n# Di*e) /* "n# )%/'/' 0i /n /)

/n /) i / " "/ )e+"0" 'e *"n# !e!e*"+" *"n# Pe#"&"i B"n), !"i) 'en0i*i "/+/n !e*'" "-'" " " "/)e+"0" *"n#5!"0"n ("in.

BAB

8/18/2019 Uu Nomor 13 Tahun 1968

6/25

Se e("% &") / i / !e*")%i*, i" 0"+" 0i"n#)" )e !"(i. 7 An "*" K i'"*i' Pe e*in "% 0"n An## "Di*e)'i i0") ! (e% "0" %/!/n#"n )e(/"*#" '" +"i 0en#"n 0e*" " )e i#" en/*/ #"*i' (/*/' "/+/n#"*i' )e'" +in# e* "'/) en"n / 0"n i+"*. A+"!i(" 'e'/0"% +en#"n#)" "nn " K i'"*i' Pe e*in "%

"'/) %/!/n#"n )e(/"*#" "n# e*("*"n# i /, ")" i" i0") ! (e% e("n / )"n "!" "nn " "n+" i inP*e'i0en.

P"'"( 3.

71 K i'"*i' Pe e*in "% !e*%") e in " 'e#"(" )e e*"n#"n 0"n e e*i)'" 'e#en"+ !/)/ 0"n '/*"B"n) 'e* " i" 0"+" in " !"n /"n Di*e) *" A)/n "n Ne#"*" /n /) e e*i)'" !/)/-!/)/ 0"n '/*" -'/*" e*'e!/ i)" 0i+"n0"n#n " +e*(/ /n /) en "("n)"n )e&" i!"nn ". 7 Di*e)'i &" i! e !e*i)"n'e#"(" +en e("'"n "n# 39 0i+e*(/)"n (e% K i'"*i' Pe e*in "% /n /) e(")'"n")"n /#"'n "0en#"n 'e!"i)-!"i)n ". 73 K i'"*i' Pe e*in "% !e*%") en#%"0i*i *"+" Di*e)'i

P"'"( ;.

71 D"(" en "("n)"n /#"'n " K i'"*i' Pe e*in "% 0i!"n / (e% 'e!/"% Se)*e "*i" "n#+e !i" ""nn " 0i!e!"n)"n +"0" B"n). 7 K i'"*i' Pe e*in "% ene*i " /"n# "'" "n# !e'"*n "0i e "+)"n (e% Men e*i Ke/"n#"n 0"n 0i!e!"n)"n +"0" B"n).

BAB I4.

SATUAN HITUNG UANG.

P"'"( .

71 S" /"n %i /n# /"n# In0 ne'i" "0"("% R/+i"%. Se!"#"i 'in#)" "nn " 0i+")"i "n0" @R+@. 7 R/+i"%In0 ne'i" 0i!"#i 0"(" 1:: 7'e*" /' 'en. 73 Ti"+ +e*!/" "n "n# en#en"i /"n# " "/ e +/n "i

/ /"n +e !" "*"n " "/+/n / /"n )e&" i!"n "n# %"*/' 0i+en/%i 0en#"n /"n#, i)" 0i(")/)"n 0iIn0 ne'i", 0i(")/)"n 0"(" /"n# R/+i"% In0 ne'i", )e2/"(i i)" 0en#"n e#"' 0i"0")"n )e en /"n ("in0en#"n +e*" /*"n +e*/n0"n#"n.

BAB 4.

PERINCIAN TUGAS BANK.

Pen#e0"*"n /"n#.

P"'"( 6.

71 B"n) e +/n "i %") /n##"( /n /) en#e(/"*)"n /"n# )e* "' 0"n /"n# ( #" . 7 U"n# e* ")'/0

+"0" " " 71 +"'"( ini e*/+")"n "(" +e !" "*"n "n# '"% 0i In0 ne'i". 73 Se!e(/ +e* /(""n "%/n An##"*"n Pe e*in "% enen /)"n / ("% ")'i / /"n# "n# !e*0"'"*)"n " " 71 ")"n !e*e0"*0"(" "%/n "n# !e*'"n#)/ "n 0"n en2"n / )"nn " 0"(" N " Ke/"n#"n. 7; eni', ni("i 0"n 2i*i-2i*i/"n# "n# ")"n 0i)e(/"*)"n 0i en /)"n (e% B"n), 0"n 0i!e*i "%/)"n )e+"0" / / 0en#"n "("n+en#/ / "n 0"(" Be*i "-Ne#"*". 7 U"n# "n# 0i)e(/"*)"n (e% B"n) 0i!e!"')"n 0"*i !e" e e*"i.76 U"n# "n# en#"(i* )e !"(i )e 0"(" )"' B"n) 0"n (e% )"*en" 0i"n##"+ i0") (" ") ("#i /n /)0ie0"*)"n )e !"(i, 0i!e*i "n0" (e% B"n) 0"n 2"*" +e !e*i"n "n0" i / 0i/ / )"n 0en#"n +ene +" "n0"(" Be*i "-Ne#"*". 7= U"n# "n# e("% 0i!e*i "n0" 0e i)i"n, i0") !e*%"*#" ("#i 0"n i0") 0i /)"* (e%B"n), i)" /"n# i / )"*en" +en2/*i"n " "/ 'e!"! ("in !e*e0"* ("#i.

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P"'"( =.

39 6 71 U"n# 0"+" 0i /)"* 0i )"n * +/'" B"n) 0"n K"n *-)"n * 2"!"n#n " +"0" i"+ %"*i )e* " +"0"&") / " )"' "n# 0i e "+)"n (e% B"n). 7 B"n) i0") e !e*i +en##"n i"n )e*/#i"n i)" /"n# %i("n#" "/ /'n"%, B"n) i0") e !e*i +en##"n i"n )e*/#i"n /n /) !"#i"n-!"#i"n /"n# /"n# )e2/"(i i)" "0"

" in"n "n# 0i"n##"+ +e*(/ /n /) en2e#"% i !/(n " )e*/#i"n B"n). 73 i)" "0" +e*'"n#)""n)e "%" "n " "/ " "' +e* in ""n e* /(i' (e% "n# !e*)e+en in#"n, B"n) 0"+" e in " '/*" "n0"+en e*"%"n 0"n +e !/!/%"n "n0"- "n#"n +"0" /"n# " "/ +")e /"n# )e+"0" +i%") "n# en/)"*)"n/"n# i / " "/ "n# en e*"%)"nn " /n /) 0i!/)/)"n 0"(" '/" / *e)enin# 0i B"n). 7; Ke en /"n0i ")'/0 0"(" P"'"(-+"'"( 9 i, 9 , 0"n 9 ) 0"(" Ki "! Un0"n#-/n0"n# H/)/ D"#"n# i0")!e*(")/ e*%"0"+ /"n# )e* "' "n# 0i)e(/"*)"n (e% B"n).

P"'"( 8.

