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  • PT BANK JTRUST INDONESIA Tbk

    LAPORAN KEUANGAN TANGGAL 31 DESEMBER 2019 SERTA

    TAHUN YANG BERAKHIR PADA TANGGAL TERSEBUT DAN LAPORAN AUDITOR INDEPENDEN

    FINANCIAL STATEMENTS AS OF DECEMBER 31, 2019 AND

    FOR THE YEAR THEN ENDED AND INDEPENDENT AUDITOR’S REPORT

  • The original financial statements included herein are in the Indonesian language.

    PT BANK JTRUST INDONESIA Tbk PT BANK JTRUST INDONESIA Tbk LAPORAN KEUANGAN FINANCIAL STATEMENTS

    TANGGAL 31 DESEMBER 2019 SERTA TAHUN YANG BERAKHIR PADA TANGGAL TERSEBUT

    DAN LAPORAN AUDITOR INDEPENDEN

    AS OF DECEMBER 31, 2019 AND FOR THE YEAR THEN ENDED

    AND INDEPENDENT AUDITOR’S REPORT

    Halaman/ Page

    Daftar Isi Table of Contents

    Surat Pernyataan Direksi Directors’ Statement Letter

    Laporan Auditor Independen Independent Auditor’s Report

    Laporan Posisi Keuangan…………………..…..………... 1 - 2 …….………………… Statement of Financial Position

    Laporan Laba Rugi dan Penghasilan Komprehensif Lain……………………………...…….. 3

    Statement of Profit or Loss and Other ……….…………………….Comprehensive Income__

    Laporan Perubahan Ekuitas……………………………… 4 ………………………Statement of Changes in Equity

    Laporan Arus Kas……………………..………………….. 5 ……………………………....Statement of Cash Flows

    Catatan atas Laporan Keuangan……………….............. 6 - 219 ………...................Notes to the Financial Statements

  • The original financial statements included herein are

    in the Indonesian language.

    PT BANK JTRUST INDONESIA Tbk PT BANK JTRUST INDONESIA Tbk

    LAPORAN POSISI KEUANGAN STATEMENT OF FINANCIAL POSITION

    Tanggal 31 Desember 2019 As of December 31, 2019

    (Disajikan dalam jutaan Rupiah, (Expressed in millions of Rupiah,

    kecuali dinyatakan lain) unless otherwise stated)

    Catatan/

    2019 Notes 2018

    ASET ASSETS

    Kas 110.308 2,4,41,45,46 110.105 Cash

    Giro pada Bank Indonesia 496.757 2,5,41,45,46 803.124 Current accounts with Bank Indonesia

    Giro pada bank lain Current accounts with other banks

    setelah dikurangi cadangan kerugian net of allowance for

    penurunan nilai sebesar impairment losses of

    Rp 743 pada tanggal 31 Desember 2019 dan Rp 743 as of December 31, 2019 and

    Rp 784 pada tanggal 31 Desember 2018 522.802 2,6,41,45,46 249.546 Rp 784 as of December 31, 2018

    Penempatan pada Bank Indonesia Placements with Bank Indonesia

    dan bank lain 462.718 2,7,41,45,46 649.905 and other banks

    Surat-surat berharga Marketable securities

    Tersedia untuk dijual 3.700.222 3.078.473 Available-for-sale

    Diperdagangkan 519.640 484.265 Trading

    Total surat-surat berharga 4.219.862 2,8,41,45,46 3.562.738 Total marketable securities

    Tagihan derivatif 2.645 2,9,41,45,46 11.324 Derivative receivables

    Pinjaman yang diberikan Loans

    setelah dikurangi cadangan kerugian net of allowance for

    penurunan nilai sebesar impairment losses of

    Rp 113.108 pada tanggal 31 Desember 2019 dan Rp 113,108 as of December 31, 2019 and

    Rp 129.938 pada tanggal 31 Desember 2018 Rp 129,938 as of December 31, 2018

    Pihak berelasi 172.767 143.188 Related parties

    Pihak ketiga 5.960.116 9.985.929 Third parties

    Pinjaman yang diberikan - neto 6.132.883 2,10,33,40,41,45,46 10.129.117 Loans - net

    Tagihan akseptasi Acceptance receivables

    setelah dikurangi cadangan kerugian net of allowance for

    penurunan nilai sebesar impairment losses of

    nihil pada tanggal 31 Desember 2019 dan nil as of December 31, 2019 and

    Rp 546.943 pada tanggal 31 Desember 2018 23.518 2,11,33,41,45,46 102.188 Rp 546,943 as of December 31, 2018

    Pendapatan bunga yang masih akan diterima 129.134 2,12,41,45,46 102.992 Accrued interest income

    Biaya dibayar dimuka dan uang muka 4.618.286 2,13 1.332.489 Prepaid expenses and advances

    Aset pajak tangguhan 74.209 2,37b 125.323 Deferred tax assets

    Aset tetap Fixed assets

    setelah dikurangi akumulasi penyusutan sebesar net of accumulated depreciation of

    Rp 37.198 pada tanggal 31 Desember 2019 dan Rp 37,198 as of December 31, 2019 and

    Rp 28.065 pada tanggal 31 Desember 2018 199.165 2,14 194.079 Rp 28,065 as of December 31, 2018

    Aset takberwujud Intangible assets

    setelah dikurangi akumulasi amortisasi sebesar net of accumulated amortization of

    Rp 125.988 pada tanggal 31 Desember 2019 dan Rp 125,988 as of December 31, 2019 and

    Rp 112.322 pada tanggal 31 Desember 2018 88.859 2,15 82.679 Rp 112,322 as of December 31, 2018