71 B"n) 0"+" en2"!/ )e !"(i /"n# "n# 0i)e(/"*)"nn " 'e* " en"*i)n " 0"*i +e*e0"*"n 0"ne "n##i( +"*" +e e#"n# /"n# i / /n /) en e*"%)"nn " #/n" 0i /)"*. 7 B"n) ene "+)"n "n#)"

&") / /n /) +en e*"%"n e*'e!/ +"0" " " 71 . 73 Pen2"!/ "n 0"n +"n##i("n i / 0i/ / )"n 0"("Be*i "-Ne#"*". 7; Se%"!i' &") / "n# 0i'e!/ +"0" " " 7 /"n# "n# 0i ")'/0 0"(" +"n##i("n i /

%"n " 0"+" 0i /)"* +"0" )"n * +/'" B"n), 'e e("% en/*/ +e e*i)'""n e*n " ", !"%&" +e* in ""n+en/)"*"n 'e(" ")n " 0i(")/)"n. 7 Se+/(/% "%/n 'e'/0"% &") / e*'e!/ +"0" " " 7 !e*")%i*

/ ("% /"n# "n# 0i ")'/0 0"(" +"n##i("n "n# i0") 0i'e*"%)"n, 0i " !"%)"n )e+"0" ("!" "%/n!/)/ "n# 'e0"n# !e* "("n. U"n# "n# "'i% 0i'e*"%)"n 'e'/0"% +e in0"%-!/)/"n 0"n e("% 0i+e*i)'"'e+e* i e* ")'/0 +"0" " " 7; 0i /)"* " "' !e!"n +e*%i /n#"n ("!"-*/#i. 76 Se'/0"% i#" +/(/% "%/n!e*'e("n# 'e ") ")%i* "n#)" &") / "n# e* ")'/0 +"0" " " 7 , %") /n /) en/n / +en/)"*"n /"n#

"n# 0i'e!/ 0"(" +"n##i("n i / i0") !e*(")/ ("#i.

PERBANKAN DAN PERKREDITAN.

P"'"( 9.

71 B"n) e " /)"n +e*)e !"n#"n "n# 'e%" 0"*i /*/'"n )*e0i 0"n /*/'"n +e*!"n)"n. 7 B"n)en#"0")"n +en#"&"'"n e*%"0"+ /*/'"n )*e0i .

P"'"( 3:.

B"n) e !in" +e*!"n)"n 0en#"n "("n $

". e +e*(/"', e +e*("n2"* 0"n en#" /* ("(/-(in "' +e !" "*"n #i*"( 0"n en e(en##"*")"n 2(e"*in#"n "* B"n)!. ene "+)"n )e en /"n-)e en /"n / / en "n# ' (>"!i(i "' 0"n (i)&i0i "' B"n)-!"n) 39 =2. e !e*i)"n !i !in#"n )e+"0" B"n)-!"n) #/n" +en" "-(")'"n""n B"n) 'e2"*" 'e%" .

P"'"( 31.

B"n) e in " ("+ *"n "n# 0i"n##"+ +e*(/ 0"n en#"0")"n +e e*i)'""n e*%"0"+ 'e#"(" ") i>i "'!"n)-!"n) #/n" en#"&"'i +e(")'"n""n )e en /"n "n# e("% 0i)e(/"*)"n 0"(" !i0"n# +e*!"n)"n'e+e* i e*2"n / 0"(" P"'"( 9 0"n P"'"( 3:.

P"'"( 3 .

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71 D"(" e(")'"n")"n /#"' + ) ) e*'e!/ 0"(" P"'"( =, ")" B"n) $

". en /'/n *en2"n" )*e0i /n /) '/" / "n#)" &") / e* en / /n /) 0i" /)"n )e+"0" Pe e*in "% e("(/iDe&"n M ne e*!. ene "+)"n in#)" 0"n ' */) /* !/n#"2. ene "+)"n +e !" "'"n )&"(i " i 0"n )&"n i " i " "' +e !e*i"n )*e0i (e% +e*!"n)"n. 7 B"n) 0"+"

e !e*i)"n )*e0i (i)&i0i "' )e+"0" !"n)-!"n) 0en#"n 2"*" $

". ene*i " +en##"0"i"n /("n#!. ene*i " 'e!"#"i " in"n '/*" -'/*" !e*%"*#"2. ene*i " ")'e+ 0en#"n ' "*" -' "*" "n# 0i e "+)"n (e% B"n). 73 B"n) 0"+" +/(" e !e*i)"n)*e0i (i)&i0i "' )e+"0" !"n)-!"n) /n /) en#" "'i )e'/(i "n (i)&i0i "' 0"(" )e"0""n 0"*/*" .7; Pe !e*i"n )*e0i B"n) 0i!" "'i (e% *en2"n" )*e0i "n# !e*'"n#)/ "n. 7 B"n) i0") 0i+e*)en"n)"n

e(")/)"n +en e* ""n 0"( 0"(" +e*/'"%""n-+e*/'"%""n )e2/"(i 0"(" Le !"#"-(e !"#"Ke/"n#"n +en e* ""n "n" %"n " 0"+" 0i(")/)"n 0"*i 2"0"n#"n.

P"'"( 33.

71 B"n) 0"+" en#"0")"n )e en /"n-)e en /"n "n# !e* "(i"n 0en#"n +en##/n""n 0"n"-0"n" (e%Le !"#"-(e !"#" Ke/"n#"n, )e2/"(i B"0"n-!"0"n A'/*"n'i. 7 Le !"#"-(e !"#" e* ")'/0 +"0"" " 71 0i&" i!)"n en#i)/ i +e /n /) 0"n )e en /"n "n# 0i e "+)"n (e% B"n).

HUBUNGAN KEUANGAN DENGAN PEMERINTAH.

P"'"( 3;.

71 B"n) !e* in0") 'e!"#"i Pe e#"n# K"' Pe e*in "%. 7 B"n) en e(en##"*")"n +e in0"%"n /"n#/n /) Pe e*in "% 0i "n "*" )"n *-)"n *n " 0i 'e(/*/% &i(" "% Re+/!(i) In0 ne'i". 73 B"n) e !"n /Pe e*in "% 0"(" +ene +" "n '/*" -'/*" %/ "n# Ne#"*", +en" "-/'"%""n 'e* " +e !" "*"n )/+ n0"n +e(/n"'"nn ". 7; D"(" e(")'"n")"n )e en /"n 0"(" +"'"( ini B"n) i0") e +e*%i /n#)"n!i" "-!i" ".

39 8 P"'"( 3 .

71 B"n) e !e*i)"n )e+"0" Pe e*in "% )*e0i 0"(" *e)enin# ) *"n /n /) e +e*)/"' )"' Ne#"*"en/*/ )e+e*(/"n 'e!"#"i "n" 0i e "+)"n 0"(" An##"*"n Pen0"+" "n 0"n Be("n " Ne#"*". 7 K*e0ie*'e!/ 0i!e*i)"n " "' "n##/n#"n "n# 2/)/+ 0"(" )e* "' +e*!en0"%"*""n Ne#"*" 0"n "n#

+en#e(/"*"n 'e* " +en##"0"i"nn " 0ii in)"n 0en#"n " "/ !e*0"'"*)"n Un0"n#-/n0"n#. 73 A "'+en##/n""n )*e0i e*'e!/ 0i " "', Pe e*in "% e !" "* !/n#" 'e!e'"* 3F 7 i#" +e*'e*" /' 'e "%/n0"n in#)" !/n#" e* ")'/0 0"+" 0i*/!"% (e% De&"n M ne e* en#in#" +e*)e !"n#"n )e"0""n.7; H"'i( +e !" "*"n !/n#" e* ")'/0 +"0" " " 73 'e e("% 0i)/*"n#i !i" "-!i" " B"n) "n#!e*'"n#)/ "n 0i'i'i%)"n 0"n 0i'e(e'"i)"n en/*/ )e en /"n +"0" " " 7 . 7 Se(" !" -(" !" n "0"(" &") / 3 7 i#" !/("n 'e e("% "%/n An##"*"n "n# !e*'"n#)/ "n !e*")%i*, ")" Pe e*in "% &" i!

e !e*i)"n ("+ *"n )e+"0" De&"n Pe*&")i("n R") " en "n# / ("% )*e0i !e*0"'"*)"n " " 71 0"nen "n# %"'i( +e !" "*"n !/n#" "n# 0i'i'i%)"n en/*/ " " 7; 0i " "' 0i'e* "i /'/(-/'/(

+en e("'"nn ". De&"n Pe*&")i("n R") " 'e("n / n " ene "+)"n 2"*" +en e(e'"i"n e*'e!/ .

P"'"( 36.

8/18/2019 Uu Nomor 13 Tahun 1968

9/25

71 B"n) e !"n / +ene +" "n '/*" -'/*" %/ "n# Ne#"*" /n /) e !i" "i An##"*"n Pen0"+" "n 0"nBe("n " Ne#"*" "n# +en#e(/"*"nn " 0i" /* 0en#"n " "/ !e*0"'"*)"n Un0"n#-/n0"n#. 7 B"n) 0"+"

e !e(i 'en0i*i '/*" -'/*" %/ "n# Ne#"*" e*'e!/ +"0" " " 71 .

PENGERAHAN DANA-DANA

P"'"( 3=.

B"n) en0 * n# +en#e*"%"n 0"n"-0"n" "' "*")" (e% +e*!"n)"n /n /) / /"n /'"%" +e !"n#/n"n"n# +* 0/) i 0"n !e*en2"n".

HUBUNGAN INTERNASIONAL.

P"'"( 38.

71 D"(" *"n#)" +e(")'"n""n /#"' + ) ) e*'e!/ 0"(" P"'"( =, ")" B"n) en /'/n *en2"n"0e>i'" "n# en2e* in)"n +e e(i%"*""n E) n i N"'i n"( 0"n e +e*("n2"* /'"%" +e !"n#/n"n0en#"n e +e*%" i)"n + 'i'i (i)&i0i "' 0"n ' (>"!i(i "' in e*n"'i n"( /n /) 0i" /)"n )e+"0" Pe e*in "%

e("(/i De&"n M ne e*. 7 Un /) en "#" 0"n e e(i%"*" + 'i'i (i)&i0i "' 0"n ' (>"!i(i "' in e*n"'i n"(e* ")'/0 +"0" " " 71 0i " "' $

".B"n) en#/"'"i, en#/*/' 0"n en e(en##"*")"n " "-/'"%" 2"0"n#"n e "' 0"n 0e>i'" i(i)Ne#"*"!.Pe e*in "% ene "+)"n ' "*" -' "*" +e !" "*"n !e*)en""n 0en#"n +e* "n i"n-+e* "n i"n +in " "n

39 9 "n# en#")i!" )"n )e&" i!"n +e !" "*"n " "' !e!"n 2"0"n#"n e "' 0"n 0e>i'" Ne#"*",&"("/+/n 0"(" !" "'-!" "' "n# e("% 0i e "+)"n 0"(" *en2"n" 0e>i'" 0en#"n e +e*%" i)"n+e* i !"n#"n B"n)2.B"n) en" "-/'"%")"n "#i%"n 0"n )e&" i!"n /n"i "/+/n !e* "n#)" e e*%"0"+ (/"* ne#e*i0.B"n) en#/'"%")"n +e e(i%"*""n / ("% 2"0"n#"n ini / e "' 0"n 0e>i'" i(i) Ne#"*" e*%"0"+)e&" i!"n in e*n"'i n"( 0"(" +e*!"n0in#"n "n# ")"n 0i" /* 0en#"n Un0"n#-/n0"n#.

P"'"( 39.

71 A+"!i(" +e*)e !"n#"n ne*"2" +e !" "*"n en/n /))"n #e "("-#e "(" "n# en#")i!" )"n /*/nn "2"0"n#"n e "' 0"n 0e>i'" i(i) Ne#"*" 0i !"&"% 2"0"n#"n ini / "n# 0i e "+)"n 0"(" P"'"( 38" " 7 %/*/ 0 ")" B"n) e("+ *)"n +e*)e !"n#"n e*'e!/ )e+"0" Pe e*in "% e("(/i De&"nM ne e* 0"n en#" !i( in0")"n +en#" "n"n "n# 0i+"n0"n#n " +e*(/ /n /) en#e !"(i)"n)e'ei !"n#"n 0"(" ne*"2" +e !" "*"n e*'e!/ . 7 Pe e*in "% 0"(" &") / 'e(" !" -(" !" n " 17'" / !/("n ene "+)"n in0")"n 'e("n / n " /n /) en#" "'i )e"0""n 0i " "'.

P"'"( ;:.

B"n) 0"+" en "("n)"n +e)e* ""n-+e)e* ""n 0"(" !i0"n# +e !" "*"n 0en#"n L/"* Ne#e*i.

BAB 4I.

USAHA-USAHA BANK.

P"'"( ;1.

8/18/2019 Uu Nomor 13 Tahun 1968

10/25

D"(" *"n#)" /#"'n " 'e!"#"i B"n) Sen *"($ 71 B"n) e in0"%)"n /"n#, !"i) 0en#"n +e !e*i "%/"n'e2"*" e(e#*" "/+/n 0en#"n '/*" , " "/ 0en#"n "("n e !e*i)"n &e'e(- /n /) 0i "n "*" )"n *n "+en"*i)"n " "' '"(0 )*e0i "n# "0" +"0" ) *e'+ n0en 0i(")/)"n 'e2"*" e(e#*" " "/ 0en#"n &e'e(-

/n /). 7 B"n) ene*i " 0"n e !" "*)"n )e !"(i /"n# 0"(" *e)enin# ) *"n, en "("n)"n +e*in "%/n /) +e in0"%"n /"n#, ene*i " +e !" "*"n 0"*i "#i%"n " "' )e* "' !e*%"*#" 0"n e(")/)"n+e*%i /n#"n 0en#"n " "/ "n "*" +i%") )e i#". 73 B"n) en0i') n $

".'/*" -&e'e( 0"n '/*" - *0e* 0en#"n 0/" +en"n##/n#- "&"! " "/ (e!i% 'e2"*" ' (i0e* 0"n 0en#"n "'"!e*(")/ "n# i0") (e!i% (" " 0"*i+"0" )e!i"'""n 0"(" +e*0"#"n#"n!.'/*" -&e'e( 0"n )e* "'-0"#"n# "n# ("in "n# i0") (e!i% (" " "'" !e*(")/n " 0"*i )e!i"'""n 0"("+e*0"#"n#"n !"i) "n# 0i "*i) 0en#"n " in"n '/*" -)*e0i , "/+/n 0en#"n " in"n 0 )/ en-+en#"n#)/ "n2.)e* "'-+e*!en0"%"*""n " "' !e!"n Ne#"*"0.'/*" -%/ "n# 0en#"n +e(/n"'"n 0"(" en" !/("n 0"n 'e(" " 0i') n n " /*/ !e* "n##/n#- "&"!'e2"*" 396: ' (i0e*e. "n0" 0"n5" "/ '/*" +e*in "% e !" "* " "' )"' Ne#"*" /n /) *en0e en-(e("n#. 7; B"n) e !e(i0"n en /"( $

".&e'e( "n# 0i")'e+ "'i (e% '/" / !"n) 0en#"n "'" !e*(")/ "n# i0") (e!i% (" " 0"*i )e!i"'""n0"(" +e*0"#"n#"n!.)e* "'-+e*!en0"%"*""n " "' !e!"n Ne#"*"2.'/*" -%/ "n# Ne#"*" " "/ '/*" -%/ "n# ("inn " "n# e*2" " +"0" '/" / !/*'" e e) "n# *e' i "n#!/n#" 0"n +e(/n"'"nn " 0i " in (e% Ne#"*". 7 B"n) e !e(i 0"n en /"( 2e), '/*" -&e'e(, )e* "'-0"#"n# ("inn ", +e !" "*"n 0en#"n '/*" " "/ e(e#*" 0en#"n "'" !e*(")/ i0") (e!i% (" " 0"*i+"0")e!i"'""n 0"(" +e*0"#"n#"n 0"n "0"n " " in"n "n# (" i !e*(")/ /n /) i /. 76 B"n) e !e*i

" in"n-!"n) 7!"n)-#"*"n'i 0en#"n "n##/n#"n "n# 2/)/+. 7= B"n) en e0i")"n e +"+en i +"n"n !"*"n#-!"*"n# !e*%"*#".