    Agunan yang diambil alih Foreclosed assets

    setelah dikurangi cadangan kerugian net of allowance for

    penurunan nilai sebesar impairment losses of

    Rp 236.162 pada tanggal 31 Desember 2019 dan Rp 236,162 as of December 31, 2019 and

    Rp 200.012 pada tanggal 31 Desember 2018 131.230 2,16,33 237.653 Rp 200,012 as of December 31, 2018

    Aset lain-lain Other assets

    setelah dikurangi cadangan kerugian net of allowance for

    penurunan nilai sebesar impairment losses of

    Rp 54.158 pada tanggal 31 Desember 2019 dan Rp 54,158 as of December 31, 2019 and

    Rp 16.817 pada tanggal 31 Desember 2018 99.221 2,17,41,45 130.407 Rp 16,817 as of December 31, 2018

    TOTAL ASET 17.311.597 17.823.669 TOTAL ASSETS

    Catatan terlampir merupakan bagian yang tidak terpisahkan dari The accompanying notes form an integral part of

    laporan keuangan secara keseluruhan. these financial statements.

    1

  • The original financial statements included herein are

    in the Indonesian language.

    PT BANK JTRUST INDONESIA Tbk PT BANK JTRUST INDONESIA Tbk

    LAPORAN POSISI KEUANGAN (lanjutan) STATEMENT OF FINANCIAL POSITION (continued)

    Tanggal 31 Desember 2019 As of December 31, 2019

    (Disajikan dalam jutaan Rupiah, (Expressed in millions of Rupiah,

    kecuali dinyatakan lain) unless otherwise stated)

    Catatan/

    2019 Notes 2018

    LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY

    LIABILITAS LIABILITIES

    Liabilitas segera 156.145 2,18,41,45,46 63.775 Obligations due immediately

    Simpanan nasabah Deposits from customers

    Pihak berelasi 68.369 87.043 Related parties

    Pihak ketiga 12.737.863 13.161.562 Third parties

    Total simpanan dari nasabah 12.806.232 2,19,40,41,45,46 13.248.605 Total deposits from customers

    Simpanan dari bank lain 1.845.988 2,20,41,45,46 1.911.604 Deposits from other banks

    Liabilitas derivatif - 2,9,41,45,46 640 Derivative payables

    Efek-efek yang dijual Securities sold under repurchase

    dengan janji dibeli kembali 88.001 2,21,45,46 532.005 agreement

    Liabilitas akseptasi 2.101 2,11,41,45,46 16.546 Acceptance payables

    Utang pajak 18.893 2,37a 21.052 Taxes payable

    Bunga yang masih harus dibayar 65.086 2,22,41,45,46 61.431 Accrued interest expenses

    Liabilitas imbalan kerja 24.752 2,38 55.271 Employee benefits liability

    Beban yang masih harus dibayar dan Accrued expenses and

    liabilitas lain-lain other liabilities

    Pihak berelasi - 866 Related parties

    Pihak ketiga 230.573 237.471 Third parties

    Total beban yang masih harus dibayar dan Total accrued expenses and

    liabilitas lain-lain 230.573 2,23,40,41,45,46 238.337 other liabilties

    Pinjaman subordinasi 400.000 2,24,40,41,45,46,54 143.800 Subordinated loan

    Obligasi konversi - 2,25,41,45,54 215.700 Convertible bonds

    TOTAL LIABILITAS 15.637.771 16.508.766 TOTAL LIABILITIES

    EKUITAS EQUITY

    Modal saham - nilai nominal Share capital - par value

    Saham seri A - Rp 1.000 (nilai penuh) Series A shares - Rp 1,000 (full amount)

    per saham per share

    Saham seri B - Rp 7.800.000 (nilai penuh) Series B shares - Rp 7,800,000 (full amount)

    per saham per share

    Modal dasar - 12.000.003.000 saham seri A Authorized - 12,000,003,000 series A shares

    dan 384.615 saham seri B and 384,615 series B shares

    Modal ditempatkan dan disetor penuh - Issued and fully paid capital -

    10.011.841.000 saham seri A 10,011,841,000 series A shares

    dan 283.501 saham seri B 12.223.149 26,47 12.223.149 and 283,501 series B shares

    Tambahan modal disetor 178.765 2,27 178.765 Additional paid-in capital

    Komponen ekuitas lain 495.500 2,24 353.375 Other components of equity

    Kerugian aktuarial (11.096) 2,38 (34.602) Actuarial loss

    Surplus revaluasi aset tetap - neto 138.336 2,14 124.962 Revaluation surplus of fixed assets - net

    Keuntungan (kerugian) yang belum direalisasi Unrealized gain (losses) on

    atas perubahan nilai wajar surat-surat changes in fair value of

    berharga yang tersedia untuk dijual 8.391 2,8 (122.032) available-for-sale securities

    Saldo rugi Deficit

    Dicadangkan 1.002 28 1.002 Appropriated

    Belum dicadangkan (11.360.221) (11.409.716) Unappropriated

    EKUITAS 1.673.826 1.314.903 EQUITY

    TOTAL LIABILITAS DAN EKUITAS 17.311.597 17.823.669 TOTAL LIABILITIES AND EQUITY

    Catatan terlampir merupakan bagian yang tidak terpisahkan dari The accompanying notes form an integral part of

    laporan keuangan secara keseluruhan. these financial statements.

    2

  • The original financial statements included herein are in the

    Indonesian language.

    PT BANK JTRUST INDONESIA Tbk PT BANK JTRUST INDONES