P"'"( ; .

P"0" +en i ""n !"*"n#- e "+ " "/ %"'i( !/ i, !"*"n# e e) " "/ "n##/n#"n ("in, "n# e*i)" )e+"0"B"n), 'e!"#"i " in"n /n /) e en/%i )e&" i!"n e*%"0"+ B"n), ")" B"n) ! (e% e !e(i 'e(/*/%" "/ 'e!"#i"n 0"*i !"*"n#-!"*"n# " "/ %"'i( !/ i, !"*"n# e e) " "/ "n##/n#"n ("in, /n /) 0i "0i)"n/"n# )e !"(i 0en#"n 'e2e+" -2e+" n ".

BAB 4II. PERATURAN PENSIUN DAN TUN ANGAN HARI TUA PADA PEGA AI BANK.

P"'"( ;3.

71 B"n) en#"0")"n 0"n" +en'i/n 0"n /n "n#"n %"*i /" +"*" +e#"&"i B"n) "n# e*/+")"n)e)" ""n "n# 0i+i'"%)"n. 7 B"n) &" i! en#/'"%")"n '/+" " 0"n" ini en2"+"i / ("% %"*#" /n"i)e&" i!"n "n# %"*/' 0i+en/%i e*%"0"+ +"*" Pe#"&"i B"n) 0"n &" i! en "#" /#" '/+" " / ("%

%"*#" /n"i i / "n#"n !e*)/*"n#. 73 B"n) e !e*i '/ !"n#"n )e+"0" 0"n" "n# 0i'e!/ +"0" " " 71 .7; D"n" +en'i/n 0"n /n "n#"n %"*i /" +"*" +e#"&"i B"n) 0i'e!/ +"0" " " 71 0"n '/ !"n#"n B"n))e+"0" 0"n" 0i'e!/ +"0" " " 73 i0") 0i+e*%i /n#)"n 0en#"n 0"n"-0"n" 0"(" P"'"( ;= " " 76 %/*/ 2 0"n 0. 7 Ke en /"n 'e("n / n " en "n# 0"n" e*'e!/ +"0" " " 71 'e* " '/ !"n#"n e*'e!/ +"0"" " 73 0i e "+)"n (e% Di*e)'i.

BAB 4III.

ANGGARAN, NERACA DAN LAPORAN.

8/18/2019 Uu Nomor 13 Tahun 1968

11/25

P"'"( ;;.

3961 71 Se!e(/ "%/n !/)/ !"*/ /("i !e* "("n, Di*e)'i en " +"i)"n An##"*"n T"%/n"n B"n))e+"0" Pe e*in "% /n /) 0i'e / /i. 7 Pe*'e / /"n Pe e*in "% " "' An##"*"n T"%/n"n B"n) %"*/' e("%0i!e*i)"n 'e(" !" -(" !" n " 70/" !/("n 'e'/0"% 0i e*i "n " An##"*"n T"%/n"n B"n) e*'e!/ +"0"" " 71 . A+"!i(" 0"(" &") / "n# e("% 0i e "+)"n i / Pe e*in "% i0") en#e /)")"n )e!e*" "n-)e!e*" "n e*%"0"+ An##"*"n T"%/n"n B"n), An##"*"n e*'e!/ !e*(")/ 'e+en/%n " /n /) 0i(")'"n")"n

(e% Di*e)'i. 73 Ti"+ +e*/!"%"n " "' An##"*"n T"%/n"n B"n) "n# e* "0i 0"(" "%/n !/)/ "n#!e*'"n#)/ "n %"*/' en0"+" +e*'e / /"n e*(e!i% 0"%/(/ 0"*i Pe e*in "% 'e!e(/ 0"+" 0i(")'"n")"n.

P"'"( ; .

B"n) e !/" ne*"2" 'in#)" in##/"n "n# %"*/' 0i/ / )"n i"+ = 7 / /% %"*i 'e)"(i 0"n 0i /"0"(" Be*i "-Ne#"*".

P"'"( ;6.

P"0" ")%i* i"+ "%/n !/)/, B"n) en /'/n ("+ *"n "%/n"n "n# en##" !"*)"n +e*)e !"n#"n)e/"n#"n 0"n e) n i 'e2"*" (/"'.

BAB 4I

8/18/2019 Uu Nomor 13 Tahun 1968

12/25

B"n) 0"+" e&" i!)"n !"0"n-!"0"n 0"n5" "/ )e'" /"n e) n i /n /) e !e*i)"n )e+"0"n ")e e*"n#"n-)e e*"n#"n 0"n !"%"n-!"%"n "n# 0i+e*(/)"n (e% B"n) 0"(" e(")/)"n /#"' 0"n/'"%"n ".

BAB 4

8/18/2019 Uu Nomor 13 Tahun 1968

13/25

Un /) +e* " " )"(i "%/n !/)/ B"n) 0i /("i +"0" "n##"( "n# ")"n 0i en /)"n (e% Men e*i Ke/"n#"n0"n !e*")%i* +"0" "n##"( 31 M"*e 1969.

P"'"( ;

71 P"0" '"" Un0"n#-/n0"n# ini /("i !e*(")/, ")" /"n# )e* "' B"n) In0 ne'i" 'e* " /"n# )e* "'( #" Pe e*in "% "n# 0i)e(/"*)"n 'e!e(/ !e*(")/n " Un0"n#-/n0"n# ini, e "+ 'i " n " 'e!"#"i "("+e !" "*"n "n# '"%. 7 Den#"n +en#e(/"*"n Un0"n#-Un0"n# ini, ")" Un0"n#-/n0"n# en "n# M" "U"n# T"%/n 19 1 0en#"n " !"%"n 0"n +e*/!"%"nn " 0in " ")"n i0") !e*(")/. 73 Se#"(" +e*" /*"n+e(")'"n""n 0"*i Un0"n#-/n0"n# P ) ) B"n) In0 ne'i" "%/n 19 3 0"n Pene "+"n P*e'i0en N * 1=

"%/n 196 'e+"n "n# i0") !e* en "n#"n 0en#"n )e en /"n-)e en /"n 0"(" Un0"n#-/n0"n# ini e "+!e*(")/.

BAB 4

8/18/2019 Uu Nomor 13 Tahun 1968

14/25

en "#" 0"n e e(i%"*" )e' "!i("n in e*n "/+/n )e' "!i("n e)' e*n 0"*i ni("i '" /"n R/+i"% )i " #/n"en0 * n# )e("n2"*"n +* 0/)'i 0"n +e !"n#/n"n. Den#"n e !"n#/n )e !"(i B"n) Sen *"(, ")"

+en#in e#*"'i"n !"n)-!"n) Pe e*in "% )e 0"(" !"n) Ne#"*" In0 ne'i" 'e!"#"i "n" 0i e "+)"n 0"("Pene "+"n P*e'i0en N * 1= "%/n 196 +e*(/ 0i in "/ )e !"(i 0"n 0i'e'/"i)"n 0en#"n ")'/0

e*'e!/ 0i" "'. Se'/"i 0en#"n !/n i +en e("'"n P"'"( 3 Un0"n#-/n0"n# D"'"* 19; , ")" B"n)Sen *"( e*'e!/ 0i!e*i n" " @B"n) In0 ne'i"@. O(e% )"*en" i / 0en#"n Un0"n#-/n0"n# ini 'e#"(" %")

0"n )e&" i!"n, )e)" ""n 0"n +e*(en#)"+"n B"n) Ne#"*" In0 ne'i" Uni I 'e!"#"i "n" 0i ")'/0 0"("Pene "+"n P*e'i0en N * 1= "%/n 196 !e*"(i% en "0i %") 0"n )e&" i!"n, )e)" ""n 0"n+e*(en#)"+"n 0"*i B"n) In0 ne'i". Se!"#"i ("n / "n 0"*i +"0" +en#"(i%"n B"n) Ne#"*" In0 ne'i" Uni Iini ")" +"0" '"" "n# !e*'" ""n /#" Uni -/ni ("inn " "n# e*#"!/n# 0"(" B"n) Ne#"*" In0 ne'i"i / +e*(/ 0i"(i%)"n )e+"0" B"n)-!"n) Ne#"*" ("in "n# ")"n 0i!en /) 0en#"n Un0"n#-/n0"n# e*'en0i*i.

II. Se "("n 0en#"n )e en /"n-)e en /"n 0"(" Un0"n#-/n0"n# D"'"* 19; 0i "n" )e)/"'""nPe e*in "% !e*"0" 0i "n#"n P*e'i0en, 'e0"n#)"n +"*" Men e*i "0"("% en "0i +e !"n /n " ")"+ene "+"n )e!i ")'"n""n 0i !i0"n# ne e* 0en#"n 'en0i*in " !e*"0" 0"(" "n#"n P*e'i0en. D"("+*") e)n " +ene "+"n )e!i ")'"n""n Pe e*in "% 0i !i0"n# ne e* i / 0i ("% 0"n 0i+e*'i"+)"n e*(e!i%0"%/(/ (e% +"*" Pe !"n / P*e'i0en. D"(" P*") e)n " +ene "+"n )e!i ")'"n""n Pe e*in "% 0i !i0"n#

ne e* i / 0i ("% 0"n 0i+e*'i"+)"n e*(e!i% 0"%/(/ (e% +"*" Pe !"n / P*e'i0en. 396 O(e% )"*en"

+ene(""%"n +e*' "("n ne e* i / e e*(/)"n ) *0in"'i 0"n ' n)%* ni'"'i en#en"i +e(!"#"i !i0"n#,")" 0i"n##"+ +e*(/ /n /) e !en /) '/" / De&"n "n# e*0i*i 0"*i Men e*i- en e*i "n# e i +in!i0"n# )e/"n#"n 0"n +e*e) n i"n 'e* " G/!e*n/* B"n) Sen *"(, "n# !e* /#"' e !"n / Pe e*in "%0"(" +e i)i*"n, +e*en2"n""n 0"n +ene "+"n )e!i ")'"n""n 0i !i0"n# ne e*. De&"n e*'e!/ 0i!e*in" " De&"n M ne e*. / ("% An## " De&"n M ne e* ini !e'"*n " 0i!" "'i 0en#"n ")'/0 "#"*De&"n ini i0") en "0i e*("(/ !e'"* 0"n 0"+" !e)e* " 'e2"*" 2e+" 0"n e+" . S/n##/%+/n 0e i)i"n,

(e% )"*en" !i0"n# ne e* i / en "n#)/ +/(" !i0"n#-!i0"n# e) n i 0"n +e !"n#/n"n ("inn ",")" i)" 0i"n##"+ +e*(/, Pe e*in "% 0"+" en" !"%)"n !e!e*"+" *"n# Men e*i 'e!"#"i "n## "

+en"'e%" +"0" De&"n M ne e*.

Di'" +in# /#"' e*'e!/ 0i" "', ")" 0"(" +e(")"'"n""n )e!i ")'"n""n ne e* i / +e*(/ /#""0"n " ) *0in"'i 0"n ' n)%* ni'"'i 'e* " )e'" /"n +i +in"n "n# 0"+" en " in e*(")'"n"n "

)e!i ")'"n""n e*'e!/ .

Be*%/!/n# 0en#"n i / ")" De&"n M ne e* /#" !e* /#"' e i +in 0"n en#) *0in"'i)"n+e(")'"n"""n )e!i ")'"n""n ne e* "n# e("% 0i e "+)"n (e% Pe e*in "%.

D"*i /*"i"n 0i" "' e("'("% !"%&" De&"n M ne e* i / i0") ("in 0"*i+"0" '/" / "(" Pe e*in "% "n#e*0i*i 0"*i !e!e*"+" Men e*i 0i " !"% G/!e*n/* B"n) Sen *"( #/n" e !"n / Pe e*in "% 'e2"*"

e i'ien 0"(" e +e*'i"+)"n 'e* " 0"(" e i +in +e(")'"n""n )e!i ")'"n""n ne e*. D"("%/!/n#"n ini )e0/0/)"n G/!e*n/* B"n) Sen *"( 0"(" De&"n M ne e* e +/n "i "* i )%/'/',0i'e!"!)"n (e% )"*en" B"n) Sen *"( 0"(" ' */) /* +e e*in "%"n !e*)e0/0/)"n 0i (/"* De+"* e en-0e+"* e en, 'e0"n#)"n G/!e*n/* B"n) Sen *"( i0") e +/n "i )e0/0/)"n 'e!"#"i Men e*i.

B"n) Sen *"( "0"("% '/" / Le !"#" Ne#"*" "n# !e* /#"' e !"n / P*e'i0en 0"(" e(")'"n")"n)e!i ")'"n""n ne e*, 'e%in##" )"*en" i / B"n) Sen *"( en "("n)"n /#"'n " !e*0"'"*)"n #"*i'-#"*i'+ ) ) )e!i ")'"n""n "n# e("% 0i e "+)"n (e% Pe e*in "%.

Den#"n )e0/0/)"nn " 0i (/"* De+"* e en-0e+"* e en, B"n) Sen *"( )ini 0"+" eni("i )e!/ /%"n 0"n)e " +/"n +e*e) n i"n Ne#"*" (e!i% ! e) i 0"n !e* in0") !e*0"'"*)"n &e&en"n# "n# e*2"n /0"(" Un0"n#-/n0"n# ini.

8/18/2019 Uu Nomor 13 Tahun 1968

15/25

8/18/2019 Uu Nomor 13 Tahun 1968

16/25

A+"!i(" +e*)e !"n#"n ne*"2" +e !" "*"n en/n /))"n #e "("-#e "(" "n# en/n /))"n /*/nn "2"0"n#"n 0e>i'" 0"n e "' i(i) Ne#"*" 0i!"&"% 2"0"n#"n ini / , ")" B"n) en0"%/(/iKe+/ /'"n Pe e*in "% en "n# %"( ini &" i! en#" !i( in0")"n +en#" "n"n "n# 0i+"n0"n#n " +e*(//n /) en#e !"(i)"n )e'ei !"n#"n 0"(" ne*"2" +e !" "*"n e*'e!/ .

0.Di!i0"n# +e !in""n 0"n +en#"&"'"n B"n).

B"n) Sen *"( !e*)e&" i!"n +/(" /n /) e !in" 0"n en#"&"'i +e*!"n)"n 0i In0 ne'i", !"i) 0"*i '/0/e) n i +e*/'"%""n e*/ " " 0en#"n "("n +en#" /*"n 0"n +en "#""n (i)&i0i "' 0"n ' (>"!i(i "' !"n)

"/+/n 0"n '/0/ ne e* 0en#"n "("n +en#" /*"n 0"n +en#"&"'"n e*%"0"+ +e !e*i"n )*e0i !"n).Ke&" i!"n e*'e!/ 0i" "' 0i(")/)"n 0"(" *"n#)" /'"%" +e*)e !"n#"n "n# 'e%" 0"*i /*/'"n )*e0i0"n /*/'"n +e*!"n)"n.

Ii'". D"(" *"n#)" *en2"n" ne e* e*'e!/ , ")" 0"(" N "Ke/"n#"n 0in " ")"n +/(" (e% Pe e*in "% / ("% ")'i / /"n# "n# 0"+" 0ie0"*)"n (e% B"n)Sen *"( /n /) "%/n "n# !e*'"n#)/ "n. Pene "+"n / ("% ")'i / /"n# "n# 0"+" 0ie0"*)"n i /+"0" 0"'"*n " e*/+")"n +e !" "'"n "n# +"0" 0e&"'" ini !e*0"'"*)"n )e"0""n e) n i 0"n)e/"n#"n Ne#"*" 0"+" 0i(e "))"n e*%"0"+ B"n) Sen *"( 'e!"#"i B"n) "n# e +/n "i %") /n##"(/n /) en#e(/"*)"n /"n# "n# e*/+")"n "(" +e !" "*"n "n# '"%. A+"!i(" )e"0""n e) n i)e/"n#"n !e*/!"% 'e0e i)i"n */+", %in##" e /n#)in)"n 0i/'"%")"n )e !"(i "0"n " '/" / )e' "!i("n

ne e*, ")" !" "'-!" "' 0"(" +en#en0"(i"n +en#e0"*"n /"n# (e% B") Sen *"( i / +e*(/ 0i in "/)e !"(i. D"(" %/!/n#"n ini 0"+" )i*"n " 0i/'"%")"n "0"n " '/" / " in"n !e*/+" e "' 0"n 0e>i'"

i(i) Ne#"*" 0"(" +e*!"n0in#"n "n# &" "* e*%"0"+ / ("% /"n# "n# !e*e0"*, '" / 0"n ("in /n /)en#e !"(i)"n 0"n e +e* in##i )e+e*2" ""n e*%"0"+ R/+i"%. 3968B. PEN ELASAN PASAL DEMI PASAL.

P"'"( 1.

71 B"n) Sen *"( !e*0"'"*)"n Un0"n#-/n0"n# ini 0i!e*i n" " @B"n) In0 ne'i"@, 'e'/"i 0en#"n !/n i+en e("'"n P"'"( 3 Un0"n#-/n0"n# D"'"* 19; . 7 C/)/+ e("'. 73 Den#"n )e en /"n 0"(" " " 73ini, ")" 'e("in !e*0"'"*)"n %/)/ +e*0" " E* +"% 0"n %/)/ 0"#"n# E* +"%, B"n) 0"+" e(")/)"n+e*!/" "n-+e*!/" "n en/*/ %/)/ "0" 0en#"n *"n#- *"n#5!"0"n-!"0"n "n# ")(/) +"0" %/)/"0" 'e* " en "("n)"n %")-%") " "' !en0"-!en0" "n# ")(/) +"0" %/)/ "0" .

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C/)/+ e("'.

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71 C/)/+ e("'. 7 C/)/+ e("'.

P"'"( ;.

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71 Se!"#"i B"0"n H/)/ !e*0"'"*)"n Un0"n#-/n0"n# ")" B"n) e +/n "i 0"( "n# e*/+")"n)e)" ""n Ne#"*" "n# 0i+i'"%)"n. Den#"n 0e i)i"n, ")" /n /) 'e("n / n " B"n) 0"(" en "("n)"n/'"%"n " e*(e+"' 0"*i An##"*"n Pen0"+" "n 0"n Be("n " Ne#"*". 7 C/)/+ e("'.

P"'"( .

71 B"n) +e*(/ e /+/) 2"0"n#"n / / /n /) e +e*!e'"* " in"n e*%"0"+ )e&" i!"nn " 0"("e(")/)"n /#"' 0"n /'"%"n " 'e+e* i 0"(" B"! I

8/18/2019 Uu Nomor 13 Tahun 1968

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71 O(e% )"*en" Men e*i Ke/"n#"n "0"("% +en"n##/n#- "&"! 0"(" !i0"n# )e/"n#"n 0"n 'e!"#"i'e) * "n# e*+en in# 0"(" +e(")'"n""n )e!i ")'"n""n ne e*, ")" "!" "n Ke /" De&"n M ne e*0i+e#"n# (e% Men e*i Ke/"n#"n. 7 C/)/+ e("'.

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71 C/)/+ e("'. 7 C/)/+ e("'. 73 De&"n M ne e* 0"+" e in " K i'"*i' Pe e*in "% en#%"0i*iSi0"n#-'i0"n# De&"n /n /) 0i0en#"* +en0"+" n " " "/ "+"!i(" De&"n en#"n##"+ %"(-%"( "n# ")"n0i!i2"*")"n +e*(/ 0i)e "%/i (e% K i'"*i' Pe e*in "%.

P"'"( 13.

71 Ke+/ /'"n De&"n M ne e* 0i" !i( 0en#"n %i) "% /' "&"*"% /n /) en2"+"i / ")" , n" /n"+"!i(" / ")" i0") e*2"+"i )e+/ /'"n 0"+" 0i" !i( " "' 0"'"* '/"*" e*!"n "). i)" '/"*" '" "!"n ")n ", ")" %"( "n# 0i /' "&"*"%)"n 0i'e*"%)"n )e+"0" )e!i ")'"n""n Pe e*in "% /n /)0i+/ /')"n. 39=: 7 C/)/+ e("' 0i e*"n#)"n 0"(" Pen e("'"n U / .

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71 Un /) en " in +e(")'"n""n /#"' B"n) "n# e i'ien 0"n e e) i +e*(/ 0i en /)"n / ("% ini "(0"n ")'i "( 0"*i An## "-"n## " +i +in"n B"n). 7 G/!e*n/* 'e!"#"i An## " +i +in"n B"n) 0"n'e!"#"i "n## " De&"n M ne e*, '/0"% !"*"n# en / i0") 0"+" 'en"n i"'" en "("n)"n /#"'+i +in"n 'e%"*i-%"*i 0"*i B"n). O(e% )"*en" i / /n /) en " in )e("n#'/n#"n +i +in"n 'e%"*i-%"*i 0"*iB"n) 0i "n "*" Di*e) /*-0i*e) /* 0i /n /) (e% Pe e*in "% 70/" *"n# 'e!"#"i Pen##"n i G/!e*n/*/n /) e&")i(i G/!e*n/* "+"!i(" G/!e*n/* !e*%"("n#"n. 73 Se!e(/ e "n#)/ "!" "nn ", +"*"

An## " Di*e)'i %"*/' en#/2"+)"n '/ +"% "!" "n en/*/ +e*" /*"n "n# !e*(")/.

Un /) 0"+" 0i"n#)" en "0i An## " Di*e)'i, %"*/' 0i+en/%i ' "*" -' "*" e* en / 0i !"&"% ini $

".!e* " &" )e+"0" T/%"n Y"n# M"%" E'"!.'e i" )e+"0" P"n2" Si("2.!e*&i!"&"0. / /*e.2")"+5"%(i

."0i(#. i0") e*(i!" , !"i) ("n#'/n# "/+/n i0") ("n#'/n# 0"(" #e*")"n ) n *" *e> (/'i G.3:.S5P.K.I. " "/

*#"ni'"'i- *#"ni'"'i e*("*"n# ("inn ".

D"(" en#"n#)" 'e'e *"n# en "0i An## " Di*e)'i %"*/' 0i+e*%" i)"n +/(" 2"( n-2"( n "n#0i" /)"n (e% 0"n 0"*i B"n), 'e* " "n#"n '" +"i i" e +/n "i )e+en in#"n-)e+en in#"n 0"n 0i (/"*B"n) "n# 0"+" !e*("&"n"n 0en#"n " "/ e*/#i)"n )e+en in#"n B"n).

P"'"( 16.

71 Y"n# 0i ")'/0 0en#"n @+en#/*/'"n@ 0"(" %/*/ 2 " " ini "0"("% "n"#e en . 7 C/)/+ e("'.73 A+"!i(" / ")" ") e*2"+"i 0"+" 0i" !i( )e+/ /'"n " "' 0"'"* '/"*" e*!"n "). i)" '/"*" '" "

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!"n ")n ", ")" )e+/ /'"n 0i'e*"%)"n )e+"0" )e!i ")'"n""n G/!e*n/*. 7; C/)/+ e("'. 7 C/)/+ e("'. 76 C/)/+ e("'.

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71 C/)/+ e("'. 7 C/)/+ e("'. 73 C/)/+ e("'. 39=1 7; C/)/+ e("'. 7 C/)/+ e("'.

P"'"( 18.

71 D"(" %"( e* "0in " %/!/n#"n )e(/"*#" "n# e*("*"n# ")" +ene "+"n 'i"+" 0i "n "*" )e0/" An## " Di*e)'i e*'e!/ "n# ! (e% e("n / )"n "!" "nn " 0i0"'"*)"n " "' +e* i !"n#"n ! e) i'e'/"i 0en#"n )e+en in#"n B"n). 7 C/)/+ e("'. 73 Men#in#" )e0/0/)"n B"n) "n# '"n#" >i "( 0"("!i0"n# e) n i, 0"n )e/"n#"n, ")" 0"(" +"'"( ini +e*(/ 0i en /)"n ("*"n#"n "!" "n *"n#)"+, )e2/"(i0en#"n +e*'e / /"n Pe e*in "%. D"(" %"( Di*e)'i e*"n#)"+ +e)e* ""n ("in "n# e("% 0i'e / /i (e%Pe e*in "%, ")" %"*/' 0i/'"%")"n "n#"n '" +"i "!" "n "n# 0i*"n#)"+ e*'e!/ "0"("%in2 +" i!(e.

P"'"( 19.

De&"n M ne e* en#/'/()"n #" i 0"n +en#%"'i("n ("inn " !"#i G/!e*n/* 0"n Di*e) /*.

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C/)/+ e("'

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71 C/)/+ e("'. 7 C/)/+ e("'.

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71 K i'"*i' Pe e*in "% "0"("% 'e *"n# &")i( Pe e*in "% 0i 0"(" B"n) "n# en#"&"'i '/+" " /#"'0"n )e&" i!"n Di*e)'i 0i(")'"n")"n 'e-e i'ien /n#)in 0"n 'e("n / n " i" e !e*i)"n ("+ *"n-("+ *"nn " )e+"0" Pe e*in "%. T" "-)e* " K i'"*i' Pe e*in "% 0"(" en "("n)"n /#"'n "0i e "+)"n (e% Pe e*in "%. 7 C/)/+ e("'. 73 Se!e(/ e "n#)/ "!" "nn ", K i'"*i' Pe e*in "%%"*/' en#/2"+)"n '/ +"% "!" "n en/*/ +e*" /*"n "n# !e*(")/. Un /) 0"+" 0i"n#)" 'e!"#"iK i'"*i' Pe e*in "% %"*/' 0i+en/%i ' "*" -' "*" e* en / 0i!"&"% ini$

".!e* " &" )e+"0" T/%"n Y"n# M"%" E'"!.'e i" )e+"0" P"n2" Si("2.!e*&i!"&"

0. / /*e.2")"+5"%(i,."0i(

#. i0") e*(i!" , !"i) ("n#'/n# "/+/n i0") ("n#'/n# 0"(" #e*")"n ) n *" *e> (/'i G. 3: S.5P.K.I. " "/*#"ni'i- *#"ni'"'i e*("*"n# ("inn ". 7; C/)/+ e("'. 7 C/)/+ e("'.

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71 C/)/+ e("'. 7 C/)/+ e("'. 73 D"(" *"+" -*"+" Di*e)'i, K i'"*i' Pe e*in "% i0") e +/n "i %")'/"*", e "+i i" 0"+" e !e*i)"n +"n0"n#"nn " en "n# %"(-%"( "n# 0i!i2"*")"n.

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71 C/)/+ e("'. 7 C/)/+ e("'.

71 Den#"n e /" )e en /"n-)e en /"n 0"(" +"'"( ini, ")" Un0"n#-/n0"n# en "n# M" " U"n#"%/n 19 1 0en#"n " !"%"n 0"n +e*/!"%"nn " i0") 0i+e*(/)"n ("#i 0"n 0"+" 0in " ")"n i0")

!e*(")/ 7(i%" +"'"( ; " " 7 7 C/)/+ e("'. 73 C/)/+ e("'.

P"'"( 6.

71 Men#in#" !"%&" "n "*" /"n# )e* "' "n# 0i)e(/"*)"n (e% B"n) 0"n /"n# )e* "' 0"n ( #" "n#0i)e(/"*)"n (e% Pe e*in "% 0i+"n0"n# 0"*i '/0/ e) n i i0") "0" +e*!e0""n /n#'i ni(, ("#i +/("B"n) "0"("% Le !"#" Ke/"n#"n Ne#"*", ")" /n /) )e+en in#"n )e'e*"#" "n 0"n e i'ien'i,+en#e(/"*"n /"n# !"i) /"n# )e* "' "/+/n /"n# ( #" , 2/)/+ 0i(")/)"n (e% '" / in' "n'i '" ", "i /B"n). 7 C/)/+ e("'.

73 Se(" " )e"0""n e) n i 0"n )e/"n#"n !e(/ e /n#)in)"n "0"n " '/" / +e !" "'"n +e*e0"*"n/"n# "n# 0i%/!/n#)"n50i " in 0en#"n '/" / / ("% e* en / 2"0"n#"n e "' 0"n 0e>i'" i(i) Ne#"*",

")" +"0" "*" 'e)"*"n# +e !" "'"n i / %"n " 0i(")/)"n 0en#"n "("n enen /)"n / ("%"')'i / /"n# 2"* "( "n# ")"n !e*e0"* e*'e!/ 0"(" N " Ke/"n#"n "n# 'e i"+ "%/nn " )e+"0"

De&"n Pe*&")i("n R") " . Pene "+"n / ("% ")'i / /"n# 2"* "( e*'e!/ 0i " "' e*/+")"n("n0"'"n "n# 2/)/+ /n /) 0i+")"i 'e!"#"i +e#"n#"n "n# e e) i #/n" +en#en0"(i"n / ("% "n# "n#!e*e0"* e* "'/) /"n# #i*"(.

7; Y"n# 0i ")'/0 0en#"n$

-@ eni'@ "0"("% /"n# ( #" " "/ /"n# )e* "' -@Ni("i@ "0"("% ni("i n in"( -@Ci*i-2i*i@ "0"("% &"*n",#" !"* " "/ "n0"- "n0" ("in 0"n /"n#. A0"+/n @ "2" @ 0"n @%"*#"@ /"n# "n# 0i'e!/ 0"(" P"'"(

3 " " 73 Un0"n#-/n0"n# D"'"* 19; 0i" /* 0en#"n Un0"n#-/n0"n# e*'en0i*i. 7 C/)/+ e("'.76 Y"n# 0i ")'/0 0en#"n i0") (" ") "0"("% (/'/%, */'") 'e!"#i"n " "/ 'e(/*/%n " )"*en" e*!")"*,* !e) " "/+/n )"*en" 'e!"!-'e!"! ("inn ". 7= C/)/+ e("'. 39=3 P"'"( =.

7( Y"n# 0i ")'/0 0en#"n +en/)"*"n /"n# 0"(" " " ini, i"("% +en/)"*"n /"n# 0en#"n !e*!"#"i ) +/*("inn ". i)" 0i"n##"+ +e*(/ B"n) 0"+" en/n /) !"0"n-!"0"n ("in /n /) e("n2"*)"n +en/)"*"n/"n#. 7 C/)/+ e("'. 73 C/)/+ e("'. 7; C/)/+ e("'.

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71 C/)/+ e("'. 7 C/)/+ e("'. 73 C/)/+ e("'. 7; Pen/)"*"n ini '/0"% en / 0"+" 0i(")/)"n 0en#"n+e*"n "*""n 2"!"n# B"n). 7 C/)/+ e("'. 76 C/)/+ e("'.

P"'"( 9.

71 T/#"' e*'e!/ 0"(" +"'"( ini 0i'"n0"*)"n )e+"0" 'i " 0"n )e0/0/)"n B"n) 'e!"#"i +e !in" 0"n+en#"&"' +e*!"n)"n. D"(" *"n#)" /#"' e*'e!/ B"n) e " /)"n +e*)e !"n#"n "n# 'e%" 0"*i+e*!"n)"n 0"n +e*)*e0i "n 'e* " en "#" )e+en in#"n "' "*")" "n# e +e*2" ")"n /"n#n "

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8/18/2019 Uu Nomor 13 Tahun 1968

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'e /" Ke/"n#"n Ne#"*" 'e%in##" 0"+" 0i2"+"i +en" "-/'"%""n "n# (e!i% e i'ien 0"*i +ene*i ""n0"n +en#e(/"*"n Ne#"*". 7; C/)/+ e("'.

P"'"( 3 .

71 Un /) e en/%i )e)/*"n#"n (i)&i0i "', B"n) 0"+" e !e*i)"n )e+"0" Pe e*in "% )*e0i 0"("*e)enin#-) *"n " "' " in"n +en/% 0"(" )e* "' +e*!en0"%"*""n Ne#"*". K*e0i i / 0"+" 0i!e*i)"n 0i'" +i#n#, /n /) e !i" "i )e)/*"n#"n +en0"+" "n )"*en" )e i0")-'" ""n &") / "n "*" +en0"+" "n0"n +en#e(/"*"n, /#" /n /) e !i" "i 0e i'i 'e!"#"i "n" 0i e "+)"n 0"(" An##"*"n Pen0"+" "n0"n Be("n " Ne#"*" "n# e("% 0i'e / /i (e% De&"n Pe*&")i("n R") " .

A+"!i(" 0"(" "%/n An##"*"n "n# 'e0"n# !e* "("n 39= e*0"+" "n0"- "n0" !"%&" )*e0i "n#0i!/ /%)"n i / ")"n e(" +"/i / ("% "n# 0i e "+)"n 0"(" An##"*"n Pen0"+" "n 0"n Be("n "

e*'e!/ , ")" Pe e*in "% &" i! 0en#"n 'e#e*" e("+ *)"nn " 0"n en#" /)"n " !"%"n An##"*"nPen0"+" "n 0"n Be("n " Ne#"*" "%/n "n# !e*'"n#)/ "n )e+"0" De&"n Pe*&")i("n R") " .

Se!e(/ " !"%"n e*'e!/ 0i'e / /i (e% De&"n Pe*&")i("n R") " , ")" B"n) i0") 0i+e*)en"n)"n/n /) e !e*i )*e0i )e+"0" Pe e*in "%.

7 C/)/+ e("'.

73 C/)/+ e("'.

7; C/)/+ e("'.

7 A+"!i(" "%/n An##"*"n "n# !e*'"n#)/ "n !e*")%i*, ")" 'e(" !" -(" !" n " 0"(" &") / 3 7 i#"!/("n, Pe e*in "% &" i! e !e*i)"n, ("+ *"n )e+"0" De&"n Pe*&")i("n R") " en "n# *e"(i'"'i+en##/n""n )*e0i " "' 0"'"* An##"*"n Pen0"+" "n 0"n Be("n " Ne#"*" "n# !e*'"n#)/ "n 0i'e* "i/'/(-/'/( +en e(e'"i"nn ". D"(" %/!/n#"n ini 'e("n / n " De&"n Pe*&")i("n R") " ene "+)"n 2"*"+en e(e'"i"n )*e0i 0"(" *"n#)" /'"%" en2"+"i ' "!i(i "' ni("i */+i"%. Men#in#" !"%&" 2"*" 0e i)i"n!"*/ /n /) +e* " " )"(i 0i(")/)"n, ")" De&"n Pe*&")i("n R") " +e*(/ +/(" ene "+)"n 2"*"+en e(e'"i"n 0"*i )*e0i Pe e*in "% "n# "0" +"0" 0e&"'" ini. 'e%in##" 0en#"n 0e i)i"n Pe e*in "%0"+" /("i 0en#"n (e !"*"n !"*/ 0"(" e(")'"n")"n An##"*"n Pen0"+" "n 0"n Be("n " Ne#"*".

P"'"( 36.

71 A+"!i(" +ene*i ""n Ne#"*" 0"*i P" "), ("!" +e*/'"%""n-+e*/'"%""n Ne#"*" 0"n ("in 'e!"#"in "i0") 2/)/+ /n /) e !i" "i +en#e(/"*"n Ne#"*" 'e(/*/%n ", ")" )e)/*"n#"n e*'e!/ 0i" "' %"*/'

0i/'"%")"n 'e0"+" /n#)in 0i / /+ 0en#"n %"'i( +in " "n-+in " "n 0"*i "' "*")" . D"("+ene +" "n +in0 " "n-+in " "n Ne#"*" "n# 0i" /* (e%5" "/ !e*0"'"*)"n Un0"n#-/n0"n# 'e!"#"i!"#i"n 0"*i An##"*"n Pen0"+" "n 0"n Be("n " Ne#"*" e*'e!/ B"n) e !e*i)"n !"n /"nn " 'e2"*"") i . 7 C/)/+ e("'.

P"'"( 3=.

D"(" en "("n)"n /#"'n " B"n) &" i! !e*/'"%" en2i+ ")"n '/" / i)(i "n# 'e!"i)-!"i)n " /n /)0"+" en0 * n# "' "*")" en i +"n 0"n"-0"n"n " )e 0"(" +e*!"n)"n " "/ en "("n)"n)e#i" "n /'"%"n " 0en#"n e +e*#/n")"n "'"- "'" +e*!"n)"n.

P"'"( 38.

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71 C/)/+ e("'. 7 Den#"n "0"n " )e en /"n 0"(" " " ini, ")" B"n) "0"("% '" /-'" /n " Le !"#"Ne#"*" "n# en#/"'"i, en#/*/' 0"n en e(en##"*")"n " "-/'"%" 2"0"n#"n e "' 39=6 0"n0e>i'" i(i) Ne#"*". Te* "'/) +/(" 0"(" 2"0"n#"n e "' 0"n 0e>i'" "0"("% %") " "' 0e>i'" "n#0"+" 'e i"+ &") / 0i "*i) 70*"&in# *i#% ' 0"*i 'e'/" / !"0"n )e/"n#"n in e*n"'i n"(. Pe e*in "%

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